:root{--ink:var(--primary-text);--deep:var(--primary-text);--paper:var(--light-sage);--white:var(--pure-white);--muted:var(--secondary-text);--line:var(--soft-border);--lime:var(--soft-lime);--mint:var(--soft-border);--blue:var(--soft-border);--mono:'DM Mono',monospace;--sans:'Manrope',sans-serif;--serif:'Playfair Display',serif;--max:1240px;--ease:cubic-bezier(.2,.75,.25,1)}
*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:94px}body{margin:0;background:var(--paper);color:var(--ink);font:400 16px/1.65 var(--sans);-webkit-font-smoothing:antialiased}a{color:inherit;text-decoration:none}button,input,select{font:inherit}button{cursor:pointer}.wrap{width:min(var(--max),calc(100% - 48px));margin-inline:auto}.eyebrow{display:flex;align-items:center;gap:11px;font:500 11px/1.2 var(--mono);letter-spacing:.14em;text-transform:uppercase;color:var(--secondary-text)}.eyebrow:before{content:"";width:24px;height:1px;background:currentColor}.site-header{height:84px;position:sticky;top:0;z-index:20;background:rgba(248,249,243,.93);backdrop-filter:blur(16px);border-bottom:1px solid rgba(24,59,32,.1)}.header-inner{height:100%;display:flex;align-items:center;justify-content:space-between}.brand{display:flex;align-items:center;gap:11px;font-weight:800;font-size:16px;letter-spacing:-.04em}.brand-mark{width:37px;height:37px;display:grid;place-items:center;background:var(--ink);color:var(--lime);font:500 14px var(--mono);border-radius:50%;position:relative}.brand-mark:after{content:"";position:absolute;inset:5px;border:1px solid rgba(213,232,170,.55);border-radius:50%}.brand small{display:block;font:500 8px var(--mono);letter-spacing:.14em;color:var(--accent-green);margin-top:2px}.nav{display:flex;align-items:center;gap:30px;font-size:12px;font-weight:700}.nav a{transition:color .2s}.nav a:hover,.nav a[aria-current=page]{color:var(--accent-green)}.header-cta,.button{display:inline-flex;align-items:center;justify-content:center;gap:12px;min-height:48px;padding:0 20px;background:var(--lime);color:var(--ink);font-size:11px;font-weight:800;letter-spacing:.02em;border:0;border-radius:2px;transition:transform .25s var(--ease),background .25s}.header-cta:hover,.button:hover{transform:translateY(-3px);background:var(--soft-lime)}.button.dark{background:var(--ink);color:var(--white)}.button.dark:hover{background:var(--primary-dark)}.button.outline{background:transparent;border:1px solid currentColor;color:inherit}.button.outline:hover{background:var(--ink);color:var(--paper)}.arrow{font-size:17px;line-height:0}.menu-btn{display:none;background:none;border:0;font-size:22px;color:var(--ink)}
.hero{background:var(--deep);color:var(--white);min-height:680px;position:relative;overflow:hidden;display:flex;align-items:center}.hero:before{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(24,59,32,.94) 0%,rgba(24,59,32,.78) 40%,rgba(24,59,32,.08) 100%);z-index:1}.hero-img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;opacity:.74;transition:opacity .5s,transform 8s;transform:scale(1.02)}.hero.is-changing .hero-img{opacity:.18;transform:scale(1.06)}.hero-grid{position:relative;z-index:2;display:grid;grid-template-columns:minmax(0,1fr) 310px;gap:55px;align-items:end;padding-block:94px 72px}.hero-copy{max-width:730px}.hero .eyebrow{color:var(--lime)}.hero h1{font-size:clamp(48px,7vw,88px);line-height:.99;letter-spacing:-.075em;margin:25px 0 22px;font-weight:600;max-width:760px}.hero h1 em{font-family:var(--serif);font-weight:600;color:var(--lime);letter-spacing:-.06em}.hero p{font-size:16px;line-height:1.7;color:var(--soft-border);max-width:560px}.hero-actions{display:flex;gap:11px;flex-wrap:wrap;margin-top:30px}.hero-side{padding:23px 0 0 23px;border-left:1px solid rgba(255,255,255,.4);border-top:1px solid rgba(255,255,255,.4)}.hero-side strong{font:500 11px var(--mono);letter-spacing:.1em;text-transform:uppercase;color:var(--lime)}.hero-side p{margin:10px 0 20px;font-size:13px;color:var(--soft-border)}.hero-controls{position:absolute;z-index:2;right:max(24px,calc((100vw - var(--max))/2));bottom:35px;display:flex;align-items:center;gap:8px;color:white}.slide-count{font:11px var(--mono);margin-right:9px}.slide-dot{width:28px;height:3px;background:rgba(255,255,255,.35);border:0;padding:0;transition:background .2s}.slide-dot[aria-pressed=true]{background:var(--lime)}.slide-arrow{width:36px;height:36px;border:1px solid rgba(255,255,255,.45);background:transparent;color:white;border-radius:50%;font-size:16px;transition:background .2s}.slide-arrow:hover{background:rgba(255,255,255,.15)}
.ticker{overflow:hidden;background:var(--lime);color:var(--ink);white-space:nowrap;border-bottom:1px solid rgba(24,59,32,.15)}.ticker-track{display:flex;width:max-content;animation:marquee 33s linear infinite;padding:12px 0;gap:30px;font:500 10px var(--mono);letter-spacing:.13em;text-transform:uppercase}.ticker-track span:after{content:"✳";margin-left:30px}@keyframes marquee{to{transform:translateX(-50%)}}
.section{padding:112px 0}.section.white{background:var(--white)}.section.dark{background:var(--deep);color:var(--white)}.section-head{display:flex;justify-content:space-between;align-items:end;gap:35px;margin-bottom:47px}.section-head h2,.page-intro h1{font-size:clamp(39px,5vw,63px);line-height:1.03;letter-spacing:-.07em;font-weight:600;margin:15px 0 0;max-width:740px}.section-head h2 em,.page-intro h1 em{font-family:var(--serif);font-weight:600}.section-head p{max-width:390px;margin:0;color:var(--muted);font-size:14px}.dark .section-head p{color:var(--soft-border)}.sector-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:12px}.sector-card{min-height:485px;background:var(--soft-border);position:relative;overflow:hidden;padding:29px;display:flex;flex-direction:column;justify-content:space-between;transition:transform .3s var(--ease)}.sector-card:hover{transform:translateY(-7px)}.sector-card:nth-child(2){background:var(--light-sage)}.sector-card:nth-child(3){background:var(--soft-border)}.sector-card img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;mix-blend-mode:multiply;opacity:.27;filter:grayscale(.55);transition:transform .7s var(--ease),opacity .3s}.sector-card:hover img{transform:scale(1.05);opacity:.4}.sector-card:after{content:"";position:absolute;inset:0;background:linear-gradient(180deg,transparent 20%,rgba(237,243,229,.94) 82%)}.sector-top,.sector-bottom{position:relative;z-index:1}.sector-top{display:flex;align-items:center;justify-content:space-between}.sector-no{font:11px var(--mono);color:var(--secondary-text)}.sector-icon{width:42px;height:42px;border:1px solid rgba(24,59,32,.35);border-radius:50%;display:grid;place-items:center;font-size:18px}.sector-card h3{font-size:29px;line-height:1.08;letter-spacing:-.055em;margin:0 0 13px;max-width:290px}.sector-card p{font-size:13px;line-height:1.6;color:var(--secondary-text);max-width:310px;margin:0 0 19px}.text-link{display:inline-flex;align-items:center;gap:12px;font:700 11px var(--mono);text-transform:uppercase;letter-spacing:.08em;border-bottom:1px solid rgba(24,59,32,.55);padding:0 0 6px}.text-link span{transition:transform .2s}.text-link:hover span{transform:translate(3px,-3px)}
.manifesto{display:grid;grid-template-columns:.8fr 1.2fr;gap:10%;align-items:start}.manifesto-stamp{position:sticky;top:115px;display:grid;place-items:center;width:180px;height:180px;border:1px solid rgba(213,232,170,.65);border-radius:50%;color:var(--lime);font:10px var(--mono);letter-spacing:.13em;text-align:center;text-transform:uppercase;transform:rotate(-12deg)}.manifesto-stamp:before,.manifesto-stamp:after{content:"";position:absolute;border:1px solid rgba(213,232,170,.22);inset:10px;border-radius:50%}.manifesto-stamp:after{inset:19px}.manifesto-copy h2{font-size:clamp(40px,5vw,65px);line-height:1.04;letter-spacing:-.07em;margin:0 0 25px;font-weight:600}.manifesto-copy h2 em{font-family:var(--serif);color:var(--lime)}.manifesto-copy>p{max-width:620px;color:var(--soft-lime)}.manifesto-points{display:grid;grid-template-columns:1fr 1fr;gap:0 25px;margin-top:35px;border-top:1px solid rgba(255,255,255,.2)}.manifesto-point{padding:19px 0;border-bottom:1px solid rgba(255,255,255,.2);display:flex;gap:14px}.manifesto-point b{font:11px var(--mono);color:var(--lime);padding-top:3px}.manifesto-point span{font-size:13px;color:var(--soft-border)}
.path-section{background:var(--soft-border)}.path-grid{display:grid;grid-template-columns:1fr 1fr;gap:75px;align-items:center}.path-copy h2{font-size:clamp(40px,5vw,62px);line-height:1.02;letter-spacing:-.07em;margin:15px 0 20px}.path-copy h2 em{font-family:var(--serif)}.path-copy p{color:var(--secondary-text);max-width:510px}.path-steps{display:grid;gap:9px}.path-step{display:grid;grid-template-columns:45px 1fr auto;align-items:center;gap:16px;background:rgba(255,255,255,.75);border:1px solid rgba(24,59,32,.1);padding:16px 19px;transition:background .2s,transform .2s}.path-step:hover{transform:translateX(4px);background:var(--white)}.path-step .num{font:11px var(--mono);color:var(--accent-green)}.path-step b{font-size:13px}.path-step span:last-child{font-size:18px;color:var(--accent-green)}.disclaimer{font-size:11px;color:var(--secondary-text);margin-top:15px;line-height:1.55}
.coverage-planner{display:grid;grid-template-columns:.7fr 1.3fr;gap:72px}.planner-intro h2{font-size:clamp(38px,4.8vw,58px);line-height:1.02;letter-spacing:-.07em;margin:14px 0 20px}.planner-intro h2 em{font-family:var(--serif)}.planner-intro p{color:var(--soft-border);max-width:390px}.planner{background:var(--light-sage);color:var(--ink);padding:28px;min-height:390px;position:relative}.planner-kicker{font:10px var(--mono);text-transform:uppercase;letter-spacing:.14em;color:var(--secondary-text)}.planner h3{font-size:24px;letter-spacing:-.05em;margin:8px 0 8px}.planner p{font-size:13px;color:var(--secondary-text);margin:0 0 22px}.choice-list{display:flex;flex-wrap:wrap;gap:8px}.choice{padding:12px 14px;background:transparent;border:1px solid var(--soft-lime);font-size:12px;color:var(--ink);transition:all .2s}.choice:hover,.choice[aria-pressed=true]{background:var(--ink);color:var(--white);border-color:var(--ink)}.planner-result{margin-top:23px;padding:17px;background:var(--soft-border);display:none}.planner-result.show{display:block;animation:fadeup .45s var(--ease)}.planner-result ul{margin:8px 0 13px;padding-left:19px;font-size:12px}.planner-result li{margin:4px 0}.planner-result .disclaimer{margin:4px 0 0}.planner-actions{display:flex;gap:8px;flex-wrap:wrap}.mini-btn{border:0;background:var(--ink);color:var(--white);padding:10px 14px;font-size:10px;font-weight:800}.mini-btn:hover{background:var(--cta-primary)}.mini-btn.ghost{background:transparent;color:var(--ink);border:1px solid var(--soft-lime)}
.quote-banner{padding:75px 0;background:var(--deep);color:var(--white);position:relative;overflow:hidden}.quote-banner:after{content:"4P";position:absolute;right:8%;top:-86px;font-size:310px;line-height:1;font-weight:800;letter-spacing:-.12em;opacity:.06}.quote-inner{position:relative;z-index:1;display:flex;align-items:end;justify-content:space-between;gap:35px}.quote-inner h2{font-size:clamp(38px,5vw,61px);line-height:1.01;letter-spacing:-.07em;margin:11px 0 0;max-width:700px}.quote-inner p{max-width:320px;font-size:13px;color:var(--soft-border)}.quote-inner .button{background:var(--ink);color:white}
.page-intro{padding:105px 0 66px;background:var(--deep);color:var(--white);position:relative;overflow:hidden}.page-intro:after{content:"";position:absolute;width:470px;height:470px;border:1px solid rgba(213,232,170,.24);border-radius:50%;right:-80px;top:-120px;box-shadow:0 0 0 34px rgba(213,232,170,.035),0 0 0 70px rgba(213,232,170,.025)}.page-intro-inner{position:relative;z-index:1;max-width:800px}.page-intro .eyebrow{color:var(--lime)}.page-intro h1{font-size:clamp(50px,7vw,82px);max-width:850px;margin:20px 0 22px}.page-intro h1 em{color:var(--lime)}.page-intro p{max-width:600px;color:var(--soft-border);font-size:15px}.page-intro .hero-actions{margin-top:26px}.page-index{display:flex;gap:8px;flex-wrap:wrap;margin-top:35px}.page-index a{border:1px solid rgba(255,255,255,.25);padding:8px 11px;color:var(--soft-border);font:10px var(--mono);text-transform:uppercase;letter-spacing:.06em;transition:all .2s}.page-index a:hover{background:var(--lime);color:var(--ink);border-color:var(--lime)}
.coverage-layout{display:grid;grid-template-columns:.62fr 1.38fr;gap:75px}.coverage-aside{position:sticky;top:115px;align-self:start}.coverage-aside h2{font-size:36px;line-height:1.02;letter-spacing:-.06em;margin:13px 0}.coverage-aside p{font-size:13px;color:var(--muted)}.coverage-row{display:grid;grid-template-columns:52px 1fr;gap:22px;padding:25px 0;border-top:1px solid var(--line)}.coverage-row:last-child{border-bottom:1px solid var(--line)}.coverage-row .num{font:11px var(--mono);color:var(--accent-green)}.coverage-row h3{font-size:21px;letter-spacing:-.045em;margin:0 0 7px}.coverage-row p{font-size:13px;line-height:1.7;color:var(--secondary-text);margin:0}.coverage-row .tag{display:inline-block;margin-top:11px;padding:4px 7px;background:var(--light-sage);font:9px var(--mono);letter-spacing:.08em;text-transform:uppercase;color:var(--secondary-text)}.detail-band{background:var(--soft-border);padding:84px 0}.detail-grid{display:grid;grid-template-columns:1fr 1fr;gap:65px}.detail-grid h2{font-size:44px;line-height:1.03;letter-spacing:-.065em;margin:11px 0 20px}.detail-grid p{font-size:14px;color:var(--secondary-text)}.detail-list{border-top:1px solid var(--soft-lime)}.detail-list div{padding:15px 0;border-bottom:1px solid var(--soft-lime);display:flex;align-items:baseline;gap:13px;font-size:13px}.detail-list b{font:10px var(--mono);color:var(--accent-green)}
.quote-page{padding:76px 0 110px}.quote-grid{display:grid;grid-template-columns:.8fr 1.2fr;gap:75px}.quote-aside h1{font-size:clamp(42px,5vw,65px);line-height:1;letter-spacing:-.07em;margin:15px 0 20px}.quote-aside h1 em{font-family:var(--serif)}.quote-aside p{font-size:14px;color:var(--secondary-text)}.quote-note{margin-top:28px;border-left:2px solid var(--lime);padding:2px 0 2px 16px;font-size:12px;color:var(--secondary-text)}.form-panel{background:var(--white);padding:30px;border:1px solid var(--line)}.form-panel h2{font-size:20px;letter-spacing:-.04em;margin:0 0 7px}.form-panel>p{font-size:12px;color:var(--secondary-text);margin:0 0 21px}.field{display:grid;gap:6px;margin:14px 0}.field label{font:10px var(--mono);letter-spacing:.1em;text-transform:uppercase}.field select,.field input{border:1px solid var(--soft-border);padding:12px 13px;background:transparent;color:var(--ink);font-size:13px;border-radius:0}.field select:focus,.field input:focus{outline:2px solid var(--soft-lime);border-color:transparent}.form-panel .button{width:100%;margin-top:8px}.form-success{display:none;margin-top:18px;padding:17px;background:var(--soft-border);font-size:12px}.form-success.show{display:block;animation:fadeup .4s var(--ease)}.contact-summary{white-space:pre-wrap;background:rgba(255,255,255,.65);padding:12px;margin-top:10px;color:var(--secondary-text)}.privacy-note{font-size:10px!important;margin-top:12px!important;line-height:1.55}
.faq{max-width:850px;margin-inline:auto}.faq details{border-top:1px solid var(--line);padding:19px 0}.faq details:last-child{border-bottom:1px solid var(--line)}.faq summary{font-size:15px;font-weight:700;cursor:pointer;list-style:none;display:flex;justify-content:space-between;gap:20px}.faq summary::-webkit-details-marker{display:none}.faq summary:after{content:"+";font:18px var(--mono);transition:transform .2s}.faq details[open] summary:after{transform:rotate(45deg)}.faq p{max-width:700px;font-size:13px;color:var(--secondary-text);margin:13px 0 0}
.site-footer{background:var(--primary-text);color:var(--light-sage);padding:62px 0 24px}.footer-main{display:grid;grid-template-columns:1.3fr 1fr 1fr;gap:50px;padding-bottom:48px}.footer-main .brand{color:white}.footer-main p{max-width:320px;color:var(--soft-lime);font-size:12px}.footer-col b{display:block;font:10px var(--mono);letter-spacing:.13em;text-transform:uppercase;color:var(--lime);margin-bottom:16px}.footer-col a{display:block;font-size:12px;color:var(--soft-border);margin:10px 0}.footer-col a:hover{color:var(--lime)}.footer-bottom{border-top:1px solid rgba(255,255,255,.18);padding-top:19px;display:flex;justify-content:space-between;gap:20px;color:var(--soft-lime);font:9px var(--mono);text-transform:uppercase;letter-spacing:.07em}.footer-bottom .disclaimer{margin:0;color:var(--soft-lime)}.language-float{position:fixed;right:22px;bottom:23px;z-index:30;border:1px solid rgba(255,255,255,.3);box-shadow:0 6px 25px rgba(24,59,32,.28);background:var(--ink);color:white;border-radius:50px;min-height:48px;display:flex;align-items:center;gap:9px;padding:0 16px;font:10px var(--mono);letter-spacing:.09em;text-transform:uppercase;transition:transform .2s,background .2s}.language-float:hover{transform:translateY(-3px);background:var(--cta-primary)}.language-float span{color:var(--lime);font-size:15px}.js .reveal{opacity:0;transform:translateY(18px);transition:opacity .7s var(--ease),transform .7s var(--ease)}.js .reveal.visible{opacity:1;transform:none}@keyframes fadeup{from{opacity:0;transform:translateY(8px)}to{opacity:1;transform:none}}
@media(max-width:900px){.nav{gap:16px}.header-cta{padding:0 13px}.hero-grid{grid-template-columns:1fr;gap:28px}.hero-side{max-width:420px}.hero{min-height:650px}.sector-card{min-height:440px;padding:23px}.sector-card h3{font-size:25px}.manifesto{gap:45px}.path-grid{gap:40px}.coverage-planner{gap:38px}.coverage-layout{gap:42px}.quote-grid{gap:40px}}
@media(max-width:680px){.wrap{width:calc(100% - 36px)}.site-header{height:72px}.menu-btn{display:block}.nav{display:none;position:absolute;top:71px;left:0;right:0;padding:16px 22px 22px;background:var(--paper);border-bottom:1px solid var(--line);align-items:stretch;flex-direction:column;gap:0}.nav.open{display:flex}.nav a{padding:13px 0;border-bottom:1px solid var(--line)}.header-cta{min-height:40px;font-size:9px;padding:0 11px}.brand{font-size:14px}.brand-mark{width:34px;height:34px}.hero{min-height:640px;align-items:flex-start}.hero:before{background:linear-gradient(90deg,rgba(24,59,32,.9),rgba(24,59,32,.55)),linear-gradient(0deg,rgba(24,59,32,.75),transparent)}.hero-grid{padding:86px 0 90px}.hero h1{font-size:clamp(48px,13vw,68px)}.hero p{font-size:14px}.hero-side{padding:16px 0 0 17px}.hero-controls{bottom:22px;right:18px}.section{padding:77px 0}.section-head{display:block;margin-bottom:30px}.section-head p{margin-top:17px}.section-head h2{font-size:42px}.sector-grid{grid-template-columns:1fr;gap:10px}.sector-card{min-height:370px}.sector-card h3{font-size:31px}.manifesto{grid-template-columns:1fr;gap:35px}.manifesto-stamp{position:relative;top:auto;width:125px;height:125px;font-size:8px}.manifesto-copy h2{font-size:43px}.manifesto-points{grid-template-columns:1fr}.path-grid,.coverage-planner,.coverage-layout,.detail-grid,.quote-grid{grid-template-columns:1fr;gap:35px}.path-copy h2,.planner-intro h2,.detail-grid h2{font-size:42px}.planner{padding:22px;min-height:0}.quote-inner{display:block}.quote-inner h2{font-size:43px}.quote-inner p{margin:16px 0 22px}.quote-banner{padding:58px 0}.page-intro{padding:78px 0 54px}.page-intro h1{font-size:clamp(48px,13vw,68px)}.page-intro:after{right:-300px}.coverage-aside{position:static}.coverage-aside h2{font-size:33px}.coverage-row{grid-template-columns:35px 1fr;gap:13px;padding:20px 0}.coverage-row h3{font-size:19px}.quote-page{padding:55px 0 75px}.form-panel{padding:22px}.footer-main{grid-template-columns:1fr 1fr;gap:28px}.footer-main>div:first-child{grid-column:1/-1}.footer-bottom{display:block;line-height:2}.footer-bottom .disclaimer{margin-top:9px}.language-float{right:13px;bottom:13px;min-height:44px;padding:0 14px}.ticker-track{animation-duration:26s}}

/* Service navigation, page-specific storytelling, and restrained interaction states. */
.nav{position:relative}
.nav-dropdown{position:relative}
.nav-dropdown summary{display:flex;align-items:center;gap:6px;list-style:none;cursor:pointer;white-space:nowrap;transition:color .2s}
.nav-dropdown summary::-webkit-details-marker{display:none}
.nav-dropdown summary:hover,.nav-dropdown[open] summary,.nav-dropdown summary.nav-current{color:var(--accent-green)}
.nav-dropdown .chevron{font-size:14px;transition:transform .22s ease}
.nav-dropdown[open] .chevron{transform:rotate(180deg)}
.dropdown-panel{position:absolute;z-index:25;top:calc(100% + 20px);left:-18px;width:max-content;min-width:255px;max-height:min(72vh,560px);overflow:auto;padding:9px;background:rgba(255,255,255,.98);border:1px solid rgba(24,59,32,.12);box-shadow:0 16px 38px rgba(24,59,32,.17);backdrop-filter:blur(12px);transform-origin:top left;animation:menu-in .18s var(--ease)}
.dropdown-panel a{display:flex;align-items:center;justify-content:space-between;padding:10px 12px;border-bottom:1px solid rgba(24,59,32,.08);font-size:11px;transition:background .2s,color .2s,transform .2s}
.dropdown-panel a:last-child{border-bottom:0}
.dropdown-panel a:hover{background:var(--light-sage);color:var(--brand-green);transform:translateX(3px)}
.dropdown-panel .dropdown-overview{font:500 9px var(--mono);letter-spacing:.08em;text-transform:uppercase;color:var(--secondary-text)}
@keyframes menu-in{from{opacity:0;transform:translateY(-5px) scale(.99)}to{opacity:1;transform:none}}
.coverage-row{color:inherit;transition:background .24s,transform .24s,padding .24s}
.coverage-row:hover{background:var(--warm-ivory);transform:translateX(5px);padding-inline:12px}
.coverage-row h3{display:flex;align-items:center;justify-content:space-between}
.row-arrow{font-size:17px;color:var(--accent-green);transition:transform .2s}
.coverage-row:hover .row-arrow{transform:translate(3px,-3px)}
.hero-copy,.hero-side{transition:opacity .22s ease,transform .22s var(--ease)}
.hero.is-changing .hero-copy,.hero.is-changing .hero-side{opacity:.35;transform:translateY(5px)}
.back-link{display:inline-flex;margin-bottom:24px;color:var(--soft-border);font:10px var(--mono);letter-spacing:.08em;text-transform:uppercase;transition:color .2s,transform .2s}
.back-link:hover{color:var(--lime)}
.service-intro h1{max-width:1000px}
.service-prose p{max-width:760px;color:var(--secondary-text);font-size:15px;line-height:1.9;margin:0 0 22px}
.service-prose p:first-child{font-size:18px;color:var(--ink);line-height:1.75}
.detail-list-row{padding:15px 0;border-bottom:1px solid var(--soft-lime);display:flex;align-items:baseline;gap:13px;font-size:13px}
.about-layout{display:grid;grid-template-columns:.65fr 1.35fr;gap:72px}
.about-aside{position:sticky;top:115px;align-self:start}
.about-aside p{margin-top:24px;color:var(--secondary-text);font:500 10px var(--mono);letter-spacing:.13em;text-transform:uppercase}
.about-block{display:grid;grid-template-columns:48px 1fr;gap:22px;padding:28px 0;border-top:1px solid var(--line)}
.about-block:last-child{border-bottom:1px solid var(--line)}
.about-number{color:var(--accent-green);font:11px var(--mono)}
.about-block h2{margin:0 0 10px;font-size:25px;letter-spacing:-.05em}
.about-block p,.contact-copy p{margin:0;color:var(--secondary-text);font-size:14px;line-height:1.85}
.about-intro h1{max-width:920px}
.contact-main{padding:76px 0 140px}
.contact-grid{display:grid;grid-template-columns:.82fr 1.18fr;gap:72px;align-items:start}
.contact-copy article{padding:0 0 27px;margin:0 0 26px;border-bottom:1px solid var(--line)}
.contact-copy h2{font-size:25px;line-height:1.15;letter-spacing:-.05em;margin:0 0 12px}
.contact-copy .text-link{margin-top:6px}
.contact-panel{box-shadow:0 18px 50px rgba(24,59,32,.06)}
.field textarea{width:100%;resize:vertical;min-height:110px;border:1px solid var(--soft-border);padding:12px 13px;background:transparent;color:var(--ink);font:13px/1.6 var(--sans)}
.field textarea:focus{outline:2px solid var(--soft-lime);border-color:transparent}
.contact-output{display:none;margin-top:18px;padding:17px;background:var(--soft-border);font-size:12px}
.contact-output.show{display:block;animation:fadeup .4s var(--ease)}
.contact-output p{margin:7px 0 13px;color:var(--secondary-text)}
.button:focus-visible,.nav a:focus-visible,.nav-dropdown summary:focus-visible,.slide-arrow:focus-visible,.slide-dot:focus-visible,.language-float:focus-visible{outline:3px solid var(--accent-green);outline-offset:3px}
@media(max-width:980px){.menu-btn{display:block}.nav{display:none;position:absolute;top:calc(100% - 1px);left:0;right:0;max-height:calc(100vh - 75px);overflow:auto;padding:12px 22px 22px;background:var(--paper);border-bottom:1px solid var(--line);align-items:stretch;flex-direction:column;gap:0}.nav.open{display:flex}.nav>a{padding:12px 0;border-bottom:1px solid var(--line)}.nav-dropdown{border-bottom:1px solid var(--line)}.nav-dropdown summary{padding:12px 0;justify-content:space-between}.dropdown-panel{position:static;max-height:none;width:auto;box-shadow:none;border:0;border-top:1px solid var(--line);padding:0 0 8px 13px;background:transparent;animation:none}.dropdown-panel a{padding:10px 12px}.about-layout,.contact-grid{gap:42px}}
@media(max-width:680px){.about-layout,.contact-grid{grid-template-columns:1fr;gap:28px}.about-aside{position:static}.contact-main{padding:52px 0 75px}.about-block{grid-template-columns:32px 1fr;gap:13px}.service-prose p:first-child{font-size:16px}.hero-copy,.hero-side{transition:none}}
@media(prefers-reduced-motion:reduce){*,*:before,*:after{scroll-behavior:auto!important;animation-duration:.01ms!important;animation-iteration-count:1!important;transition-duration:.01ms!important}.reveal{opacity:1;transform:none}}

/* Additional information architecture: expanded directories and customer tasks. */
.header-inner{gap:16px}.nav{gap:clamp(10px,1.35vw,20px);white-space:nowrap}.nav-dropdown summary{display:flex;align-items:center;gap:5px;list-style:none;cursor:pointer}.nav-dropdown summary::-webkit-details-marker{display:none}.dropdown-panel{z-index:40}.mega-panel{width:min(850px,calc(100vw - 40px));left:50%;transform:translateX(-50%);padding:22px 24px}.nav-dropdown.nav-mega{position:static}.nav-mega-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px;margin-top:17px;padding-top:16px;border-top:1px solid var(--line)}.nav-mega-column{display:grid;align-content:start;gap:4px;white-space:normal}.nav-mega-column>b{padding:7px 10px;color:var(--secondary-text);font-size:10px;line-height:1.35}.nav-mega-links{display:flex;gap:8px;flex-wrap:wrap;margin-top:13px}.nav-mega-links a{padding:8px 10px;border:1px solid var(--line);border-radius:4px}.new-page{padding:64px 0 100px}.new-page .page-intro-inner{max-width:820px;padding:12px 0 34px}.new-page .page-intro-inner h1{max-width:820px;margin:18px 0 15px;font-size:clamp(38px,5vw,64px);line-height:1.08;letter-spacing:-.045em}.new-page .page-intro-inner>p{max-width:740px;color:var(--secondary-text);font-size:17px}.new-page-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:14px;margin:16px 0 26px}.new-page-card{min-height:176px;padding:24px;background:var(--pure-white);border:1px solid var(--line);border-radius:5px;box-shadow:0 5px 18px rgba(24,59,32,.035)}.new-page-card h2{margin:0 0 12px;font-size:19px;line-height:1.3}.new-page-card h2 a{display:flex;justify-content:space-between;gap:12px}.new-page-card h2 a span{color:var(--accent-green);transition:transform .2s}.new-page-card h2 a:hover span{transform:translate(2px,-2px)}.new-page-card p{margin:0;color:var(--secondary-text);font-size:14px;line-height:1.65}.new-page-actions{display:flex;flex-wrap:wrap;gap:10px;margin-top:28px}.new-page .faq{padding:18px 21px;background:var(--pure-white);border:1px solid var(--line);border-radius:4px}.new-page .faq summary{cursor:pointer;font-weight:700}.new-page .faq p{color:var(--secondary-text)}.new-page .button{min-height:48px;padding-inline:18px;border-radius:4px}
@media(max-width:1120px){.header-inner{gap:10px}.nav{gap:9px;font-size:11px}.brand{font-size:13px}.header-cta{padding:0 12px;font-size:10px}}
@media(max-width:980px){.header-inner{gap:14px}.nav{white-space:normal}.nav-dropdown.nav-mega{position:relative}.mega-panel{width:auto;left:auto;transform:none;padding:5px 0 12px}.nav-mega-grid{grid-template-columns:1fr;gap:5px;margin-top:10px;padding-top:10px}.nav-mega-column{padding:0 8px}.nav-mega-column>b{padding:8px 10px 4px}.nav-mega-links{padding:0 8px}.new-page-grid{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media(max-width:680px){.new-page{padding:44px 0 72px}.new-page .page-intro-inner{padding:0 0 24px}.new-page .page-intro-inner h1{font-size:clamp(36px,10vw,50px)}.new-page .page-intro-inner>p{font-size:15px}.new-page-grid{grid-template-columns:1fr;gap:10px}.new-page-card{min-height:0;padding:19px}.new-page-actions{flex-direction:column;align-items:stretch}.new-page-actions .button{width:100%}.mega-panel .dropdown-overview{padding-block:12px!important}.nav-mega-links{display:grid;grid-template-columns:1fr 1fr}.nav-mega-links a{font-size:12px}}
.home-category-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:14px}.home-category-grid .new-page-card{display:block;color:var(--ink);transition:transform .2s,border-color .2s,box-shadow .2s}.home-category-grid .new-page-card:hover{transform:translateY(-3px);border-color:var(--accent-green);box-shadow:0 10px 24px rgba(24,59,32,.08)}.home-category-grid h3{margin:0 0 10px;font-size:22px;line-height:1.3}.home-category-grid h3 span{float:right;color:var(--accent-green)}.topic-list{columns:2;column-gap:24px;margin:18px 0 0;padding-left:20px;color:var(--cta-primary);font-size:14px}.topic-list li{break-inside:avoid;padding:3px 0}.topic-card{grid-column:1/-1}.verified-contact{margin:28px 0;padding:19px 21px;background:var(--warm-ivory);border:1px solid var(--line);border-radius:4px}.verified-contact h2{font-size:18px}.verified-contact p{margin:8px 0}.verified-contact a{font-weight:700;color:var(--brand-green);text-decoration:underline;text-underline-offset:3px}.verified-contact address{font-style:normal;line-height:1.65}.verified-contact .disclaimer{font-size:12px}
@media(max-width:680px){.home-category-grid{grid-template-columns:1fr;gap:10px}.topic-list{columns:1}.topic-card{grid-column:auto}}

/* Human-centered trust system: keep the established 4P palette and soften the editorial styling. */
:root{--mint:var(--soft-border);--blue:var(--soft-border);--line:var(--soft-border);--max:1280px}
body{line-height:1.68}
.site-header{background:rgba(255,255,255,.96);border-bottom-color:rgba(24,59,32,.12)}
.header-inner{gap:24px}
.nav{gap:clamp(14px,2vw,28px)}
.nav a,.nav-dropdown summary{font-size:12px}
.brand-mark{border-radius:10px}
.header-cta,.button{border-radius:4px;min-height:50px;transition:transform .2s var(--ease),background-color .2s,color .2s,box-shadow .2s}
.header-cta:hover,.button:hover{box-shadow:0 8px 18px rgba(24,59,32,.12)}
.hero{min-height:625px;isolation:isolate}
.hero:before{background:linear-gradient(90deg,rgba(24,59,32,.88) 0%,rgba(24,59,32,.7) 48%,rgba(24,59,32,.18) 100%),linear-gradient(0deg,rgba(24,59,32,.32),transparent 58%)}
.hero-img{opacity:.84;filter:saturate(.82);transition:opacity .5s ease,transform 7s ease}
.hero-grid{grid-template-columns:minmax(0,1fr) 285px;gap:clamp(32px,6vw,90px);padding-block:88px 82px}
.hero-copy{max-width:700px}
.hero h1{font-size:clamp(48px,6.2vw,76px);line-height:1.04;letter-spacing:-.055em;max-width:680px;margin:21px 0 18px}
.hero h1 em,.section-head h2 em,.page-intro h1 em,.path-copy h2 em,.planner-intro h2 em,.quote-aside h1 em{font-style:italic}
.hero-lead{max-width:540px}
.hero-side{padding:21px 20px;background:rgba(24,59,32,.42);border:1px solid rgba(255,255,255,.3);backdrop-filter:blur(5px)}
.hero-controls{bottom:28px}
.slide-arrow:hover{background:var(--lime);color:var(--ink);border-color:var(--lime)}
.slide-dot{height:4px}
.ticker{background:var(--light-sage);border-color:rgba(24,59,32,.1)}
.ticker-track{padding-block:10px}
.section{padding-block:96px}
.section-head{margin-bottom:38px}
.section-head h2,.manifesto-copy h2,.path-copy h2,.planner-intro h2,.detail-grid h2,.quote-inner h2{letter-spacing:-.045em;line-height:1.08}
.section-head h2,.page-intro h1{font-size:clamp(36px,4.3vw,56px)}
.sector-grid{gap:18px}
.sector-card{min-height:430px;border-radius:5px;padding:25px;box-shadow:0 10px 26px rgba(24,59,32,.05);transition:transform .28s var(--ease),box-shadow .28s var(--ease)}
.sector-card:hover{transform:translateY(-4px);box-shadow:0 18px 36px rgba(24,59,32,.12)}
.sector-card img{mix-blend-mode:normal;opacity:.88;filter:saturate(.78);transition:transform .6s var(--ease),opacity .3s}
.sector-card:after{background:linear-gradient(180deg,rgba(24,59,32,.08) 0%,rgba(24,59,32,.08) 30%,rgba(24,59,32,.88) 100%)}
.sector-card h3,.sector-card p{color:var(--pure-white)}
.sector-card .sector-no{color:var(--warm-ivory)}
.sector-card .sector-icon{border-color:rgba(255,255,255,.65);color:var(--pure-white)}
.sector-card .text-link{border-color:rgba(255,255,255,.72);color:var(--pure-white)}
.manifesto-stamp{transform:none}
.manifesto-copy h2,.manifesto-copy h2 em{color:var(--white)}
.path-section{background:var(--light-sage)}
.path-step{border-radius:4px;transition:background .2s,transform .2s,box-shadow .2s}
.path-step:hover{transform:translateX(3px);box-shadow:0 5px 16px rgba(24,59,32,.08)}
.choice,.mini-btn{border-radius:3px}
.quote-banner{background:var(--deep);color:var(--white);border-top:1px solid rgba(255,255,255,.08)}
.quote-banner:after{color:var(--lime);opacity:.045}
.quote-inner p{color:var(--soft-border)}
.quote-inner .button{background:var(--lime);color:var(--ink)}
.quote-inner .button:hover{background:var(--soft-lime)}
.page-intro{padding-block:86px 61px}
.page-intro:after{border-color:rgba(213,232,170,.16);box-shadow:0 0 0 34px rgba(213,232,170,.025),0 0 0 70px rgba(213,232,170,.018)}
.page-intro h1{letter-spacing:-.05em;line-height:1.06}
.coverage-row{border-radius:4px}
.coverage-row:hover{padding-inline:10px}
.detail-band{background:var(--light-sage)}
.form-panel{border-radius:5px;box-shadow:0 12px 34px rgba(24,59,32,.06)}
.field select,.field input,.field textarea{border-radius:3px;background:var(--pure-white);transition:border-color .18s,box-shadow .18s}
.field select:focus,.field input:focus,.field textarea:focus{outline:0;border-color:var(--accent-green);box-shadow:0 0 0 3px rgba(213,232,170,.4)}
.quote-note{border-color:var(--lime)}
.faq summary{padding:3px 0;line-height:1.5}
.faq summary:focus-visible,.nav-dropdown summary:focus-visible,.dropdown-panel a:focus-visible{outline:3px solid var(--accent-green);outline-offset:4px}
.footer-main{grid-template-columns:1.25fr 1fr 1fr 1fr}
.language-float{border-radius:4px;box-shadow:0 5px 18px rgba(24,59,32,.19)}
.nav-dropdown[open] .dropdown-panel{animation:menu-in .16s var(--ease)}
.dropdown-panel{border-radius:5px;top:calc(100% + 13px);backdrop-filter:none}
.dropdown-panel a{min-height:40px}
.menu-btn{width:42px;height:42px;border-radius:4px;transition:background .2s}
.menu-btn:hover{background:var(--light-sage)}
@media(max-width:1100px){.nav{gap:14px}.nav a,.nav-dropdown summary{font-size:11px}.footer-main{gap:32px}}
@media(max-width:980px){.hero-grid{grid-template-columns:1fr 250px;gap:26px}.hero{min-height:590px}.nav{background:var(--white);box-shadow:0 16px 24px rgba(24,59,32,.1)}.dropdown-panel{border-radius:0;box-shadow:none;background:transparent}.footer-main{grid-template-columns:1fr 1fr}}
@media(max-width:760px){.hero{min-height:0}.hero-grid{grid-template-columns:1fr;padding-block:76px 96px}.hero-side{max-width:460px}.hero-controls{left:18px;right:auto;bottom:23px}.sector-grid{grid-template-columns:1fr 1fr}.sector-card{min-height:390px}.coverage-layout,.coverage-planner{gap:38px}}
@media(max-width:560px){.hero-grid{padding-block:68px 98px}.hero h1{font-size:clamp(43px,12vw,59px)}.hero-side{padding:17px}.hero-controls{gap:6px}.slide-count{margin-right:4px}.slide-arrow{width:33px;height:33px}.slide-dot{width:20px}.section{padding-block:70px}.section-head h2{font-size:38px}.sector-grid{grid-template-columns:1fr}.sector-card{min-height:350px}.quote-inner h2{font-size:39px}.footer-main{grid-template-columns:1fr 1fr}.footer-bottom{font-size:8px}}

/* 4P human-centered corporate refresh: warm light surfaces, real people, clear hierarchy. */
:root{--line:var(--soft-border);--muted:var(--secondary-text);--max:1280px}
body{background:var(--paper);color:var(--ink);line-height:1.7}
.site-header{background:rgba(255,255,255,.97);backdrop-filter:blur(12px)}
.brand-mark{border-radius:50%}
.nav{gap:clamp(13px,1.7vw,24px)}
.nav a,.nav-dropdown summary{font-size:12px}
.header-cta,.button{min-height:48px;border-radius:4px;box-shadow:none}
.header-cta:hover,.button:hover{box-shadow:0 5px 12px rgba(24,59,32,.1);transform:translateY(-2px)}
.button:focus-visible,.header-cta:focus-visible,.nav a:focus-visible,.nav-dropdown summary:focus-visible,.dropdown-panel a:focus-visible,.menu-btn:focus-visible,.choice:focus-visible,.mini-btn:focus-visible,.faq summary:focus-visible,.language-float:focus-visible,.text-link:focus-visible{outline:3px solid var(--accent-green);outline-offset:3px}
.hero{min-height:610px;background:var(--paper);color:var(--ink);isolation:isolate}
.hero:before{display:none}
.hero-img{left:auto;right:0;width:51%;height:100%;opacity:1;filter:none;object-position:center;transform:none;clip-path:inset(0 round 0 0 0 72px)}
.hero.is-changing .hero-img{opacity:.55;transform:none}
.hero-grid{grid-template-columns:minmax(0,1.15fr) minmax(220px,.62fr);gap:clamp(28px,5vw,76px);align-items:center;padding-block:74px 82px}
.hero-copy{max-width:670px}
.hero .eyebrow{color:var(--brand-green)}
.hero h1{font-size:clamp(40px,5.15vw,64px);line-height:1.08;letter-spacing:-.045em;color:var(--ink);font-weight:700;margin:18px 0 17px}
.hero h1 em{font-family:var(--sans);font-style:normal;color:var(--brand-green);font-weight:700;letter-spacing:inherit}
.hero p{color:var(--secondary-text);font-size:16px;line-height:1.75}
.hero-side{background:rgba(255,255,255,.96);color:var(--ink);border:1px solid rgba(24,59,32,.13);border-radius:6px;padding:22px;box-shadow:0 10px 30px rgba(24,59,32,.08);backdrop-filter:none}
.hero-side strong{color:var(--brand-green)}
.hero-side p{color:var(--secondary-text)}
.hero-side .text-link{color:var(--ink)!important}
.hero-controls{color:var(--ink);right:max(24px,calc((100vw - var(--max))/2));bottom:24px}
.slide-count{color:var(--secondary-text)}
.slide-dot{background:rgba(24,59,32,.25)}
.slide-dot[aria-pressed=true]{background:var(--accent-green)}
.slide-arrow{border-color:rgba(24,59,32,.32);color:var(--ink)}
.slide-arrow:hover{background:var(--lime);color:var(--ink);border-color:var(--accent-green)}
.ticker{background:var(--light-sage);border-color:var(--line)}
.ticker-track{animation-duration:48s;color:var(--cta-primary)}
.section{padding-block:88px}
.section-head h2,.page-intro h1,.manifesto-copy h2,.path-copy h2,.planner-intro h2,.detail-grid h2,.quote-inner h2{font-family:var(--sans);font-weight:650;letter-spacing:-.045em;line-height:1.12}
.section-head h2,.page-intro h1{font-size:clamp(34px,4.2vw,54px)}
.section-head h2 em,.path-copy h2 em,.planner-intro h2 em{font-family:var(--sans);font-style:normal;color:var(--brand-green)}
.sector-grid{gap:18px}
.sector-card{display:grid;grid-template-rows:minmax(220px,1fr) auto;justify-content:stretch;min-height:430px;padding:22px;background:var(--white);border:1px solid rgba(24,59,32,.1);border-radius:6px;box-shadow:0 5px 18px rgba(24,59,32,.045);transition:transform .24s var(--ease),box-shadow .24s var(--ease)}
.sector-card:hover{transform:translateY(-4px);box-shadow:0 12px 24px rgba(24,59,32,.11)}
.sector-card img{inset:0 0 auto;height:60%;mix-blend-mode:normal;opacity:1;filter:none;object-position:center 40%}
.sector-card:after{inset:0 0 auto;height:60%;background:linear-gradient(180deg,rgba(24,59,32,.02),rgba(24,59,32,.06))}
.sector-top{grid-row:1;align-self:start;margin:-22px -22px 0;padding:17px 18px;z-index:2;color:white}
.sector-no{color:white;padding:6px 9px;background:rgba(24,59,32,.68);border-radius:3px}
.sector-icon{background:rgba(255,255,255,.92);border-color:rgba(24,59,32,.2);color:var(--ink)}
.sector-bottom{grid-row:2;z-index:2;margin-top:0;align-self:end}
.sector-card h3,.sector-card p{color:var(--ink)}
.sector-card h3{font-size:24px;line-height:1.16;letter-spacing:-.035em}
.sector-card p{color:var(--secondary-text);font-size:13px}
.sector-card .text-link{color:var(--brand-green);border-color:var(--accent-green)}
.manifesto-stamp{position:relative;top:auto;border-color:var(--accent-green);color:var(--brand-green);transform:none}
.manifesto-stamp:before,.manifesto-stamp:after{border-color:rgba(54,94,44,.16)}
.section.dark{background:var(--light-sage);color:var(--ink)}
.manifesto-copy h2,.manifesto-copy h2 em{color:var(--ink)}
.manifesto-copy>p,.manifesto-point span,.dark .section-head p{color:var(--secondary-text)}
.manifesto-points{border-color:var(--soft-border)}
.manifesto-point{border-color:var(--soft-border)}
.manifesto-point b{color:var(--brand-green)}
.planner-intro p{color:var(--secondary-text)}
.planner{background:var(--white);border:1px solid var(--soft-border);border-radius:6px;box-shadow:0 7px 24px rgba(24,59,32,.055)}
.planner-kicker{color:var(--brand-green)}
.path-section,.detail-band{background:var(--light-sage)}
.path-step{border-radius:5px}
.path-step:hover{box-shadow:0 5px 14px rgba(24,59,32,.07)}
.quote-banner{background:var(--deep)}
.page-intro{background:var(--light-sage);color:var(--ink);padding-block:78px 58px}
.page-intro:after{border-color:rgba(54,94,44,.12);box-shadow:0 0 0 34px rgba(54,94,44,.025),0 0 0 70px rgba(54,94,44,.018)}
.page-intro .eyebrow{color:var(--brand-green)}
.page-intro h1{max-width:900px}
.page-intro h1 em{color:var(--brand-green);font-family:var(--sans);font-style:normal}
.page-intro p{color:var(--secondary-text);font-size:16px}
.page-intro .button.outline{color:var(--ink);border-color:var(--accent-green)}
.page-intro .button.outline:hover{background:var(--ink);color:var(--white)}
.page-index a{color:var(--cta-primary);border-color:var(--soft-lime)}
.page-index a:hover{background:var(--lime);color:var(--ink);border-color:var(--accent-green)}
.back-link{color:var(--secondary-text)}
.back-link:hover{color:var(--brand-green)}
.coverage-aside h2{font-size:32px;line-height:1.12;letter-spacing:-.04em}
.coverage-row:hover{background:var(--warm-ivory);transform:translateX(3px);padding-inline:8px}
.detail-grid h2{font-size:clamp(32px,4vw,44px)}
.quote-page{background:var(--paper)}
.form-panel{border-radius:6px;box-shadow:0 8px 25px rgba(24,59,32,.05)}
.contact-panel{box-shadow:0 8px 25px rgba(24,59,32,.05)}
.field label{color:var(--secondary-text)}
.site-footer{background:var(--primary-text)}
.language-float{box-shadow:0 4px 14px rgba(24,59,32,.18)}
.dropdown-panel{box-shadow:0 10px 26px rgba(24,59,32,.12);border-radius:5px}
.dropdown-panel a:hover{transform:translateX(2px)}
@media(max-width:980px){
 .hero{min-height:0}
 .hero-img{width:48%;height:100%;clip-path:inset(0 round 0 0 0 42px)}
 .hero-grid{grid-template-columns:minmax(0,1.2fr) minmax(200px,.72fr);padding-block:64px 78px}
 .hero h1{font-size:clamp(38px,5.2vw,54px)}
 .hero-side{padding:18px}
}
@media(max-width:760px){
 .hero-grid{grid-template-columns:1fr;gap:22px;padding-block:240px 94px}
 .hero-img{top:0;left:0;right:0;width:100%;height:270px;clip-path:inset(0 round 0 0 36px 0);object-position:center 38%}
 .hero-side{max-width:520px}
 .hero-controls{left:auto;right:18px;bottom:22px}
 .sector-grid{grid-template-columns:1fr 1fr}
 .sector-card{min-height:400px;padding:17px;grid-template-rows:minmax(205px,1fr) auto}
 .sector-top{margin:-17px -17px 0;padding:14px}
 .sector-card img,.sector-card:after{height:57%}
}
@media(max-width:560px){
 .hero-grid{padding-top:228px;padding-bottom:102px}
 .hero-img{height:225px}
 .hero h1{font-size:clamp(36px,10vw,48px);line-height:1.1}
 .hero p{font-size:14px}
 .hero-side{padding:16px}
 .hero-controls{left:18px;right:auto}
 .section{padding-block:68px}
 .sector-grid{grid-template-columns:1fr}
 .sector-card{min-height:375px}
 .section-head h2,.page-intro h1{font-size:clamp(33px,9vw,42px)}
 .page-intro{padding-block:61px 48px}
 .quote-inner h2{font-size:38px}
 .footer-main{grid-template-columns:1fr 1fr}
}
@media(prefers-reduced-motion:reduce){.ticker-track{animation:none}.hero-img,.hero-copy,.hero-side,.sector-card,.coverage-row,.path-step,.dropdown-panel a{transition:none!important}}

/* Graceful image fallbacks and compact touch layouts. */
.hero.has-no-image{background:var(--light-sage)}
.hero-img[hidden],.sector-card img[hidden]{display:none}
.sector-card.no-photo{background:var(--light-sage)}
.sector-card.no-photo .sector-top{color:var(--ink)}

/* Homepage commercial coverage directory. */
.home-page .commercial-coverage-section{padding:76px 0 0;background:var(--white)}
.commercial-coverage-wrap{width:min(var(--max),calc(100% - 48px));margin:0 auto}
.commercial-coverage-section h2{margin:0 0 30px;font:700 clamp(32px,3.7vw,46px)/1.12 var(--sans);letter-spacing:-.04em;color:var(--ink)}
.commercial-coverage-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:12px 16px;margin:0;padding:0;list-style:none}
.commercial-coverage-card{min-height:82px;display:grid;grid-template-columns:50px minmax(0,1fr) 24px;align-items:center;gap:16px;padding:12px 18px 12px 15px;border:1px solid var(--soft-border);border-radius:8px;background:var(--pure-white);transition:transform .22s var(--ease),border-color .22s,background .22s,box-shadow .22s}
.commercial-coverage-card:hover{transform:translateY(-2px);border-color:var(--soft-lime);background:var(--warm-ivory);box-shadow:0 8px 18px rgba(24,59,32,.06)}
.commercial-coverage-card:focus-visible,.commercial-coverage-all:focus-visible,.commercial-agent-link:focus-visible{outline:3px solid var(--accent-green);outline-offset:3px}
.commercial-coverage-icon{width:50px;height:50px;display:grid;place-items:center;border-radius:50%;background:var(--soft-border);color:var(--ink)}
.commercial-coverage-icon svg{width:25px;height:25px;fill:none;stroke:currentColor;stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round}
.commercial-coverage-name{font:700 16px/1.35 var(--sans);letter-spacing:-.025em;color:var(--ink)}
.commercial-coverage-arrow{justify-self:end;color:var(--cta-primary);font:400 24px/1 var(--sans);transition:transform .2s var(--ease)}
.commercial-coverage-card:hover .commercial-coverage-arrow,.commercial-coverage-all:hover span,.commercial-agent-link:hover span{transform:translate(3px,-1px)}
.commercial-coverage-footer{display:flex;justify-content:center;padding:25px 0 31px}
.commercial-coverage-all{display:inline-flex;align-items:center;gap:9px;color:var(--brand-green);font-size:13px;font-weight:800;text-underline-offset:4px;transition:color .2s}
.commercial-coverage-all:hover{color:var(--accent-green)}
.commercial-coverage-all span,.commercial-agent-link span{display:inline-block;font-size:19px;transition:transform .2s var(--ease)}
.commercial-coverage-agent{border-top:1px solid var(--soft-border);background:var(--warm-ivory)}
.commercial-coverage-agent-inner{width:min(var(--max),calc(100% - 48px));min-height:98px;margin:0 auto;display:grid;grid-template-columns:52px 1fr auto;align-items:center;gap:18px}
.commercial-agent-icon{width:42px;height:42px;display:grid;place-items:center;color:var(--ink)}
.commercial-agent-icon svg{width:35px;height:35px;fill:none;stroke:currentColor;stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round}
.commercial-agent-question{font:700 18px/1.3 var(--sans);letter-spacing:-.025em;color:var(--ink)}
.commercial-agent-link{min-height:48px;display:inline-flex;align-items:center;justify-content:center;gap:14px;padding:0 20px;border:1px solid var(--ink);border-radius:8px;color:var(--ink);font-size:14px;font-weight:800;transition:color .2s,background .2s,transform .2s}
.commercial-agent-link:hover{background:var(--ink);color:var(--white);transform:translateY(-1px)}
@media(max-width:980px){.commercial-coverage-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.commercial-coverage-name{font-size:16px}}
@media(max-width:600px){.home-page .commercial-coverage-section{padding-top:58px}.commercial-coverage-wrap,.commercial-coverage-agent-inner{width:calc(100% - 36px)}.commercial-coverage-section h2{margin-bottom:22px;font-size:clamp(30px,8vw,38px)}.commercial-coverage-grid{grid-template-columns:1fr;gap:10px}.commercial-coverage-card{min-height:72px;padding:10px 14px;grid-template-columns:44px minmax(0,1fr) 22px;gap:13px}.commercial-coverage-icon{width:44px;height:44px}.commercial-coverage-icon svg{width:23px;height:23px}.commercial-coverage-name{font-size:16px}.commercial-coverage-footer{padding:21px 0 25px}.commercial-coverage-agent-inner{grid-template-columns:42px minmax(0,1fr);gap:10px;padding:17px 0}.commercial-agent-question{font-size:18px}.commercial-agent-link{grid-column:1/-1;justify-self:stretch;min-height:46px}}
@media(prefers-reduced-motion:reduce){.commercial-coverage-card,.commercial-coverage-arrow,.commercial-coverage-all span,.commercial-agent-link,.commercial-agent-link span{transition:none}.commercial-coverage-card:hover,.commercial-agent-link:hover{transform:none}}
.sector-card.no-photo .sector-no{background:var(--soft-border);color:var(--ink)}
.sector-card.no-photo .sector-icon{background:var(--white);color:var(--ink)}
@media(min-width:561px) and (max-width:760px){.hero-grid{padding-top:300px}.hero-img{height:270px}.hero-grid{padding-bottom:96px}}
@media(max-width:380px){
 .header-inner{gap:6px}
 .brand{gap:7px;font-size:12px;letter-spacing:-.035em}
 .brand-mark{width:31px;height:31px}
 .brand small{font-size:7px;letter-spacing:.1em}
 .menu-btn{width:34px;height:36px;padding:0}
 .header-cta{min-height:37px;gap:5px;padding-inline:7px;font-size:8px;white-space:nowrap}
}

/* Follow-up requested: use the hero for its message and image without a side panel. */
.hero-grid{grid-template-columns:minmax(0,1fr)}
.hero-copy{max-width:min(580px,52%)}
.hero-img{width:46%}
.hero-copy{transition:opacity .22s ease,transform .22s var(--ease)}
.hero.is-changing .hero-copy{opacity:.35;transform:translateY(5px)}
.hero-side{display:none!important}
@media(max-width:980px){.hero-copy{max-width:min(480px,52%)}}
@media(max-width:760px){.hero-copy{max-width:100%}.hero-img{width:100%}}

/* Human-centered insurance UX: clear hierarchy, calm surfaces and people-first imagery. */
:root{--line:var(--soft-border);--muted:var(--secondary-text);--max:1280px}
body{background:var(--paper);color:var(--ink);font-size:16px;line-height:1.68}
.site-header{height:76px;background:rgba(255,255,255,.98);border-bottom:1px solid var(--soft-border);backdrop-filter:blur(10px)}
.header-inner{gap:20px}
.brand-mark{border-radius:50%}
.nav{gap:clamp(12px,1.5vw,22px);font-size:12px}
.nav a,.nav-dropdown summary{font-size:12px}
.nav-dropdown summary{padding-block:10px}
.header-cta,.button{min-height:48px;border-radius:5px;padding-inline:18px;font-size:12px;letter-spacing:0;transition:background-color .2s,color .2s,transform .2s,box-shadow .2s}
.header-cta:hover,.button:hover{transform:translateY(-2px);box-shadow:0 5px 12px rgba(24,59,32,.1)}
.hero{min-height:560px;background:var(--warm-ivory);color:var(--ink);isolation:isolate}
.hero:before{display:none}
.hero-img{top:38px;right:max(24px,calc((100vw - var(--max))/2));left:auto;width:46%;height:calc(100% - 76px);border-radius:9px;clip-path:none;object-position:center;opacity:1;filter:none;transform:none;transition:opacity .35s ease}
.hero.is-changing .hero-img{opacity:.56;transform:none}
.hero-grid{grid-template-columns:minmax(0,1fr);align-items:center;padding-block:72px 84px}
.hero-copy{max-width:min(580px,52%);transition:opacity .2s ease,transform .2s var(--ease)}
.hero.is-changing .hero-copy{opacity:.4;transform:translateY(4px)}
.hero .eyebrow,.page-intro .eyebrow{color:var(--brand-green)}
.eyebrow{font:700 12px/1.35 var(--sans);letter-spacing:.045em;text-transform:none;gap:9px}
.eyebrow:before{width:8px;height:8px;border-radius:50%;background:var(--lime)}
.hero h1,.page-intro h1{font-family:var(--sans);font-size:clamp(37px,4.3vw,55px);font-weight:700;line-height:1.08;letter-spacing:-.04em;color:var(--ink);margin:17px 0 16px}
.hero h1 em,.page-intro h1 em{font-family:var(--sans);font-style:normal;color:var(--brand-green);font-weight:700;letter-spacing:inherit}
.hero p,.page-intro p{max-width:570px;color:var(--secondary-text);font-size:16px;line-height:1.7}
.hero-actions{gap:10px;margin-top:24px}
.hero .button.outline{color:var(--ink);border-color:var(--accent-green);background:rgba(255,255,255,.56)}
.hero .button.outline:hover{background:var(--ink);color:var(--white)}
.hero-controls{right:max(24px,calc((100vw - var(--max))/2));bottom:22px;gap:7px;color:var(--ink)}
.slide-count{color:var(--secondary-text)}
.slide-dot{height:4px;background:rgba(24,59,32,.22)}
.slide-dot[aria-pressed=true]{background:var(--accent-green)}
.slide-arrow{width:36px;height:36px;border-radius:5px;border-color:var(--soft-border);background:var(--white);color:var(--ink)}
.slide-arrow:hover{background:var(--lime);color:var(--ink);border-color:var(--accent-green)}
.ticker{background:var(--light-sage);border-block:1px solid var(--soft-border);white-space:normal}
.ticker-track{width:min(var(--max),calc(100% - 48px));margin-inline:auto;display:flex;justify-content:center;flex-wrap:wrap;gap:0;animation:none;padding:13px 0;font:700 12px var(--sans);letter-spacing:0;text-transform:none;color:var(--brand-green)}
.ticker-track span{display:flex;align-items:center;padding:2px 26px}
.ticker-track span+span{border-left:1px solid var(--soft-border)}
.ticker-track span:after{display:none}
.section{padding-block:78px}
.section-head{margin-bottom:32px;gap:32px}
.section-head h2,.manifesto-copy h2,.path-copy h2,.planner-intro h2,.detail-grid h2,.quote-inner h2{font-family:var(--sans);font-size:clamp(32px,3.7vw,46px);font-weight:700;letter-spacing:-.04em;line-height:1.12}
.section-head h2{font-size:clamp(32px,3.7vw,46px)}
.section-head h2 em,.manifesto-copy h2 em,.path-copy h2 em,.planner-intro h2 em{font-family:var(--sans);font-style:normal;color:var(--brand-green)}
.section-head p{max-width:420px;font-size:15px;color:var(--secondary-text)}
.sector-grid{gap:18px}
.sector-card{min-height:410px;grid-template-rows:minmax(205px,1fr) auto;padding:20px;background:var(--white);border:1px solid var(--soft-border);border-radius:7px;box-shadow:0 4px 14px rgba(24,59,32,.045);transition:transform .2s ease,border-color .2s,box-shadow .2s}
.sector-card:hover{transform:translateY(-3px);border-color:var(--soft-lime);box-shadow:0 9px 20px rgba(24,59,32,.08)}
.sector-card img{inset:0 0 auto;height:58%;object-position:center 40%;opacity:1;filter:none;mix-blend-mode:normal}
.sector-card:after{inset:0 0 auto;height:58%;background:linear-gradient(180deg,rgba(24,59,32,.015),rgba(24,59,32,.07))}
.sector-top{grid-row:1;align-self:start;margin:-20px -20px 0;padding:15px;z-index:2;color:var(--pure-white)}
.sector-no{background:rgba(24,59,32,.7);color:var(--pure-white);padding:6px 9px;border-radius:4px;font:600 10px var(--mono)}
.sector-icon{width:38px;height:38px;border-radius:7px;background:rgba(255,255,255,.96);border:1px solid rgba(24,59,32,.14);color:var(--ink)}
.sector-bottom{grid-row:2;z-index:2;align-self:end}
.sector-card h3{font:700 23px/1.2 var(--sans);letter-spacing:-.025em;color:var(--ink);margin-bottom:9px}
.sector-card p{font-size:14px;line-height:1.55;color:var(--secondary-text);margin-bottom:15px}
.sector-card .text-link{font:700 11px var(--sans);letter-spacing:.04em;color:var(--brand-green);border-color:var(--accent-green)}
.manifesto{grid-template-columns:.65fr 1.35fr;gap:8%;align-items:start}
.manifesto-stamp{position:static;display:block;width:auto;height:auto;border:0;border-radius:0;color:var(--brand-green);font:700 12px/1.4 var(--sans);letter-spacing:.04em;text-align:left;text-transform:none;transform:none;padding-top:7px}
.manifesto-stamp:before,.manifesto-stamp:after{display:none}
.section.dark{background:var(--light-sage);color:var(--ink)}
.manifesto-copy h2{max-width:740px;margin:0 0 17px;color:var(--ink)}
.manifesto-copy h2,.manifesto-copy h2 em{color:var(--ink)}
.manifesto-copy>p,.manifesto-point span,.dark .section-head p{color:var(--secondary-text)}
.manifesto-copy>p{max-width:700px;font-size:15px}
.manifesto-points{gap:0 28px;margin-top:24px;border-color:var(--soft-border)}
.manifesto-point{padding:15px 0;border-color:var(--soft-border);gap:12px}
.manifesto-point b{font:700 11px var(--mono);color:var(--brand-green)}
.manifesto-point span{font-size:14px;line-height:1.5}
.path-section,.detail-band{background:var(--light-sage)}
.path-grid{gap:55px}
.path-copy h2,.planner-intro h2,.detail-grid h2{margin:12px 0 17px}
.path-copy p,.planner-intro p,.detail-grid p{color:var(--secondary-text);font-size:15px}
.path-steps{gap:10px}
.path-step{grid-template-columns:40px 1fr auto;gap:13px;border:1px solid var(--soft-border);border-radius:6px;background:var(--white);padding:15px 17px;transition:background .2s,border-color .2s,transform .2s}
.path-step:hover{transform:translateX(3px);border-color:var(--soft-lime);box-shadow:none}
.path-step b{font-size:14px;line-height:1.4}
.coverage-planner{gap:58px}
.planner-intro h2{font-size:clamp(32px,3.7vw,46px)}
.planner-intro p{max-width:420px}
.planner{min-height:0;padding:28px;background:var(--white);border:1px solid var(--soft-border);border-radius:7px;box-shadow:0 5px 16px rgba(24,59,32,.045)}
.planner-kicker{font:700 12px var(--sans);letter-spacing:.04em;text-transform:none;color:var(--brand-green)}
.planner h3{font-size:21px;line-height:1.3;letter-spacing:-.02em}
.planner p{font-size:14px}
.choice{border-radius:5px;padding:11px 14px}
.quote-banner{background:var(--primary-dark);color:var(--pure-white);padding-block:62px}
.quote-banner:after{display:none}
.quote-inner h2{max-width:620px;font-size:clamp(32px,3.7vw,46px);letter-spacing:-.04em}
.quote-inner p{max-width:370px;font-size:14px;color:var(--soft-border)}
.quote-inner .button{background:var(--lime);color:var(--ink)}
.page-intro{background:var(--warm-ivory);color:var(--ink);padding-block:64px 56px}
.page-intro:after{display:none}
.page-intro-layout{display:grid;grid-template-columns:minmax(0,1.1fr) minmax(300px,.9fr);gap:clamp(32px,5vw,72px);align-items:center}
.page-intro-inner{position:relative;z-index:1;max-width:680px}
.page-intro h1{font-size:clamp(36px,4vw,53px);max-width:760px;margin:15px 0}
.page-intro p{max-width:640px;margin:0}
.page-intro .hero-actions{margin-top:22px}
.page-intro .button.outline{color:var(--ink);border-color:var(--accent-green);background:transparent}
.page-intro .button.outline:hover{background:var(--ink);color:var(--white)}
.page-intro-media{height:390px;min-height:300px;max-height:440px;margin:0;overflow:hidden;border-radius:8px;background:var(--soft-border);border:1px solid var(--soft-border)}
.page-intro-media img{display:block;width:100%;height:100%;object-fit:cover;object-position:center 40%}
.page-intro-media img[hidden]{display:none}
.page-intro-media.no-photo{background:linear-gradient(135deg,var(--soft-border),var(--light-sage))}
.page-index{gap:7px;margin-top:25px}
.page-index a{border:1px solid var(--soft-border);border-radius:4px;padding:8px 10px;color:var(--secondary-text);background:rgba(255,255,255,.6);font:600 10px var(--sans);letter-spacing:.015em;text-transform:none}
.page-index a:hover{background:var(--lime);border-color:var(--accent-green);color:var(--ink)}
.back-link{margin-bottom:14px;color:var(--secondary-text);font:700 11px var(--sans);letter-spacing:.02em;text-transform:none}
.back-link:hover{color:var(--brand-green)}
.coverage-layout{gap:54px}
.coverage-aside{top:102px}
.coverage-aside h2{font:700 29px/1.18 var(--sans);letter-spacing:-.03em}
.coverage-aside p{font-size:14px;line-height:1.65}
.coverage-row{position:relative;display:grid;grid-template-columns:40px 1fr;gap:14px;margin:0 0 10px;padding:20px;background:var(--white);border:1px solid var(--soft-border);border-radius:6px;transition:border-color .2s,background .2s,transform .2s,box-shadow .2s}
.coverage-row:last-child{border-bottom:1px solid var(--soft-border)}
.coverage-row:hover{background:var(--pure-white);border-color:var(--soft-lime);transform:translateY(-2px);padding-inline:20px;box-shadow:0 6px 15px rgba(24,59,32,.06)}
.coverage-row .num{color:var(--accent-green);font:600 11px var(--mono);padding-top:4px}
.coverage-row h3{font:700 19px/1.3 var(--sans);letter-spacing:-.02em;margin:0 0 5px}
.coverage-row p{font-size:14px;line-height:1.6;color:var(--secondary-text)}
.coverage-row .tag{background:var(--light-sage);border-radius:3px;font:600 10px var(--sans);letter-spacing:.02em;text-transform:none;padding:5px 8px;color:var(--secondary-text)}
.detail-band{padding-block:66px}
.detail-grid{gap:48px}
.detail-grid h2{font-size:clamp(30px,3.5vw,42px)}
.detail-list{border-color:var(--soft-border)}
.detail-list div,.detail-list-row{border-color:var(--soft-border);font-size:14px;line-height:1.5;padding:13px 0}
.detail-list b,.detail-list-row b{font:700 11px var(--mono);color:var(--secondary-text)}
.service-prose p{font-size:15px;line-height:1.8;color:var(--secondary-text)}
.service-prose p:first-child{font-size:17px;color:var(--ink);line-height:1.7}
.quote-page{background:var(--warm-ivory);padding-block:60px 85px}
.quote-grid,.contact-grid{gap:52px}
.quote-aside h1{font-family:var(--sans);font-size:clamp(36px,4vw,52px);font-weight:700;letter-spacing:-.04em;line-height:1.1}
.quote-aside h1 em{font-family:var(--sans);font-style:normal;color:var(--brand-green)}
.quote-aside p,.contact-copy p{font-size:15px;line-height:1.7;color:var(--secondary-text)}
.quote-note{border-left:3px solid var(--lime);background:var(--light-sage);border-radius:0 5px 5px 0;padding:12px 15px}
.form-panel{padding:26px;background:var(--white);border:1px solid var(--soft-border);border-radius:7px;box-shadow:0 5px 16px rgba(24,59,32,.045)}
.contact-panel{box-shadow:0 5px 16px rgba(24,59,32,.045)}
.form-panel h2{font:700 21px/1.3 var(--sans);letter-spacing:-.02em}
.form-panel>p{font-size:13px;line-height:1.6}
.field{margin:13px 0;gap:6px}
.field label{font:700 12px var(--sans);letter-spacing:.015em;text-transform:none;color:var(--secondary-text)}
.field select,.field input,.field textarea{min-height:46px;padding:11px 12px;border:1px solid var(--soft-border);border-radius:5px;background:var(--pure-white);color:var(--ink);font-size:14px}
.field textarea{min-height:110px}
.field select:focus,.field input:focus,.field textarea:focus{outline:3px solid rgba(213,232,170,.7);outline-offset:1px;border-color:var(--accent-green);box-shadow:none}
.contact-copy article{padding-bottom:21px;margin-bottom:21px;border-color:var(--soft-border)}
.contact-copy h2{font:700 21px/1.25 var(--sans);letter-spacing:-.02em}
.faq{max-width:900px}
.faq details{padding:17px 18px;margin:0 0 8px;border:1px solid var(--soft-border);border-radius:6px;background:var(--white);transition:border-color .2s,background .2s}
.faq details[open]{border-color:var(--soft-lime);background:var(--pure-white)}
.faq details:last-child{border-bottom:1px solid var(--soft-border)}
.faq summary{font-size:15px;line-height:1.45}
.faq p{font-size:14px;line-height:1.65}
.site-footer{background:var(--primary-text);color:var(--warm-ivory);padding-block:52px 22px}
.footer-col a{transition:color .18s ease}
.footer-bottom{font-family:var(--sans);font-size:10px;letter-spacing:.025em;text-transform:none}
.language-float{min-height:42px;border-radius:22px;padding-inline:14px;box-shadow:0 4px 14px rgba(24,59,32,.16)}
.dropdown-panel{border-radius:6px;box-shadow:0 10px 23px rgba(24,59,32,.1)}
.dropdown-panel a{font-size:12px;min-height:42px}
.dropdown-panel .dropdown-overview{font-size:10px}
.hero-side{display:none!important}
@media(max-width:980px){
 .site-header{height:72px}
 .hero{min-height:0}
 .hero-img{right:24px;width:45%;height:calc(100% - 56px);top:28px}
 .hero-copy{max-width:50%}
 .hero h1{font-size:clamp(36px,4.5vw,48px)}
 .page-intro-layout{grid-template-columns:minmax(0,1.05fr) minmax(260px,.85fr);gap:30px}
 .page-intro-media{height:340px;min-height:270px}
 .coverage-layout,.coverage-planner{gap:34px}
 .nav{gap:12px}
}
@media(max-width:760px){
 .hero-grid{grid-template-columns:1fr;gap:20px;padding:278px 0 96px}
 .hero-img{top:22px;left:18px;right:18px;width:calc(100% - 36px);height:228px;border-radius:7px}
 .hero-copy{max-width:100%}
 .hero-controls{left:auto;right:19px;bottom:22px}
 .page-intro-layout{grid-template-columns:1fr;gap:24px}
 .page-intro-media{grid-row:1;height:260px;min-height:0;max-height:none}
 .page-intro-inner{grid-row:2;max-width:100%}
 .page-intro{padding-block:32px 46px}
 .page-intro h1{font-size:clamp(34px,7vw,46px)}
 .section-head{display:block}
 .section-head p{margin-top:15px}
 .manifesto{grid-template-columns:1fr;gap:14px}
 .manifesto-points{grid-template-columns:1fr 1fr}
 .path-grid,.coverage-planner,.coverage-layout,.detail-grid,.quote-grid,.contact-grid{grid-template-columns:1fr;gap:30px}
 .coverage-aside{position:static}
 .sector-grid{grid-template-columns:1fr 1fr}
 .sector-card{min-height:380px}
 .quote-inner{display:block}
 .quote-inner p{margin:14px 0 20px}
 .footer-main{grid-template-columns:1fr 1fr}
}
@media(max-width:560px){
 .wrap,.ticker-track{width:calc(100% - 36px)}
 .hero-grid{padding-top:250px;padding-bottom:106px}
 .hero-img{height:205px}
 .hero h1{font-size:clamp(34px,9vw,42px)}
 .hero p,.page-intro p{font-size:14px}
 .hero-controls{left:17px;right:auto;bottom:22px}
 .ticker-track{justify-content:space-between;padding:12px 0}
 .ticker-track span{padding:2px 8px;font-size:10px}
 .ticker-track span:first-child{padding-left:0}
 .ticker-track span:last-child{padding-right:0}
 .section{padding-block:60px}
 .section-head h2,.manifesto-copy h2,.path-copy h2,.planner-intro h2,.detail-grid h2,.quote-inner h2{font-size:32px}
 .sector-grid{grid-template-columns:1fr}
 .sector-card{min-height:360px}
 .manifesto-points{grid-template-columns:1fr}
 .planner{padding:20px}
 .page-intro-media{height:220px}
 .page-index a{font-size:9px;padding:7px 8px}
 .coverage-row{grid-template-columns:28px 1fr;gap:10px;padding:16px}
 .coverage-row:hover{padding-inline:16px}
 .detail-band{padding-block:52px}
 .quote-page{padding-block:42px 66px}
 .form-panel{padding:20px}
 .footer-main{grid-template-columns:1fr 1fr;gap:22px}
 .footer-main>div:first-child{grid-column:1/-1}
 .footer-bottom{display:block;line-height:1.8}
 .footer-bottom .disclaimer{margin-top:10px}
 .language-float{right:12px;bottom:12px}
}
@media(prefers-reduced-motion:reduce){.ticker-track{animation:none}.hero-img,.page-intro-media img,.hero-copy,.sector-card,.coverage-row,.path-step,.dropdown-panel a{transition:none!important}}

/* Human-centered legibility and responsive balance */
.section.dark .eyebrow{color:var(--secondary-text)}
.quote-banner .eyebrow{color:var(--pure-white)}
.coverage-row .num{color:var(--secondary-text)}
.detail-list b,.detail-list-row b{color:var(--secondary-text)}
@media(min-width:761px) and (max-width:1100px){.hero-img{width:44%}.hero-copy{max-width:48%}}
@media(min-width:761px){.hero-img{width:min(46vw,560px)}.hero-copy{max-width:min(520px,calc(min(1120px,100vw - 48px) - min(46vw,560px) - 72px))}}

/* Navigation, language, cards, and carousel controls requested in the site review */
@media(min-width:981px){.dropdown-panel{top:100%}}
.sector-card{justify-content:flex-end}
.sector-top{display:none!important}
.sector-bottom{margin-top:auto}
.hero-controls{left:max(24px,calc((100vw - var(--max))/2));right:auto;bottom:22px;gap:9px}
.slide-progress{display:inline-block;width:86px;height:4px;overflow:hidden;border-radius:4px;background:rgba(24,59,32,.2)}
.slide-progress>span{display:block;width:0;height:100%;background:var(--accent-green);animation:slide-progress-fill 5s linear forwards}
.hero.is-paused .slide-progress>span{animation-play-state:paused}
@keyframes slide-progress-fill{to{width:100%}}
.language-float.lang-switch{width:44px;min-width:44px;height:44px;min-height:44px;padding:0;justify-content:center;border-radius:50%;font:700 12px var(--sans);letter-spacing:.04em;box-shadow:0 4px 14px rgba(24,59,32,.16)}
.language-float.lang-switch-es{background:var(--soft-lime);color:var(--primary-text);border:1px solid var(--accent-green)}
.language-float.lang-switch-en{background:var(--primary-text);color:var(--pure-white);border:1px solid var(--primary-text)}
.language-float.lang-switch:hover{transform:translateY(-2px);filter:brightness(.96)}
@media(max-width:760px){.hero-controls{left:17px;right:auto;bottom:22px}.slide-progress{width:55px}}
@media(prefers-reduced-motion:reduce){.slide-progress>span{animation:none;width:0}.hero.is-changing .hero-copy{transform:none}}
@media(min-width:981px){.dropdown-panel{top:100%}.nav-dropdown[open]{z-index:30}}
/* Combine slide position and timer into a single unnumbered segmented control. */
.slide-progress{display:flex;align-items:center;gap:4px;width:104px;height:32px;overflow:visible;background:transparent}
.slide-progress .slide-segment{position:relative;flex:1;height:4px;padding:0;overflow:hidden;border:0;border-radius:4px;background:rgba(24,59,32,.2);cursor:pointer}
.slide-segment>span{position:absolute;inset:0 auto 0 0;width:0;border-radius:inherit;background:var(--accent-green)}
.slide-segment[data-state="complete"]>span{width:100%}
.slide-segment[data-state="current"]>span{animation:slide-progress-fill 5s linear forwards}
.slide-segment[data-state="upcoming"]>span{width:0}
.hero.is-paused .slide-segment[data-state="current"]>span{animation-play-state:paused}
.slide-segment:focus-visible{outline:3px solid var(--accent-green);outline-offset:4px}
.slide-segment[aria-pressed="true"]{background:rgba(24,59,32,.22)}
@media(max-width:760px){.slide-progress{width:75px}}
@media(prefers-reduced-motion:reduce){.slide-segment[data-state="current"]>span{animation:none;width:55%}}
/* Keep a generous touch target around the slim progress strokes. */
.slide-progress .slide-segment{height:32px;min-width:24px;background:transparent;overflow:visible;border-radius:5px}
.slide-segment>span{inset:auto auto auto 0;top:50%;height:4px;transform:translateY(-50%);width:0}
.slide-segment[data-state="complete"]>span{width:100%}
.slide-segment[data-state="current"]>span{width:0}
.slide-segment[aria-pressed="true"]{background:transparent}
.slide-segment:hover>span{background:var(--brand-green)}
@media(max-width:760px){.slide-progress{width:84px}}
@media(prefers-reduced-motion:reduce){.slide-segment[data-state="current"]>span{width:55%}}
.slide-segment::before{content:"";position:absolute;z-index:0;top:50%;left:0;right:0;height:4px;transform:translateY(-50%);border-radius:4px;background:rgba(24,59,32,.52)}
.slide-segment>span{z-index:1}

/* 4P Insurance visual system refresh: light, human, and consistent across routes. */
:root{--ink:var(--primary-text);--deep:var(--primary-text);--paper:var(--warm-ivory);--white:var(--pure-white);--muted:var(--secondary-text);--line:var(--soft-border);--lime:var(--soft-lime);--max:1280px}
html{scroll-padding-top:104px}
body{background:var(--warm-ivory);color:var(--ink);line-height:1.68}
.wrap{width:min(var(--max),calc(100% - 48px))}
.site-header{height:auto;min-height:0;position:sticky;top:8px;z-index:50;padding:8px 0;margin-bottom:0;background:transparent;border:0;backdrop-filter:none}
.header-inner{width:min(1240px,calc(100% - 32px));min-height:68px;height:auto;padding:9px 18px;background:rgba(255,255,255,.97);border:1px solid rgba(24,59,32,.1);border-radius:18px;box-shadow:0 8px 28px rgba(24,59,32,.09);gap:18px;backdrop-filter:blur(12px)}
.brand{flex:0 0 auto;gap:10px}
.brand-mark{border-radius:11px}
.nav{gap:clamp(9px,1.15vw,17px);font-size:11px}
.nav a,.nav-dropdown summary{font-size:11px}
.nav-dropdown summary{gap:5px;padding:10px 0}
.header-cta,.button{min-height:46px;padding-inline:17px;border-radius:999px;font-size:11px;letter-spacing:0;transition:background-color .2s,color .2s,transform .2s,box-shadow .2s}
.header-cta:hover,.button:hover{transform:translateY(-2px);box-shadow:0 5px 15px rgba(24,59,32,.12)}
.button .arrow,.header-cta .arrow{display:inline-grid;place-items:center;width:25px;height:25px;margin-left:2px;border-radius:50%;background:rgba(24,59,32,.1);transition:transform .2s,background .2s}
.button:hover .arrow,.header-cta:hover .arrow{transform:translate(2px,-1px);background:rgba(24,59,32,.15)}
.button.dark{background:var(--ink);color:var(--white)}
.button.dark:hover{background:var(--cta-primary)}
.menu-btn{width:44px;height:44px;border-radius:12px;transition:background-color .2s,color .2s}
.menu-btn:hover{background:var(--light-sage)}
.dropdown-panel{top:calc(100% + 10px);padding:10px;border:1px solid rgba(24,59,32,.1);border-radius:14px;background:rgba(255,255,255,.99);box-shadow:0 14px 34px rgba(24,59,32,.14);backdrop-filter:blur(12px)}
.dropdown-panel a{min-height:42px;padding:10px 12px;border-radius:8px;border-bottom:0;font-size:12px}
.dropdown-panel a:hover{background:var(--light-sage);color:var(--brand-green);transform:translateX(2px)}
.dropdown-panel .dropdown-overview{font-size:10px;letter-spacing:.02em}
.mega-panel{width:min(880px,calc(100vw - 36px));padding:20px;border-radius:16px}
.nav-mega-grid{gap:20px}
.nav-mega-column>b{font-size:11px}
.nav-mega-links a{border-radius:9px;background:var(--pure-white)}
.nav-mega-links a:hover{background:var(--light-sage)}
.hero{width:min(1440px,calc(100% - 32px));min-height:660px;margin:8px auto 0;border-radius:26px;background:var(--warm-ivory);color:var(--ink);isolation:isolate;box-shadow:0 18px 45px rgba(24,59,32,.08)}
.hero:before{display:block;inset:0 0 0 42%;z-index:0;border-radius:0 26px 26px 0;background:linear-gradient(90deg,rgba(248,249,243,.72),rgba(248,249,243,.08) 28%,rgba(24,59,32,.02));}
.hero-img{inset:0 0 0 auto;right:0;top:0;width:53%;height:100%;border-radius:0 26px 26px 0;clip-path:none;object-position:center;opacity:1;filter:brightness(1.14) saturate(.92);transform:none;transition:opacity .45s ease,filter .45s ease}
.hero.is-changing .hero-img{opacity:.35;filter:saturate(.75)}
.hero-grid{grid-template-columns:minmax(0,1fr);align-items:center;min-height:660px;padding:95px clamp(30px,7vw,100px) 94px;z-index:1}
.hero-copy{max-width:min(500px,48%);padding:24px 0}
.hero .eyebrow,.page-intro .eyebrow{color:var(--brand-green)}
.eyebrow{font:700 11px/1.35 var(--sans);letter-spacing:.07em;text-transform:uppercase}
.eyebrow:before{width:8px;height:8px;border-radius:50%;background:var(--accent-green)}
.hero h1,.page-intro h1{font-family:var(--sans);font-size:clamp(38px,4.5vw,58px);line-height:1.08;letter-spacing:-.045em;font-weight:700;color:var(--ink);margin:16px 0 17px}
.hero h1 em,.page-intro h1 em,.section-head h2 em,.manifesto-copy h2 em,.path-copy h2 em,.planner-intro h2 em,.quote-aside h1 em{font-family:var(--sans);font-style:normal;color:var(--brand-green);font-weight:700;letter-spacing:inherit}
.hero p,.page-intro p{max-width:550px;color:var(--secondary-text);font-size:16px;line-height:1.75}
.hero-actions{gap:10px;margin-top:24px}
.hero .button.outline,.page-intro .button.outline{color:var(--ink);border-color:var(--accent-green);background:rgba(255,255,255,.76)}
.hero .button.outline:hover,.page-intro .button.outline:hover{background:var(--ink);color:var(--white)}
.hero-controls{left:auto;right:clamp(24px,4vw,56px);bottom:22px;gap:10px;color:var(--ink);padding:4px 8px 4px 12px;border:1px solid rgba(24,59,32,.1);border-radius:999px;background:rgba(255,255,255,.94);box-shadow:0 4px 14px rgba(24,59,32,.08)}
.slide-progress{width:90px}
.slide-segment::before{background:rgba(24,59,32,.23)}
.slide-segment>span{background:var(--secondary-text)}
.slide-segment:hover>span{background:var(--brand-green)}
.slide-arrow{width:36px;height:36px;border-radius:50%;border-color:var(--soft-border);background:var(--pure-white);color:var(--ink)}
.slide-arrow:hover{background:var(--lime);color:var(--ink);border-color:var(--accent-green)}
.ticker{background:var(--light-sage);border-color:var(--soft-border)}
.ticker-track{color:var(--secondary-text)}
.section{padding-block:86px}
.section.white{background:var(--pure-white)}
.section.dark{background:var(--light-sage);color:var(--ink)}
.section-head{margin-bottom:34px}
.section-head h2,.manifesto-copy h2,.path-copy h2,.planner-intro h2,.detail-grid h2,.quote-inner h2{font-family:var(--sans);font-size:clamp(31px,3.6vw,45px);line-height:1.13;letter-spacing:-.04em;font-weight:700}
.section-head p,.manifesto-copy>p,.manifesto-point span,.dark .section-head p,.path-copy p,.planner-intro p,.detail-grid p{color:var(--secondary-text);font-size:15px;line-height:1.75}
.sector-grid,.home-category-grid{gap:16px}
.sector-card{min-height:404px;padding:18px;background:var(--pure-white);border:1px solid var(--line);border-radius:18px;box-shadow:0 5px 18px rgba(24,59,32,.045);transition:transform .24s var(--ease),border-color .24s,box-shadow .24s}
.sector-card:hover{transform:translateY(-4px);border-color:var(--soft-lime);box-shadow:0 12px 26px rgba(24,59,32,.1)}
.sector-card img{height:58%;border-radius:17px 17px 0 0;object-position:center 40%;opacity:1;filter:none;mix-blend-mode:normal}
.sector-card:after{height:58%;background:linear-gradient(180deg,rgba(24,59,32,.01),rgba(24,59,32,.08))}
.sector-card h3{font:700 22px/1.25 var(--sans);letter-spacing:-.025em;color:var(--ink);margin-bottom:8px}
.sector-card p{font-size:14px;line-height:1.6;color:var(--secondary-text);margin-bottom:14px}
.sector-card .text-link{font:700 11px var(--sans);letter-spacing:.025em;color:var(--brand-green);border-color:var(--soft-lime)}
.text-link{font:700 11px var(--sans);letter-spacing:.03em;text-transform:none;border-color:var(--accent-green)}
.text-link span{transition:transform .2s}
.text-link:hover span{transform:translate(3px,-2px)}
.manifesto{grid-template-columns:.68fr 1.32fr;gap:8%}
.manifesto-stamp{position:static;width:auto;height:auto;padding-top:7px;border:0;border-radius:0;color:var(--brand-green);font:700 11px/1.4 var(--sans);letter-spacing:.06em;text-align:left;text-transform:uppercase;transform:none}
.manifesto-stamp:before,.manifesto-stamp:after{display:none}
.manifesto-copy h2{max-width:740px;margin:0 0 17px;color:var(--ink)}
.manifesto-copy h2 em{color:var(--brand-green)}
.manifesto-copy>p{max-width:700px}
.manifesto-points{gap:0 28px;margin-top:24px;border-color:var(--soft-border)}
.manifesto-point{padding:15px 0;border-color:var(--soft-border);gap:12px}
.manifesto-point b{font:700 11px var(--mono);color:var(--brand-green)}
.path-section,.detail-band{background:var(--light-sage)}
.path-grid,.coverage-planner,.detail-grid{gap:clamp(34px,5vw,65px)}
.path-step{border:1px solid var(--soft-border);border-radius:13px;background:var(--pure-white);padding:16px 18px;transition:background .2s,border-color .2s,transform .2s,box-shadow .2s}
.path-step:hover{transform:translateX(3px);border-color:var(--soft-lime);box-shadow:0 5px 16px rgba(24,59,32,.08)}
.planner{padding:28px;background:var(--pure-white);border:1px solid var(--line);border-radius:18px;box-shadow:0 5px 18px rgba(24,59,32,.045)}
.planner-kicker{font:700 11px var(--sans);letter-spacing:.04em;text-transform:none;color:var(--brand-green)}
.planner h3{font-size:21px;line-height:1.3;letter-spacing:-.02em}
.choice{border-radius:999px;padding:11px 15px;transition:background-color .2s,color .2s,border-color .2s,transform .2s}
.choice:hover{transform:translateY(-1px)}
.quote-banner{background:var(--primary-text);color:var(--pure-white);padding-block:60px}
.quote-banner:after{display:none}
.quote-inner h2{max-width:620px;font-size:clamp(31px,3.6vw,45px)}
.quote-inner p{max-width:370px;font-size:14px;color:var(--soft-border)}
.quote-inner .button{background:var(--lime);color:var(--ink)}
.page-intro{background:var(--warm-ivory);color:var(--ink);padding-block:54px 48px}
.page-intro:after{display:none}
.page-intro-layout{grid-template-columns:minmax(0,1.05fr) minmax(300px,.95fr);gap:clamp(30px,5vw,66px)}
.page-intro-inner{max-width:720px}
.page-intro h1{font-size:clamp(36px,4.25vw,54px);max-width:760px;margin:14px 0}
.page-intro p{max-width:650px;margin:0}
.page-intro .hero-actions{margin-top:22px}
.page-intro-media{height:390px;min-height:300px;max-height:440px;border-radius:20px;background:var(--light-sage);border:1px solid var(--soft-border);box-shadow:0 8px 24px rgba(24,59,32,.07)}
.page-intro-media img{object-position:center 40%}
.page-index{gap:8px;margin-top:24px}
.page-index a{border:1px solid var(--soft-border);border-radius:999px;padding:8px 12px;color:var(--secondary-text);background:var(--pure-white);font:600 11px var(--sans);letter-spacing:0;text-transform:none}
.page-index a:hover{background:var(--light-sage);border-color:var(--accent-green);color:var(--ink)}
.new-page{padding-block:48px 76px}
.new-page .page-intro-inner{max-width:820px;padding:4px 0 24px}
.new-page .page-intro-inner h1{font-size:clamp(36px,4.25vw,54px);line-height:1.1;letter-spacing:-.04em}
.new-page .page-intro-inner>p{max-width:740px;color:var(--secondary-text);font-size:16px;line-height:1.75}
.new-page-grid{gap:15px;margin:16px 0 26px}
.new-page-card{min-height:164px;padding:23px;background:var(--pure-white);border:1px solid var(--line);border-radius:16px;box-shadow:0 4px 16px rgba(24,59,32,.035);transition:transform .22s,border-color .22s,box-shadow .22s}
.new-page-card:hover{transform:translateY(-3px);border-color:var(--soft-lime);box-shadow:0 9px 22px rgba(24,59,32,.08)}
.new-page-card h2{font-size:19px;line-height:1.32}
.new-page-card p{color:var(--secondary-text);font-size:14px;line-height:1.68}
.home-category-grid .new-page-card{border-radius:16px}
.home-category-grid h3{font-size:21px}
.coverage-layout{gap:clamp(34px,5vw,64px)}
.coverage-aside{top:110px}
.coverage-aside h2{font:700 28px/1.2 var(--sans);letter-spacing:-.03em}
.coverage-row{grid-template-columns:40px 1fr;gap:14px;margin:0 0 10px;padding:19px;background:var(--pure-white);border:1px solid var(--line);border-radius:14px;transition:border-color .22s,background-color .22s,transform .22s,box-shadow .22s}
.coverage-row:last-child{border-bottom:1px solid var(--line)}
.coverage-row:hover{background:var(--pure-white);border-color:var(--soft-lime);transform:translateY(-2px);padding-inline:19px;box-shadow:0 6px 16px rgba(24,59,32,.06)}
.coverage-row .num{color:var(--secondary-text);font:600 11px var(--mono)}
.coverage-row h3{font:700 18px/1.35 var(--sans);letter-spacing:-.02em}
.coverage-row p{font-size:14px;line-height:1.65;color:var(--secondary-text)}
.coverage-row .tag{background:var(--light-sage);border-radius:999px;font:600 10px var(--sans);letter-spacing:0;text-transform:none;color:var(--secondary-text)}
.detail-grid h2{font-size:clamp(30px,3.4vw,42px)}
.detail-list,.detail-list div,.detail-list-row{border-color:var(--soft-border)}
.service-prose p{font-size:15px;line-height:1.82;color:var(--secondary-text)}
.service-prose p:first-child{font-size:17px;color:var(--ink);line-height:1.72}
.quote-page{background:var(--warm-ivory);padding-block:58px 78px}
.quote-grid,.contact-grid{gap:clamp(34px,5vw,62px)}
.quote-aside h1{font:700 clamp(36px,4.2vw,52px)/1.1 var(--sans);letter-spacing:-.04em}
.quote-aside p,.contact-copy p{font-size:15px;line-height:1.72;color:var(--secondary-text)}
.quote-note{border-left:3px solid var(--accent-green);background:var(--light-sage);border-radius:0 12px 12px 0;padding:13px 16px}
.form-panel{padding:26px;background:var(--pure-white);border:1px solid var(--line);border-radius:18px;box-shadow:0 7px 22px rgba(24,59,32,.06)}
.contact-panel{box-shadow:0 7px 22px rgba(24,59,32,.06)}
.form-panel h2,.contact-copy h2{font:700 21px/1.3 var(--sans);letter-spacing:-.02em}
.form-panel>p{font-size:13px;line-height:1.65}
.field{margin:13px 0;gap:6px}
.field label{font:700 12px var(--sans);letter-spacing:.015em;text-transform:none;color:var(--secondary-text)}
.field select,.field input,.field textarea{min-height:46px;padding:11px 12px;border:1px solid var(--soft-border);border-radius:9px;background:var(--pure-white);color:var(--ink);font-size:14px;transition:border-color .18s,box-shadow .18s}
.field textarea{min-height:110px}
.field select:focus,.field input:focus,.field textarea:focus{outline:0;border-color:var(--accent-green);box-shadow:0 0 0 3px rgba(213,232,170,.45)}
.contact-copy article{padding-bottom:21px;margin-bottom:21px;border-color:var(--soft-border)}
.contact-copy h2{font-size:21px}
.faq{max-width:900px}
.faq details{padding:17px 18px;margin:0 0 9px;border:1px solid var(--soft-border);border-radius:13px;background:var(--pure-white);transition:border-color .2s,background .2s}
.faq details[open]{border-color:var(--soft-lime);background:var(--pure-white)}
.faq details:last-child{border-bottom:1px solid var(--soft-border)}
.faq summary{font-size:15px;line-height:1.5}
.faq p{font-size:14px;line-height:1.68;color:var(--secondary-text)}
.site-footer{background:var(--primary-text);color:var(--warm-ivory);padding-block:50px 22px}
.footer-col b{font:700 10px var(--sans);letter-spacing:.08em;text-transform:uppercase}
.footer-col a{font-size:13px;transition:color .18s,transform .18s}
.footer-col a:hover{color:var(--lime);transform:translateX(2px)}
.footer-bottom{font:10px var(--sans);letter-spacing:.025em;text-transform:none}
.language-float{min-height:44px;border-radius:999px;padding-inline:14px;box-shadow:0 5px 15px rgba(24,59,32,.18)}
.language-float.lang-switch{width:44px;min-width:44px;height:44px;border-radius:50%;font:700 12px var(--sans);letter-spacing:.04em}
.button:focus-visible,.header-cta:focus-visible,.nav a:focus-visible,.nav-dropdown summary:focus-visible,.dropdown-panel a:focus-visible,.menu-btn:focus-visible,.choice:focus-visible,.mini-btn:focus-visible,.faq summary:focus-visible,.language-float:focus-visible,.text-link:focus-visible,.slide-arrow:focus-visible,.slide-segment:focus-visible{outline:3px solid var(--accent-green);outline-offset:3px}
@media(max-width:1120px){.header-inner{gap:10px;padding-inline:14px}.nav{gap:8px}.nav a,.nav-dropdown summary{font-size:10px}.brand{font-size:13px}.header-cta{padding-inline:12px;font-size:10px}}
@media(max-width:980px){
 .site-header{top:6px;padding:6px 0}
 .header-inner{width:calc(100% - 24px);min-height:60px;padding:8px 12px;border-radius:16px}
 .menu-btn{display:block}
 .nav{display:none;position:absolute;top:calc(100% + 6px);left:12px;right:12px;max-height:calc(100vh - 82px);overflow:auto;padding:12px 16px 18px;background:var(--white);border:1px solid var(--line);border-radius:16px;box-shadow:0 12px 28px rgba(24,59,32,.14);align-items:stretch;flex-direction:column;gap:0;white-space:normal}
 .nav.open{display:flex}
 .nav>a{padding:12px 0;border-bottom:1px solid var(--line)}
 .nav-dropdown{border-bottom:1px solid var(--line)}
 .nav-dropdown summary{padding:12px 0;justify-content:space-between;font-size:12px}
 .dropdown-panel{position:static;max-height:none;width:auto;box-shadow:none;border:0;border-top:1px solid var(--line);border-radius:0;padding:5px 0 8px 12px;background:transparent;animation:none}
 .dropdown-panel a{padding:10px 12px}
 .nav-dropdown.nav-mega{position:relative}
 .mega-panel{width:auto;left:auto;transform:none;padding:5px 0 12px;border-radius:0}
 .nav-mega-grid{grid-template-columns:1fr;gap:5px;margin-top:10px;padding-top:10px}
 .nav-mega-column{padding:0 8px}
 .nav-mega-column>b{padding:8px 10px 4px}
 .nav-mega-links{padding:0 8px}
 .hero{width:calc(100% - 24px);min-height:600px;margin-top:4px}
 .hero:before{inset:0 0 0 35%}
 .hero-img{width:55%;}
 .hero-grid{min-height:600px;padding:82px 6vw 92px}
 .hero-copy{max-width:43%}
 .hero h1{font-size:clamp(38px,5vw,54px)}
 .page-intro-layout{grid-template-columns:minmax(0,1fr) minmax(260px,.9fr);gap:28px}
 .page-intro-media{height:340px;min-height:260px}
 .coverage-layout,.coverage-planner{gap:34px}
 .footer-main{grid-template-columns:1fr 1fr}
 .new-page-grid{grid-template-columns:repeat(2,minmax(0,1fr))}
}
@media(max-width:760px){
 .hero{min-height:0}
 .hero:before{inset:0;background:linear-gradient(180deg,rgba(248,249,243,.02),rgba(248,249,243,.35) 34%,var(--warm-ivory) 65%);border-radius:26px}
 .hero-img{top:0;left:0;right:0;width:100%;height:300px;border-radius:26px 26px 0 0;object-position:center 38%}
 .hero-grid{grid-template-columns:1fr;gap:14px;min-height:0;padding:260px 24px 92px}
 .hero-copy{max-width:100%;padding:0}
 .hero h1{font-size:clamp(36px,8vw,48px)}
 .hero p,.page-intro p{font-size:15px}
 .hero-controls{left:24px;right:auto;bottom:20px}
 .page-intro-layout{grid-template-columns:1fr;gap:22px}
 .page-intro-media{grid-row:1;height:260px;min-height:0;max-height:none}
 .page-intro-inner{grid-row:2;max-width:100%}
 .page-intro{padding-block:34px 42px}
 .page-intro h1{font-size:clamp(34px,7vw,46px)}
 .section-head{display:block}
 .section-head p{margin-top:15px}
 .manifesto{grid-template-columns:1fr;gap:14px}
 .manifesto-points{grid-template-columns:1fr 1fr}
 .path-grid,.coverage-planner,.coverage-layout,.detail-grid,.quote-grid,.contact-grid{grid-template-columns:1fr;gap:30px}
 .coverage-aside{position:static}
 .sector-grid{grid-template-columns:1fr 1fr}
 .sector-card{min-height:370px}
 .quote-inner{display:block}
 .quote-inner p{margin:14px 0 20px}
 .footer-main{grid-template-columns:1fr 1fr}
 .about-layout,.contact-grid{grid-template-columns:1fr;gap:28px}
 .about-aside{position:static}
 .contact-main{padding:52px 0 104px}
 .about-block{grid-template-columns:32px 1fr;gap:13px}
 .service-prose p:first-child{font-size:16px}
 .home-category-grid{grid-template-columns:1fr}
 .topic-list{columns:1}
 .topic-card{grid-column:auto}
}
@media(max-width:560px){
 .wrap,.ticker-track{width:calc(100% - 36px)}
 .hero{width:calc(100% - 20px);border-radius:20px}
 .hero:before{border-radius:20px}
 .hero-img{height:240px;border-radius:20px 20px 0 0}
 .hero-grid{padding:208px 19px 92px}
 .hero h1{font-size:clamp(33px,9vw,42px)}
 .hero p{font-size:14px}
 .hero-controls{left:16px;bottom:18px;gap:5px}
 .slide-progress{width:76px}
 .slide-arrow{width:32px;height:32px}
 .ticker-track{justify-content:space-between;padding:12px 0}
 .ticker-track span{padding:2px 8px;font-size:10px}
 .ticker-track span:first-child{padding-left:0}
 .ticker-track span:last-child{padding-right:0}
 .section{padding-block:62px}
 .section-head h2,.manifesto-copy h2,.path-copy h2,.planner-intro h2,.detail-grid h2,.quote-inner h2{font-size:32px}
 .sector-grid{grid-template-columns:1fr}
 .sector-card{min-height:350px;border-radius:16px}
 .sector-card img{border-radius:15px 15px 0 0}
 .manifesto-points{grid-template-columns:1fr}
 .planner{padding:20px}
 .page-intro-media{height:220px}
 .page-index a{font-size:10px;padding:7px 10px}
 .new-page{padding:34px 0 62px}
 .new-page .page-intro-inner{padding:0 0 20px}
 .new-page .page-intro-inner h1{font-size:clamp(34px,9vw,46px)}
 .new-page .page-intro-inner>p{font-size:15px}
 .new-page-grid{grid-template-columns:1fr;gap:10px}
 .new-page-card{min-height:0;padding:19px;border-radius:14px}
 .new-page-actions{flex-direction:column;align-items:stretch}
 .new-page-actions .button{width:100%}
 .coverage-row{grid-template-columns:28px 1fr;gap:10px;padding:16px}
 .coverage-row:hover{padding-inline:16px}
 .detail-band{padding-block:50px}
 .quote-page{padding-block:42px 62px}
 .form-panel{padding:20px;border-radius:15px}
 .footer-main{grid-template-columns:1fr 1fr;gap:22px}
 .footer-main>div:first-child{grid-column:1/-1}
 .footer-bottom{display:block;line-height:1.8}
 .footer-bottom .disclaimer{margin-top:10px}
 .language-float{right:12px;bottom:12px}
}
@media(max-width:380px){
 .header-inner{width:calc(100% - 16px);gap:6px;padding-inline:8px}
 .brand{gap:7px;font-size:12px;letter-spacing:-.045em}
 .brand-mark{width:32px;height:32px;flex:0 0 32px}
 .header-cta{min-width:0;max-width:96px;min-height:42px;gap:4px;padding-inline:8px;font-size:9px;line-height:1.15;text-align:center;white-space:normal}
 .header-cta .arrow{width:20px;height:20px;flex:0 0 20px}
 .menu-btn{width:40px;height:40px;flex:0 0 40px}
}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}.hero-img,.hero-copy,.sector-card,.coverage-row,.path-step,.dropdown-panel a,.new-page-card{transition:none!important}.hero.is-changing .hero-copy{transform:none}.slide-segment[data-state="current"]>span{animation:none;width:55%}}

/* Finovate-inspired immersive hero and Hyrio-inspired floating navigation. */
.site-header{
  position:sticky;top:10px;z-index:50;width:min(1200px,calc(100% - 32px));height:72px;
  margin:10px auto -82px;background:transparent;border:0;backdrop-filter:none;
  transition:top .25s var(--ease)
}
.site-header .header-inner{
  position:relative;width:100%;max-width:none;height:72px;margin:0;padding:0 17px;
  gap:clamp(12px,1.8vw,25px);border:1px solid rgba(24,59,32,.09);border-radius:14px;
  background:rgba(255,255,255,.96);box-shadow:0 8px 26px rgba(24,59,32,.09);
  backdrop-filter:blur(16px);transition:height .25s var(--ease),box-shadow .25s var(--ease),padding .25s var(--ease)
}
.site-header.is-compact .header-inner{height:60px;box-shadow:0 6px 20px rgba(24,59,32,.11)}
.site-header .brand{flex:0 0 auto;gap:10px}
.site-header .nav{flex:1;justify-content:center;gap:clamp(10px,1.45vw,21px)}
.site-header .nav a,.site-header .nav-dropdown summary{font-size:11px;transition:color .2s ease}
.site-header .header-cta{flex:0 0 auto;min-height:44px;padding:0 16px;border-radius:999px}
.header-cta .arrow,.hero .button .arrow{
  display:inline-grid;place-items:center;width:28px;height:28px;flex:0 0 28px;margin-left:1px;
  border-radius:50%;background:rgba(24,59,32,.1);transition:transform .24s var(--ease),background .24s ease
}
.header-cta:hover .arrow,.hero .button:hover .arrow{transform:translate(2px,-1px);background:rgba(24,59,32,.17)}
.site-header .dropdown-panel{top:calc(100% + 12px);border-radius:14px;border-color:rgba(24,59,32,.09);background:rgba(255,255,255,.98);box-shadow:0 20px 48px rgba(24,59,32,.14);backdrop-filter:blur(16px)}
.site-header .mega-panel{width:min(850px,calc(100vw - 40px));padding:20px;border-radius:16px}
.site-header .nav-mega-column{gap:5px}
.site-header .nav-mega-column>b{display:flex;align-items:center;gap:9px;padding:4px 9px 9px;color:var(--cta-primary);font-size:11px}
.site-header .nav-mega-column>b:before{
  display:grid;place-items:center;width:30px;height:30px;flex:0 0 30px;border-radius:10px;
  background:var(--light-sage);color:var(--brand-green);font-size:14px;font-weight:700
}
.site-header .nav-mega-column:nth-child(1)>b:before{content:"↗"}
.site-header .nav-mega-column:nth-child(2)>b:before{content:"▦"}
.site-header .nav-mega-column:nth-child(3)>b:before{content:"✚"}
.site-header .dropdown-panel a{min-height:38px;border:0;border-radius:9px;font-size:11px}
.site-header .dropdown-panel a:hover{transform:translateX(2px);background:var(--light-sage)}
.site-header .nav-mega-links a{border:1px solid var(--soft-border);border-radius:999px}
.site-header .nav-dropdown[open]>.dropdown-panel{animation:mega-enter .25s var(--ease) both}
@keyframes mega-enter{from{opacity:0;translate:0 -6px}to{opacity:1;translate:0 0}}

.hero{
  width:min(1440px,calc(100% - 24px));height:clamp(620px,80vh,720px);min-height:0;margin-inline:auto;
  overflow:hidden;border-radius:24px;background:var(--light-sage);color:var(--ink);isolation:isolate
}
.hero:before{
  display:block;position:absolute;inset:0;z-index:2;content:"";
  background:linear-gradient(90deg,rgba(255,255,255,.96) 0%,rgba(255,255,255,.9) 39%,rgba(255,255,255,.58) 56%,rgba(255,255,255,.08) 79%,rgba(255,255,255,.02) 100%),linear-gradient(0deg,rgba(255,255,255,.13),transparent 24%)
}
.hero:after{
  position:absolute;inset:0;z-index:1;content:"";opacity:0;pointer-events:none;
  background-image:var(--hero-fade-image);background-position:center;background-size:cover;
  transition:opacity .7s ease
}
.hero.is-photo-fading:after{opacity:1}
.hero-img{
  inset:0;z-index:0;width:100%;height:100%;object-fit:cover;object-position:center;
  clip-path:none;opacity:1;filter:none;transform:scale(1.04);
  animation:hero-photo-enter .9s var(--ease) both,hero-photo-drift 38s 900ms ease-in-out infinite alternate;
  transition:opacity .7s ease
}
.hero.is-changing .hero-img{opacity:1;transform:scale(1)}
.hero-grid{
  z-index:3;grid-template-columns:minmax(0,1fr);align-items:center;height:100%;min-height:0;box-sizing:border-box;
  padding:clamp(118px,14vh,144px) clamp(34px,7vw,100px) 112px
}
.hero-copy{max-width:650px;opacity:1;transform:none;transition:opacity .22s ease,transform .22s var(--ease)}
.hero.is-changing .hero-copy{opacity:0;transform:translateY(9px)}
.hero .eyebrow{color:var(--brand-green)}
.hero h1{max-width:650px;font-size:clamp(42px,5.2vw,68px);line-height:1.06;letter-spacing:-.05em;margin:16px 0 16px;color:var(--primary-text);text-wrap:balance}
.hero h1 em{font-family:var(--sans);font-style:normal;color:var(--brand-green)}
.hero .hero-lead{max-width:565px;margin:0;color:var(--secondary-text);font-size:16px;line-height:1.72}
.hero .hero-actions{gap:12px;margin-top:26px}
.hero .button{min-height:50px;padding-inline:18px;border-radius:999px}
.hero .button.outline{border-color:rgba(24,59,32,.28);background:rgba(255,255,255,.48);color:var(--primary-dark)}
.hero .button.outline:hover{background:var(--pure-white);color:var(--primary-dark);border-color:var(--accent-green)}
.hero-copy.is-entering .hero-title{animation:hero-copy-in .62s .04s var(--ease) both}
.hero-copy.is-entering .hero-lead{animation:hero-copy-in .62s .14s var(--ease) both}
.hero-copy.is-entering .hero-actions{animation:hero-copy-in .62s .24s var(--ease) both}
@keyframes hero-photo-enter{from{opacity:0;transform:scale(1.04)}to{opacity:1;transform:scale(1)}}
@keyframes hero-photo-drift{from{transform:scale(1)}to{transform:scale(1.025)}}
@keyframes hero-copy-in{from{opacity:0;transform:translateY(12px)}to{opacity:1;transform:translateY(0)}}
.hero-controls{
  z-index:4;right:clamp(22px,5vw,68px);bottom:82px;gap:8px;padding:5px 7px 5px 12px;
  color:var(--ink);border:1px solid rgba(255,255,255,.72);border-radius:999px;
  background:rgba(255,255,255,.72);box-shadow:0 8px 24px rgba(24,59,32,.08);backdrop-filter:blur(12px)
}
.slide-progress{width:100px;gap:5px}
.slide-progress .slide-segment{background:rgba(24,59,32,.16)}
.slide-progress .slide-segment[aria-pressed=true]{background:rgba(24,59,32,.22)}
.slide-progress .slide-segment>span{background:var(--accent-green)}
.slide-arrow{background:rgba(255,255,255,.85);border-color:rgba(24,59,32,.17);color:var(--ink)}
.slide-arrow:hover{background:var(--lime);border-color:var(--accent-green)}
.ticker{
  position:relative;z-index:5;width:min(820px,calc(100% - 36px));margin:-64px auto 20px;
  overflow:hidden;white-space:normal;border:1px solid rgba(24,59,32,.09);border-radius:16px;
  background:rgba(255,255,255,.88);box-shadow:0 10px 28px rgba(24,59,32,.1);backdrop-filter:blur(16px)
}
.ticker-track{width:100%;animation:none;padding:0;gap:0;justify-content:stretch}
.ticker-track:after{display:none}
.ticker-slide{
  position:relative;display:flex;flex:1;align-items:center;justify-content:center;min-height:58px;
  padding:10px 16px;border:0;border-right:1px solid rgba(24,59,32,.1);background:transparent;
  color:var(--secondary-text);font:600 11px/1.35 var(--sans);text-align:center;transition:background .22s ease,color .22s ease
}
.ticker-slide:last-child{border-right:0}
.ticker-slide[aria-pressed=true]{background:rgba(213,232,170,.34);color:var(--cta-primary);box-shadow:inset 0 -3px var(--accent-green)}
.ticker-slide:hover{background:var(--light-sage);color:var(--cta-primary)}
.ticker-slide:focus-visible{z-index:1;outline:3px solid var(--accent-green);outline-offset:-4px}
@media(max-width:1120px) and (min-width:981px){
  .site-header .header-inner{gap:10px;padding-inline:12px}
  .site-header .nav{gap:10px}
  .site-header .nav a,.site-header .nav-dropdown summary{font-size:10px}
  .site-header .brand{gap:7px}
  .site-header .brand-mark{width:33px;height:33px}
}
@media(max-width:980px){
  .site-header{top:8px;width:calc(100% - 24px);height:68px;margin:8px auto -76px}
  .site-header .header-inner{height:68px;padding-inline:12px;border-radius:14px}
  .site-header.is-compact .header-inner{height:58px}
  .site-header .menu-btn{display:grid;place-items:center;width:40px;height:40px;margin-left:auto;border-radius:11px;color:var(--primary-dark)}
  .site-header .nav{position:absolute;top:calc(100% + 9px);left:0;right:0;display:none;max-height:calc(100vh - 98px);overflow:auto;padding:10px 15px 16px;border:1px solid rgba(24,59,32,.09);border-radius:14px;background:rgba(255,255,255,.98);box-shadow:0 16px 35px rgba(24,59,32,.14);backdrop-filter:blur(16px);align-items:stretch;flex-direction:column;gap:0}
  .site-header .nav.open{display:flex;animation:mega-enter .22s var(--ease) both}
  .site-header .nav>a{padding:12px 8px;border-bottom:1px solid rgba(24,59,32,.08)}
  .site-header .nav-dropdown{border-bottom:1px solid rgba(24,59,32,.08)}
  .site-header .nav-dropdown summary{padding:12px 8px;justify-content:space-between}
  .site-header .nav-dropdown.nav-mega{position:relative}
  .site-header .dropdown-panel,.site-header .mega-panel{position:static;width:auto;max-height:none;overflow:visible;transform:none;padding:4px 0 10px;border:0;border-top:1px solid rgba(24,59,32,.08);border-radius:0;background:transparent;box-shadow:none;animation:none}
  .site-header .nav-mega-grid{grid-template-columns:1fr;gap:8px}
  .site-header .nav-mega-column{padding:2px 5px}
  .site-header .dropdown-panel a{padding:9px 11px}
  .site-header .nav-mega-links{padding:4px 5px 8px}
  .hero{height:680px;min-height:0}
  .hero-grid{padding:132px clamp(28px,6vw,70px) 140px}
  .hero-copy{max-width:600px}
  .hero:before{background:linear-gradient(90deg,rgba(255,255,255,.96) 0%,rgba(255,255,255,.88) 48%,rgba(255,255,255,.35) 78%,rgba(255,255,255,.08) 100%),linear-gradient(0deg,rgba(255,255,255,.18),transparent 28%)}
  .hero-controls{right:24px;bottom:82px}
  .ticker{margin-top:-32px}
}
@media(max-width:600px){
  .site-header{width:calc(100% - 20px);height:64px;margin:8px auto -72px}
  .site-header .header-inner{height:64px;padding-inline:10px;gap:8px}
  .site-header.is-compact .header-inner{height:56px}
  .site-header .brand{gap:7px;font-size:12px}
  .site-header .brand-mark{width:31px;height:31px;font-size:12px}
  .site-header .brand small{font-size:7px}
  .site-header .header-cta{min-height:39px;padding:0 9px;gap:6px;font-size:9px}
  .site-header .header-cta .arrow{width:22px;height:22px;flex-basis:22px;font-size:14px}
  .site-header .menu-btn{width:36px;height:36px;font-size:20px}
  .site-header .nav{max-height:calc(100dvh - 92px)}
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  .hero .hero-lead{max-width:520px;font-size:14px;line-height:1.62}
  .hero .hero-actions{margin-top:20px;gap:9px}
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@media(max-width:380px){
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/* Keep the carousel hit targets generous while drawing only a slim track. */
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.slide-segment::before{background:rgba(24,59,32,.18)}
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.hero-img{object-position:center 34%}

/* Requested carousel progress and rounded navigation indicators. */
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.ticker-slide[aria-pressed="true"]{box-shadow:none}
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@keyframes slide-fill{to{transform:scaleX(1)}}
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@media(max-width:380px){.hero-grid{padding:96px 18px 102px}}
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/* Shared visual language for internal routes. Homepage remains independently scoped. */
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body.internal-page .site-header{position:sticky;top:10px;z-index:40;width:min(1200px,calc(100% - 32px));height:auto;min-height:68px;margin:10px auto 0;border:0;border-radius:0;background:transparent;box-shadow:none;backdrop-filter:none}
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body.internal-page .site-header .header-cta{border-radius:999px;transition:transform .25s var(--ease),background .25s,color .25s}
body.internal-page .site-header .header-cta:hover{transform:translateY(-2px)}
body.internal-page .dropdown-panel{border-radius:16px;box-shadow:0 18px 42px rgba(24,59,32,.14)}
body.internal-page .dropdown-panel a{border-radius:9px}
body.internal-page .page-intro{width:min(1440px,calc(100% - 24px));margin:12px auto 0;padding-block:48px;background-color:var(--light-sage);border-radius:var(--internal-radius);overflow:hidden}
body.internal-page .page-intro:after{display:none}
body.internal-page .page-intro-inner{max-width:800px}
body.internal-page .page-intro h1{font-size:clamp(36px,4.2vw,56px);line-height:1.08;letter-spacing:-.045em}
body.internal-page .page-intro p{font-size:16px;line-height:1.7;color:var(--secondary-text)}
body.internal-page .page-intro .eyebrow{color:var(--secondary-text)}
body.internal-page .page-intro-layout{gap:clamp(30px,5vw,70px)}
body.internal-page .page-intro-media{height:390px;min-height:360px;max-height:480px;border-radius:20px;border:0;box-shadow:0 12px 30px rgba(24,59,32,.1)}
body.internal-page .page-intro-media img{transition:transform 700ms var(--ease)}
body.internal-page .page-intro-media:hover img{transform:scale(1.025)}
body.internal-page .page-index a{border-radius:999px;padding:9px 13px;background:rgba(255,255,255,.82)}
body.internal-page .hero-actions .button,body.internal-page .button{border-radius:999px;transition:transform .25s var(--ease),background .25s,border-color .25s,box-shadow .25s}
body.internal-page .button:hover{transform:translateY(-2px);box-shadow:0 8px 18px rgba(24,59,32,.12)}
body.internal-page .button .arrow{display:inline-grid;place-items:center;width:25px;height:25px;margin-left:8px;border-radius:50%;background:rgba(255,255,255,.2);transition:transform .25s var(--ease),background .25s}
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body.internal-page .section{padding-block:88px}
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body.internal-page .row-arrow:after{content:"↗";font-size:16px}
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body.internal-page .quote-banner{margin:0 12px;border-radius:24px;overflow:hidden}
body.internal-page .quote-banner .button{box-shadow:none}
body.internal-page .quote-page{padding-block:58px 96px;background:transparent}
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body.internal-page .about-block{grid-template-columns:44px 1fr;padding:30px 0}
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body.internal-page .verified-contact{padding:24px;border-radius:18px;background:var(--light-sage)}
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body.internal-page .new-page{padding:32px 0 76px}
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body.internal-page .new-page-card{min-height:180px;padding:25px;background:var(--pure-white);border:1px solid var(--soft-border);border-radius:20px;box-shadow:0 5px 18px rgba(24,59,32,.04);transition:transform 260ms var(--ease),box-shadow 260ms,border-color 260ms}
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body.internal-page .new-page-actions .button{min-height:50px;padding-inline:21px}
body.internal-page .language-float{border-color:rgba(24,59,32,.12)}

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body.page-commercial-insurance-types .new-page .page-intro-inner,body.page-commercial-insurance-services .new-page .page-intro-inner{background-image:linear-gradient(90deg,rgba(248,249,243,.98) 0%,rgba(248,249,243,.94) 40%,rgba(248,249,243,.45) 68%,rgba(248,249,243,.06) 100%),url('https://images.unsplash.com/photo-1504307651254-35680f356dfd?auto=format&fit=crop&w=1500&q=85')}
body.page-commercial-insurance-industries .new-page .page-intro-inner,body.page-bonds .new-page .page-intro-inner{background-image:linear-gradient(90deg,rgba(248,249,243,.98) 0%,rgba(248,249,243,.94) 40%,rgba(248,249,243,.45) 68%,rgba(248,249,243,.06) 100%),url('https://images.unsplash.com/photo-1503387762-592deb58ef4e?auto=format&fit=crop&w=1500&q=85')}
body.page-personal-insurance .new-page .page-intro-inner,body[class*="page-personal-insurance-"] .new-page .page-intro-inner{background-image:linear-gradient(90deg,rgba(248,249,243,.97) 0%,rgba(248,249,243,.9) 40%,rgba(248,249,243,.42) 68%,rgba(248,249,243,.05) 100%),url('https://images.unsplash.com/photo-1600585154340-be6161a56a0c?auto=format&fit=crop&w=1500&q=85')}
body.page-online-insurance-services .new-page .page-intro-inner,body.page-consultation .new-page .page-intro-inner,body.page-contact .page-intro .page-intro-inner{background-image:linear-gradient(90deg,rgba(248,249,243,.97) 0%,rgba(248,249,243,.9) 40%,rgba(248,249,243,.42) 68%,rgba(248,249,243,.05) 100%),url('https://images.unsplash.com/photo-1556761175-b413da4baf72?auto=format&fit=crop&w=1500&q=85')}
body.page-about .page-intro .page-intro-inner,body.page-privacy-policy .new-page .page-intro-inner,body.page-terms-of-use .new-page .page-intro-inner,body.page-accessibility .new-page .page-intro-inner{background-image:linear-gradient(90deg,rgba(248,249,243,.97) 0%,rgba(248,249,243,.9) 40%,rgba(248,249,243,.42) 68%,rgba(248,249,243,.05) 100%),url('https://images.unsplash.com/photo-1521737711867-e3b97375f902?auto=format&fit=crop&w=1500&q=85')}
body.page-quote .new-page .page-intro-inner,body.page-get-a-quote .new-page .page-intro-inner,body[class*="page-request-"] .new-page .page-intro-inner,body.page-existing-customer-support .new-page .page-intro-inner{background-image:linear-gradient(90deg,rgba(248,249,243,.97) 0%,rgba(248,249,243,.9) 40%,rgba(248,249,243,.42) 68%,rgba(248,249,243,.05) 100%),url('https://images.unsplash.com/photo-1556761175-4b46a572b786?auto=format&fit=crop&w=1500&q=85')}
body.page-faq .new-page .page-intro-inner{background-image:linear-gradient(90deg,rgba(248,249,243,.97) 0%,rgba(248,249,243,.9) 40%,rgba(248,249,243,.42) 68%,rgba(248,249,243,.05) 100%),url('https://images.unsplash.com/photo-1521737711867-e3b97375f902?auto=format&fit=crop&w=1500&q=85')}

html.js body.internal-page .reveal{opacity:0;transform:translateY(20px);transition:opacity 600ms var(--ease),transform 600ms var(--ease)}
html.js body.internal-page .reveal.visible{opacity:1;transform:none}
body.internal-page .reveal:nth-child(3n+2){transition-delay:80ms}
body.internal-page .reveal:nth-child(3n){transition-delay:160ms}
body.internal-page .page-intro-inner{animation:internal-arrive 600ms var(--ease) both}
body.internal-page .page-intro-media{animation:internal-arrive 650ms var(--ease) both}
body.internal-page .new-page-card{animation:internal-arrive 580ms var(--ease) both}
body.internal-page .new-page-card:nth-child(3n+2){animation-delay:80ms}
body.internal-page .new-page-card:nth-child(3n){animation-delay:160ms}
@keyframes internal-arrive{from{opacity:0;transform:translateY(14px) scale(.995)}to{opacity:1;transform:translateY(0) scale(1)}}
body.internal-page a:focus-visible,body.internal-page button:focus-visible,body.internal-page summary:focus-visible{outline:3px solid var(--accent-green);outline-offset:3px}
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body.page-personal-insurance-auto-insurance .new-page .page-intro-inner{background-image:linear-gradient(90deg,rgba(248,249,243,.97) 0%,rgba(248,249,243,.9) 40%,rgba(248,249,243,.42) 68%,rgba(248,249,243,.05) 100%),url('/assets/images/auto-personal-auto-hero.webp')}
body.page-personal-insurance-renters-insurance .new-page .page-intro-inner{background-image:linear-gradient(90deg,rgba(248,249,243,.97) 0%,rgba(248,249,243,.9) 40%,rgba(248,249,243,.42) 68%,rgba(248,249,243,.05) 100%),url('https://images.unsplash.com/photo-1600210492486-724fe5c67fb0?auto=format&fit=crop&w=1500&q=85')}
body.page-personal-insurance-condo-insurance .new-page .page-intro-inner{background-image:linear-gradient(90deg,rgba(248,249,243,.97) 0%,rgba(248,249,243,.9) 40%,rgba(248,249,243,.42) 68%,rgba(248,249,243,.05) 100%),url('https://images.unsplash.com/photo-1600607687939-ce8a6c25118c?auto=format&fit=crop&w=1500&q=85')}
body.page-personal-insurance-landlord-insurance .new-page .page-intro-inner{background-image:linear-gradient(90deg,rgba(248,249,243,.97) 0%,rgba(248,249,243,.9) 40%,rgba(248,249,243,.42) 68%,rgba(248,249,243,.05) 100%),url('https://images.unsplash.com/photo-1560518883-ce09059eeffa?auto=format&fit=crop&w=1500&q=85')}
body.page-personal-insurance-personal-umbrella-insurance .new-page .page-intro-inner{background-image:linear-gradient(90deg,rgba(248,249,243,.97) 0%,rgba(248,249,243,.9) 40%,rgba(248,249,243,.42) 68%,rgba(248,249,243,.05) 100%),url('https://images.unsplash.com/photo-1529156069898-49953e39b3ac?auto=format&fit=crop&w=1500&q=85')}
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@media(max-width:760px){
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 body.page-about .page-intro .page-intro-inner,body.page-contact .page-intro .page-intro-inner{min-height:290px;padding:30px 24px}
}
body.page-about .page-intro,body.page-contact .page-intro{background-color:var(--light-sage);background-size:cover;background-position:center}
body.page-about .page-intro{background-image:linear-gradient(90deg,rgba(248,249,243,.98) 0%,rgba(248,249,243,.94) 43%,rgba(248,249,243,.55) 72%,rgba(248,249,243,.16) 100%),url('https://images.unsplash.com/photo-1521737711867-e3b97375f902?auto=format&fit=crop&w=1500&q=85')}
body.page-contact .page-intro{background-image:linear-gradient(90deg,rgba(248,249,243,.98) 0%,rgba(248,249,243,.94) 43%,rgba(248,249,243,.55) 72%,rgba(248,249,243,.16) 100%),url('https://images.unsplash.com/photo-1556761175-b413da4baf72?auto=format&fit=crop&w=1500&q=85')}
body.page-about .page-intro .page-intro-inner,body.page-contact .page-intro .page-intro-inner{background:none}

/* Homepage sections only: warm editorial layout, without affecting the approved hero or header. */
html.js .home-page .reveal{opacity:0;transform:translateY(20px);transition:opacity 600ms var(--ease),transform 600ms var(--ease)}
html.js .home-page .reveal.visible{opacity:1;transform:none}
.home-page #insurance-options .section-head{max-width:1120px}
.home-page .home-category-grid{grid-template-columns:repeat(3,minmax(0,1fr));gap:20px}
.home-page .home-option-card{display:flex;flex-direction:column;min-width:0;overflow:hidden;color:var(--ink);text-decoration:none;background:var(--pure-white);border:1px solid var(--soft-border);border-radius:22px;box-shadow:0 6px 20px rgba(24,59,32,.045);transition:transform 600ms var(--ease),border-color 250ms ease,box-shadow 250ms ease}
html.js .home-page .home-option-card{transition:opacity 600ms var(--ease),transform 600ms var(--ease),border-color 250ms ease,box-shadow 250ms ease}
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html.js .home-page #industries .sector-card{transition:opacity 600ms var(--ease),transform 600ms var(--ease),border-color 250ms ease,box-shadow 250ms ease}
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.home-page #industries .sector-card:nth-child(3){transition-delay:160ms}
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.home-page #industries .sector-card img{height:58%;border-radius:0;object-position:center 40%;filter:none;opacity:1;transition:transform 650ms var(--ease)}
.home-page #industries .sector-card:hover img{transform:scale(1.03)}
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.home-page #industries .sector-bottom{margin-top:auto;padding:22px 23px 23px;align-self:stretch;background:var(--pure-white)}
.home-page #industries .sector-card h3{margin:0 0 8px;font-size:22px;line-height:1.25}
.home-page #industries .sector-card p{margin:0 0 14px;font-size:14px;line-height:1.6}
.home-page #industries .sector-card .text-link{min-height:24px}
.home-page #industries .sector-card .text-link span{display:inline-grid;place-items:center;width:23px;height:23px;border:1px solid var(--soft-border);border-radius:50%;transition:transform 250ms ease,background 250ms ease}
.home-page #industries .sector-card:hover .text-link span{transform:translate(3px,-3px);background:var(--light-sage)}
.home-page #approach.section.dark{background:var(--light-sage);color:var(--ink)}
.home-page #approach .manifesto{grid-template-columns:minmax(0,.92fr) minmax(0,1.08fr);gap:clamp(34px,6vw,76px);align-items:center}
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.home-page #approach .manifesto-photo:hover img{transform:scale(1.03)}
.home-page #approach .manifesto-copy{max-width:680px}
.home-page #approach .manifesto-stamp{margin:0 0 16px;padding:0;color:var(--brand-green);font-size:10px;letter-spacing:.08em}
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.home-page #approach .manifesto-points{grid-template-columns:repeat(2,minmax(0,1fr));gap:0 22px;margin-top:23px;border-color:var(--soft-border)}
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.home-page .path-section{background:var(--light-sage)}
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.home-page .path-copy>p{font-size:15px;line-height:1.75}
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.home-page .path-step{position:relative;z-index:1;min-height:76px;grid-template-columns:42px minmax(0,1fr) 32px;gap:15px;padding:15px 17px;border:1px solid var(--soft-border);border-radius:19px;background:var(--pure-white);box-shadow:0 4px 13px rgba(24,59,32,.035);transition:transform 600ms var(--ease),border-color 250ms ease,box-shadow 250ms ease}
html.js .home-page .path-step{transition:opacity 600ms var(--ease),transform 600ms var(--ease),border-color 250ms ease,box-shadow 250ms ease}
.home-page .path-step:nth-child(2){transition-delay:80ms}
.home-page .path-step:nth-child(3){transition-delay:160ms}
.home-page .path-step:nth-child(4){transition-delay:240ms}
.home-page .path-step:hover{transform:translateY(-5px);border-color:var(--soft-lime);box-shadow:0 8px 18px rgba(24,59,32,.075)}
.home-page .path-step .num{display:grid;place-items:center;width:38px;height:38px;border:1px solid var(--soft-border);border-radius:50%;background:var(--light-sage);color:var(--brand-green);font:700 10px var(--sans)}
.home-page .path-step b{font-size:14px;line-height:1.45}
.home-page .path-step>span:last-child{display:grid;place-items:center;width:30px;height:30px;border:1px solid var(--soft-border);border-radius:50%;background:var(--warm-ivory);color:var(--brand-green);font-size:15px;transition:transform 250ms ease,background 250ms ease}
.home-page .path-step:hover>span:last-child{transform:translate(3px,-3px);background:var(--light-sage)}
.home-page #planner.section.dark{background:var(--light-sage);color:var(--ink)}
.home-page #planner .coverage-planner{align-items:start}
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.home-page #planner .planner-intro p{max-width:450px;color:var(--secondary-text);font-size:15px;line-height:1.75}
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.home-page #planner .planner h3{margin:10px 0 7px;font-size:22px;line-height:1.3;letter-spacing:-.025em}
.home-page #planner .planner>p{color:var(--secondary-text);font-size:14px;line-height:1.65}
.home-page #planner .choice-list{gap:10px}
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.home-page #planner .choice:hover{transform:translateY(-2px);border-color:var(--accent-green);box-shadow:0 4px 12px rgba(24,59,32,.08)}
.home-page #planner .choice[aria-pressed="true"]{border-color:var(--brand-green);background:var(--brand-green);color:var(--pure-white);box-shadow:0 4px 12px rgba(24,59,32,.13)}
.home-page #planner .choice[aria-pressed="true"]:after{content:"✓";display:inline-grid;place-items:center;margin-left:7px;width:17px;height:17px;border-radius:50%;background:rgba(255,255,255,.18);font-size:10px}
.home-page #planner .planner-result{margin-top:22px;padding:20px;border:1px solid var(--soft-border);border-left:4px solid var(--accent-green);border-radius:16px;background:var(--warm-ivory)}
.home-page #planner .planner-result.show{animation:home-checklist-in 420ms var(--ease)}
.home-page #planner .planner-result strong{font-size:15px}
.home-page #planner .planner-result ul{padding-left:21px;font-size:14px;line-height:1.6}
.home-page #planner .planner-result .disclaimer{font-size:12px;line-height:1.55}
.home-page #planner .mini-btn{min-height:42px;padding:10px 15px;border-radius:999px;font-size:11px;transition:background 250ms ease,color 250ms ease,transform 250ms ease}
.home-page #planner .mini-btn:hover{transform:translateY(-2px)}
.home-page #planner .mini-btn.ghost{border-color:var(--soft-lime);background:var(--pure-white)}
.home-page .home-faq .section-head{max-width:1120px}
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html.js .home-page .home-faq .home-faq-item{transition:opacity 600ms var(--ease),transform 600ms var(--ease),border-color 250ms ease,box-shadow 250ms ease}
.home-page .home-faq .home-faq-item:nth-child(2){transition-delay:80ms}
.home-page .home-faq .home-faq-item:nth-child(3){transition-delay:160ms}
.home-page .home-faq .home-faq-item:nth-child(4){transition-delay:240ms}
.home-page .home-faq .home-faq-item[open]{border-color:var(--soft-lime);box-shadow:0 7px 18px rgba(24,59,32,.06)}
.home-page .home-faq summary{min-height:68px;align-items:center;padding:13px 17px 13px 21px;list-style:none;line-height:1.5}
.home-page .home-faq summary::-webkit-details-marker{display:none}
.home-page .home-faq summary:after{display:none}
.home-page .home-faq .faq-circle{display:grid;place-items:center;flex:0 0 34px;width:34px;height:34px;border:1px solid var(--soft-border);border-radius:50%;background:var(--warm-ivory);color:var(--brand-green);font:19px/1 var(--sans);transition:transform 300ms ease,background 300ms ease,color 300ms ease}
.home-page .home-faq [open] .faq-circle{transform:rotate(45deg);border-color:var(--brand-green);background:var(--brand-green);color:var(--pure-white)}
.home-page .home-faq .faq-answer{display:grid;grid-template-rows:0fr;visibility:hidden;opacity:0;transition:grid-template-rows 300ms ease,opacity 300ms ease,visibility 300ms ease}
.home-page .home-faq [open] .faq-answer{grid-template-rows:1fr;visibility:visible;opacity:1}
.home-page .home-faq .faq-answer>div{min-height:0;overflow:hidden}
.home-page .home-faq .faq-answer p{max-width:760px;margin:0;padding:0 21px 0;color:var(--secondary-text);font-size:14px;line-height:1.7;transition:padding 300ms ease}
.home-page .home-faq [open] .faq-answer p{padding:0 21px 20px}
.home-page .home-faq summary:focus-visible{outline:3px solid var(--accent-green);outline-offset:-4px;border-radius:17px}
.home-page .home-footer{padding-block:58px 24px;background:var(--primary-text);color:var(--warm-ivory)}
.home-page .home-footer .footer-main{grid-template-columns:1.3fr 1fr 1fr 1fr;gap:clamp(24px,4vw,52px);padding-bottom:42px}
.home-page .home-footer .footer-main>div:first-child{max-width:310px}
.home-page .home-footer .footer-main p{max-width:290px;color:var(--soft-border);font-size:13px;line-height:1.7}
.home-page .home-footer .footer-col b{margin-bottom:16px;color:var(--soft-lime);font-size:10px;letter-spacing:.09em}
.home-page .home-footer .footer-col a{display:flex;align-items:center;justify-content:space-between;gap:10px;min-height:36px;margin:3px 0;padding:5px 0;color:var(--light-sage);font-size:13px;text-decoration:none;transition:color 250ms ease,transform 250ms ease}
.home-page .home-footer .footer-col a:after{content:"›";display:grid;place-items:center;flex:0 0 22px;width:22px;height:22px;border:1px solid rgba(237,243,229,.24);border-radius:50%;color:var(--soft-lime);font-size:16px;line-height:1;transition:background 250ms ease,color 250ms ease,transform 250ms ease}
.home-page .home-footer .footer-col a:hover{transform:translateX(2px);color:var(--soft-lime)}
.home-page .home-footer .footer-col a:hover:after{transform:translateX(2px);border-color:var(--soft-lime);background:var(--soft-lime);color:var(--primary-text)}
.home-page .home-footer .footer-bottom{padding-top:20px;color:var(--soft-border);font-size:11px;line-height:1.65;letter-spacing:0}
.home-page .home-footer .footer-bottom .disclaimer{max-width:760px;color:var(--soft-border);font-size:11px}
.home-page :is(.home-option-card,.sector-card,.path-step,.home-faq-item):focus-visible{outline-offset:4px}
@keyframes home-checklist-in{from{opacity:0;transform:translateY(8px)}to{opacity:1;transform:none}}
@media(max-width:980px){
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  .home-page #approach .manifesto-photo{height:clamp(400px,48vw,480px)}
  .home-page .home-footer .footer-main{grid-template-columns:1fr 1fr;gap:26px}
}
@media(max-width:760px){
  .home-page .home-category-grid{grid-template-columns:1fr 1fr;gap:15px}
  .home-page .home-option-photo{height:190px}
  .home-page #industries .sector-grid{grid-template-columns:1fr 1fr;gap:15px}
  .home-page #industries .sector-card{min-height:400px}
  .home-page #approach .manifesto{grid-template-columns:1fr;gap:28px}
  .home-page #approach .manifesto-photo{height:350px}
  .home-page #approach .manifesto-points{gap:0 18px}
  .home-page .path-grid,.home-page #planner .coverage-planner{grid-template-columns:1fr;gap:30px}
}
@media(max-width:560px){
  .home-page .home-category-grid,.home-page #industries .sector-grid{grid-template-columns:1fr;gap:13px}
  .home-page .home-option-photo{height:210px}
  .home-page .home-option-content{padding:22px 20px 20px}
  .home-page #industries .sector-card{min-height:390px}
  .home-page #industries .sector-bottom{padding:20px}
  .home-page #approach .manifesto-photo{height:280px}
  .home-page #approach .manifesto-points{grid-template-columns:1fr}
  .home-page .path-steps:before{left:35px}
  .home-page .path-step{grid-template-columns:40px minmax(0,1fr) 30px;gap:12px;padding:14px}
  .home-page #planner .planner{padding:22px 19px}
  .home-page .home-faq summary{min-height:64px;padding:12px 13px 12px 16px}
  .home-page .home-faq .faq-answer p{padding-inline:16px}
  .home-page .home-faq [open] .faq-answer p{padding-inline:16px;padding-bottom:18px}
  .home-page .home-footer .footer-main{grid-template-columns:1fr 1fr;gap:22px}
  .home-page .home-footer .footer-bottom{display:block}
  .home-page .home-footer .footer-bottom .disclaimer{margin-top:8px}
}
@media(prefers-reduced-motion:reduce){
  html.js .home-page .reveal{opacity:1;transform:none;transition:none}
  .home-page .home-option-card,.home-page .home-option-photo img,.home-page #industries .sector-card,.home-page #industries .sector-card img,.home-page #approach .manifesto-photo img,.home-page .path-step,.home-page .home-faq-item,.home-page .home-faq .faq-circle,.home-page .home-faq .faq-answer,.home-page .home-footer .footer-col a,.home-page .home-footer .footer-col a:after{transition:none!important}
  .home-page #planner .planner-result.show{animation:none}
}

/* Focused refinements requested for homepage industries and guidance sections. */
.home-page .hero{height:clamp(700px,84vh,780px)}
.home-page .hero-grid{padding:clamp(132px,15vh,164px) clamp(38px,7vw,100px) 132px}
.home-page .hero h1{margin:23px 0 21px}
.home-page .hero .hero-lead{line-height:1.8}
.home-page .hero .hero-actions{margin-top:32px}
.home-page #approach .manifesto-photo{position:relative;width:min(100%,630px);height:auto;min-height:0;aspect-ratio:2/3;justify-self:center;align-self:center}
.home-page #approach .manifesto-photo img{position:absolute;inset:0;display:block;width:100%;height:100%;min-height:0;aspect-ratio:2/3;object-fit:cover;object-position:center 42%}
.home-page .path-steps{--path-progress:0;gap:12px}
.home-page .path-steps:before,.home-page .path-steps:after{position:absolute;z-index:0;content:"";top:38px;bottom:38px;left:36px;width:2px;border:0;border-radius:2px}
.home-page .path-steps:before{background:var(--soft-lime)}
.home-page .path-steps:after{background:var(--accent-green);transform:scaleY(var(--path-progress));transform-origin:top center;pointer-events:none}
.home-page .path-step{grid-template-columns:42px minmax(0,1fr)}
.home-page .path-step>span:last-child{border:0;background:transparent}
.home-page #planner .planner{position:relative;overflow:hidden;border-color:var(--soft-border);background:linear-gradient(135deg,var(--pure-white) 0%,var(--warm-ivory) 100%);box-shadow:0 12px 32px rgba(24,59,32,.08)}
.home-page #planner .planner:before{position:absolute;top:0;left:0;right:0;height:5px;content:"";background:linear-gradient(90deg,var(--primary-dark) 0%,var(--accent-green) 58%,var(--soft-lime) 100%)}
.home-page #planner .planner-kicker{display:inline-flex;align-items:center;gap:8px;padding:7px 11px;border:1px solid var(--soft-border);border-radius:999px;background:var(--light-sage);color:var(--brand-green)}
.home-page #planner .planner-kicker:before{width:8px;height:8px;border-radius:50%;content:"";background:var(--accent-green);box-shadow:0 0 0 4px rgba(120,166,83,.13)}
.home-page #planner .choice{border-width:1.5px;font-weight:600}
.home-page #planner .choice:hover{background:var(--light-sage)}
.home-page #planner .choice:active{transform:scale(.97)}
.home-page #planner .choice[aria-pressed="true"]{border-color:var(--accent-green);background:var(--soft-lime);color:var(--primary-dark);box-shadow:0 5px 14px rgba(54,94,44,.18)}
.home-page #planner .choice[aria-pressed="true"]:after{background:var(--accent-green);color:var(--pure-white)}
.home-page #planner .planner-result{border-color:var(--soft-lime);border-left-color:var(--accent-green);background:linear-gradient(135deg,var(--light-sage),var(--light-sage))}
.site-header .nav-dropdown summary .chevron{position:relative;top:2px;align-self:center}
.site-header .nav-dropdown summary .chevron:before{transform:translateY(1px) rotate(45deg)}
.site-header .nav-dropdown[open] summary .chevron:before{transform:translateY(3px) rotate(225deg)}
@media(max-width:980px){
  .home-page .hero{height:720px}
  .home-page .hero-grid{padding:142px clamp(30px,6vw,70px) 134px}
  .home-page #approach .manifesto-photo{height:auto}
  .home-page .path-steps:before,.home-page .path-steps:after{left:36px}
}
@media(max-width:760px){
  .home-page #approach .manifesto-photo{width:min(100%,630px);height:auto}
}
@media(max-width:600px){
  .home-page .hero{height:760px}
  .home-page .hero-img{height:285px;object-position:center 38%}
  .home-page .hero-grid{padding:230px 22px 124px}
  .home-page .hero h1{margin:19px 0 17px}
  .home-page .hero .hero-lead{line-height:1.72}
  .home-page .hero .hero-actions{margin-top:25px}
  .home-page #approach .manifesto-photo{height:auto}
  .home-page .path-step{grid-template-columns:40px minmax(0,1fr)}
  .home-page .path-steps:before,.home-page .path-steps:after{left:34px;top:36px;bottom:36px}
}
@media(prefers-reduced-motion:reduce){
  .home-page .path-steps:after{transition:none}
  .home-page #planner .choice{transition:none}
}

/* Homepage annotation refinements: compact category controls and progress-led steps. */
.eyebrow{display:none!important}
.home-page .planner-kicker{display:none!important}
.home-page .ticker-slide{min-height:46px;padding-block:9px}
html.js .home-page .path-step.reveal.visible:not(.is-passed){opacity:.38;filter:saturate(.72)}
html.js .home-page .path-step.is-passed{opacity:1;filter:none;border-color:var(--soft-lime);background:var(--pure-white);box-shadow:0 7px 18px rgba(24,59,32,.075)}
html.js .home-page .path-step{transition:opacity 500ms var(--ease),filter 500ms var(--ease),transform 500ms var(--ease),border-color 250ms ease,box-shadow 250ms ease}
@media(max-width:600px){.home-page .ticker-slide{min-height:43px;padding:8px 13px}}
@media(prefers-reduced-motion:reduce){html.js .home-page .path-step{transition:none!important}}

/* Align card actions to one consistent title edge. */
body.internal-page .coverage-row h3{display:flex;align-items:flex-start;justify-content:space-between;gap:14px;padding-right:0}
body.internal-page .coverage-row .coverage-title{flex:1;min-width:0}
body.internal-page .coverage-row .row-arrow{position:static;display:inline-grid;place-items:center;width:34px;height:34px;margin:-5px 0 0;flex:0 0 34px;border-radius:50%;background:var(--light-sage);font-size:0}
body.internal-page .coverage-row .row-arrow:after{content:"↗";font-size:16px}
/* Static industry points use a relevant rounded line icon instead of controls. */
body.internal-page .industry-points{display:grid;gap:9px;padding:0;border:0;background:transparent}
body.internal-page .industry-points .detail-list-row{min-height:66px;display:grid;grid-template-columns:36px minmax(0,1fr);align-items:center;gap:14px;margin:0;padding:13px 16px;border:1px solid var(--soft-border);border-radius:16px;background:var(--pure-white);color:var(--ink);font-size:14px;line-height:1.5}
body.internal-page .industry-points .topic-icon{width:34px;height:34px;display:grid;place-items:center;border-radius:50%;background:var(--light-sage);color:var(--secondary-text)}
body.internal-page .industry-points .topic-icon svg{width:18px;height:18px;fill:none;stroke:currentColor;stroke-width:1.6;stroke-linecap:round;stroke-linejoin:round}
@media(max-width:560px){body.internal-page .industry-points .detail-list-row{min-height:60px;padding:12px 13px;gap:11px}}

/* Catalog topics are actionable paths to the existing contact flow. */
body.internal-page .topic-link{display:inline-flex;align-items:center;gap:7px;color:var(--brand-green);text-decoration:none;text-underline-offset:4px;transition:color 200ms ease,text-decoration-color 200ms ease}
body.internal-page .topic-link::after{content:"↗";color:var(--accent-green);font-size:.82em;transition:transform 200ms ease}
body.internal-page .topic-link:hover{color:var(--primary-text);text-decoration:underline}
body.internal-page .topic-link:hover::after{transform:translate(2px,-2px)}
body.internal-page .topic-link:focus-visible{outline:2px solid var(--accent-green);outline-offset:3px;border-radius:3px}
@media(prefers-reduced-motion:reduce){body.internal-page .topic-link,body.internal-page .topic-link::after{transition:none}}

/* Shared navigation taxonomy and nested category accordions */
.site-header .nav-submenu{border-top:1px solid rgba(24,59,32,.075)}
.site-header .nav-submenu:first-child{border-top:0}
.site-header .nav-submenu>summary{display:flex;align-items:center;justify-content:space-between;gap:12px;padding:10px 8px;color:var(--primary-dark);font-size:11px;font-weight:800;line-height:1.4;list-style:none;cursor:pointer}
.site-header .nav-submenu>summary::-webkit-details-marker{display:none}
.site-header .nav-submenu>summary:focus-visible{outline:3px solid var(--accent-green);outline-offset:2px;border-radius:8px}
.site-header .submenu-chevron{display:grid;place-items:center;width:22px;height:22px;flex:0 0 22px;border-radius:50%;background:var(--light-sage);color:var(--brand-green);font-size:0;transition:transform .2s ease,background-color .2s ease}
.site-header .submenu-chevron::before{content:"";width:6px;height:6px;border-right:1.7px solid currentColor;border-bottom:1.7px solid currentColor;transform:translateY(-1px) rotate(45deg);transition:transform .2s ease}
.site-header .nav-submenu[open] .submenu-chevron{background:var(--soft-border)}
.site-header .nav-submenu[open] .submenu-chevron::before{transform:translateY(2px) rotate(225deg)}
.site-header .nav-submenu-links{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:2px 8px;padding:2px 4px 12px}
.site-header .nav-submenu-links a{display:block;min-width:0;padding:7px 9px;border-radius:8px;color:var(--secondary-text);font-size:11px;line-height:1.4;white-space:normal;transition:background-color .18s ease,color .18s ease}
.site-header .nav-submenu-links a:hover{background:var(--light-sage);color:var(--brand-green)}
.site-header .nav-view-all{display:inline-flex;align-items:center;gap:6px;margin-top:14px;padding:8px 11px;border-radius:999px;background:var(--light-sage);color:var(--brand-green);font-size:11px;font-weight:800}
.site-header .nav-view-all span{font-size:14px;line-height:1}
.site-header .nav-bond-note{margin:14px 0 0;padding:12px 14px;border-radius:10px;background:var(--warm-ivory);color:var(--secondary-text);font-size:11px;line-height:1.55}
.site-header .mega-panel{max-height:min(76vh,720px);overflow:auto;overscroll-behavior:contain}
.site-header .dropdown-panel{background:var(--pure-white)!important}
.site-header .mega-panel{background:var(--pure-white)!important;backdrop-filter:blur(14px)}
.site-header .nav-bond-note{white-space:normal;overflow-wrap:anywhere;max-width:100%}
.site-header .nav-commercial-grid{grid-template-columns:repeat(3,minmax(0,1fr))}
.site-header .nav-current{color:var(--brand-green)}
.site-header .nav>a:nth-last-child(2){color:var(--brand-green)}
.site-header .nav>a:nth-last-child(1){color:var(--primary-dark)}
@media(max-width:1340px){
 .site-header .menu-btn{display:grid;place-items:center;margin-left:auto;flex:0 0 42px}
 .site-header .nav{display:none;position:absolute;top:calc(100% - 1px);left:50%;right:auto;width:min(900px,calc(100vw - 28px));max-height:calc(100vh - 92px);overflow:auto;transform:translateX(-50%);padding:12px 22px 20px;background:var(--pure-white);border:1px solid rgba(24,59,32,.1);border-radius:0 0 18px 18px;box-shadow:0 18px 34px rgba(24,59,32,.13);align-items:stretch;flex-direction:column;gap:0;white-space:normal}
 .site-header .nav.open{display:flex}
 .site-header .nav>a{padding:12px 8px;border-bottom:1px solid rgba(24,59,32,.08);font-size:13px}
 .site-header .nav-dropdown{position:relative;border-bottom:1px solid rgba(24,59,32,.08)}
 .site-header .nav-dropdown>summary{justify-content:space-between;padding:12px 8px;font-size:13px}
 .site-header .nav-dropdown.nav-mega{position:relative}
 .site-header .dropdown-panel,.site-header .mega-panel{position:static;left:auto;width:auto;max-height:none;overflow:visible;transform:none;margin:0;padding:7px 10px 14px;border:0;border-top:1px solid rgba(24,59,32,.08);border-radius:0;background:transparent;box-shadow:none;animation:none}
 .site-header .nav-mega-grid{grid-template-columns:1fr;gap:8px;margin-top:9px;padding-top:9px}
 .site-header .nav-mega-column{padding:0 4px}
 .site-header .nav-mega-column>a:not(.nav-submenu){display:inline-flex;margin:4px 5px 4px 0;padding:8px 10px;border:1px solid rgba(24,59,32,.1);border-radius:999px;font-size:11px}
 .site-header .nav-mega-links{padding:0 4px}
 .site-header .nav-submenu-links{grid-template-columns:repeat(2,minmax(0,1fr))}
 .site-header .dropdown-overview{font-size:12px}
}
.topic-list li[id]{scroll-margin-top:112px}
@media(max-width:620px){
 .site-header .nav{width:calc(100vw - 20px);padding:8px 15px 16px}
 .site-header .nav-submenu-links{grid-template-columns:1fr}
 .site-header .nav-mega-column>a:not(.nav-submenu){width:100%;justify-content:space-between}
 .site-header .nav-mega-links{grid-template-columns:1fr}
 .site-header .header-cta{font-size:9px}
}
@media(prefers-reduced-motion:reduce){
 .site-header .nav-submenu>summary,.site-header .submenu-chevron,.site-header .submenu-chevron::before,.site-header .nav-submenu-links a{transition:none!important}
}

/* Clearer category hierarchy in the shared service mega menus. */
.site-header .nav-submenu>summary{min-height:48px;border-radius:12px;background:var(--warm-ivory);padding:8px 10px;transition:background-color .22s ease,color .22s ease}
.site-header .nav-submenu>summary:hover,.site-header .nav-submenu[open]>summary{background:var(--light-sage);color:var(--brand-green)}
.site-header .nav-submenu-title{display:flex;align-items:center;gap:10px;min-width:0}
.site-header .nav-group-icon{display:grid;place-items:center;width:30px;height:30px;flex:0 0 30px;border-radius:50%;background:var(--light-sage);color:var(--brand-green)}
.site-header .nav-group-icon svg{width:17px;height:17px;fill:none;stroke:currentColor;stroke-width:1.65;stroke-linecap:round;stroke-linejoin:round}
.site-header .nav-submenu-links{padding-top:8px}
.site-header .nav-submenu-links a{padding:8px 10px}
.site-header .header-cta{display:inline-flex;align-items:center;justify-content:center;gap:8px}
.site-header .header-cta-icon{width:17px;height:17px;flex:0 0 17px;fill:none;stroke:currentColor;stroke-width:1.7;stroke-linecap:round;stroke-linejoin:round}
@media(max-width:1340px){.site-header .nav-submenu>summary{background:transparent}.site-header .nav-submenu>summary:hover,.site-header .nav-submenu[open]>summary{background:var(--warm-ivory)}}
@media(prefers-reduced-motion:reduce){.site-header .nav-submenu>summary,.site-header .header-cta-icon{transition:none!important}}

/* Navigation state: highlight only the link for the exact current route. */
.site-header .nav a:hover,
.site-header .nav-dropdown summary:hover,
.site-header .nav-dropdown[open]>summary,
.site-header .nav-submenu>summary:hover,
.site-header .nav-submenu[open]>summary,
.site-header .nav-submenu-links a:hover,
.site-header .nav-dropdown summary.nav-current,
.site-header .nav>a:nth-last-child(2),
.site-header .nav>a:nth-last-child(1){color:var(--primary-dark)}
.site-header .nav a[aria-current="page"],
.site-header .dropdown-panel a[aria-current="page"]{color:var(--secondary-text)}
.site-header .nav-dropdown summary[aria-current="page"]{color:var(--secondary-text)}

/* Commercial menus read vertically; directory links sit together at the end. */
.site-header .nav-commercial-grid .nav-submenu-links{grid-template-columns:1fr}
.site-header .nav-commercial-all{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:8px;margin-top:14px;padding-top:12px;border-top:1px solid rgba(24,59,32,.08)}
.site-header .nav-commercial-all .nav-view-all{display:flex;align-items:center;justify-content:space-between;gap:8px;min-height:38px;margin:0;padding:7px 11px;border:1px solid var(--soft-border);border-radius:999px;background:var(--pure-white);color:var(--brand-green);font-size:11px;font-weight:800;line-height:1.35;transition:background-color .18s ease,border-color .18s ease}
.site-header .nav-commercial-all .nav-view-all:hover{transform:none;background:var(--light-sage);border-color:var(--soft-border);color:var(--brand-green)}
.site-header .nav-commercial-all .nav-view-all[aria-current="page"]{background:var(--light-sage);border-color:var(--soft-border);color:var(--secondary-text)}
.site-header .nav-commercial-all .nav-view-all span{display:grid;place-items:center;width:24px;height:24px;flex:0 0 24px;border-radius:50%;background:var(--light-sage);color:var(--brand-green);font-size:13px}
@media(max-width:1340px){.site-header .nav-commercial-all{grid-template-columns:1fr}.site-header .nav-commercial-grid .nav-submenu-links{grid-template-columns:1fr}}
@media(prefers-reduced-motion:reduce){.site-header .nav-commercial-all .nav-view-all{transition:none!important}}
.site-header .nav-view-all:not([aria-current="page"]),
.site-header .nav-view-all:not([aria-current="page"]):hover,
.site-header .nav-commercial-all .nav-view-all:hover{color:var(--secondary-text)}
.site-header .nav-commercial-all .nav-view-all[aria-current="page"]{color:var(--secondary-text)}
.site-header .dropdown-panel .dropdown-overview:not([aria-current="page"]){color:var(--secondary-text)}
.site-header .dropdown-panel .dropdown-overview[aria-current="page"]{color:var(--secondary-text)}

/* Keep every insurance category's service links easy to scan in one vertical list. */
.site-header .nav-submenu-links{grid-template-columns:1fr}

/* Direct service navigation: one open menu shows its full service list without nested clicks. */
.site-header .mega-panel{width:min(1120px,calc(100vw - 40px));max-height:min(80vh,760px);padding:20px 22px}
.site-header .nav-mega-grid{grid-template-columns:repeat(3,minmax(0,1fr));align-items:start;gap:18px;margin:0;padding:0;border:0}
.site-header .nav-mega-column{min-width:0;padding:0 12px;border-left:1px solid var(--soft-border)}
.site-header .nav-mega-column:first-child{border-left:0;padding-left:0}
.site-header .nav-group-heading{display:flex;align-items:center;gap:9px;margin:0 0 9px;padding:0 4px 9px;border-bottom:1px solid var(--soft-border);color:var(--cta-primary);font-size:12px;font-weight:800;line-height:1.35}
.site-header .nav-group-heading .nav-group-icon{width:28px;height:28px;flex-basis:28px}
.site-header .nav-group-heading .nav-group-icon svg{width:16px;height:16px}
.site-header .nav-service-list{display:grid;grid-template-columns:1fr;gap:2px;min-width:0}
.site-header .nav-mega-column>a.nav-service-link,.site-header .dropdown-panel a.nav-service-link{display:flex;align-items:center;justify-content:flex-start;gap:9px;min-height:32px;padding:4px 6px;border:0;border-radius:10px;color:var(--secondary-text);font-size:11.5px;font-weight:600;line-height:1.3;white-space:normal;transition:background-color .18s ease,color .18s ease,transform .18s ease}
.site-header .nav-service-link:hover{background:var(--light-sage);color:var(--brand-green);transform:translateX(2px)}
.site-header .nav-service-link:focus-visible{outline:2px solid var(--accent-green);outline-offset:1px;background:var(--light-sage)}
.site-header .nav-service-icon{display:grid;place-items:center;width:25px;height:25px;flex:0 0 25px;border-radius:50%;background:var(--light-sage);color:var(--brand-green);transition:background-color .18s ease,color .18s ease,transform .18s ease}
.site-header .nav-service-icon svg{width:15px;height:15px;fill:none;stroke:currentColor;stroke-width:1.65;stroke-linecap:round;stroke-linejoin:round}
.site-header .nav-service-link:hover .nav-service-icon{background:var(--soft-border);color:var(--brand-green);transform:scale(1.06)}
.site-header .nav-mega-intro{margin:0 0 14px}
.site-header .nav-mega-intro .dropdown-overview{display:inline-flex;align-items:center;gap:10px;padding:8px 12px;border-radius:999px;background:var(--warm-ivory);color:var(--secondary-text);font-size:11px;font-weight:800}
.site-header .nav-mega-intro .nav-icon-arrow{display:grid;place-items:center;width:23px;height:23px;border-radius:50%;background:var(--soft-border);color:var(--brand-green);font-size:13px}
.site-header .nav-mega-all-links{display:flex;flex-wrap:wrap;gap:8px;margin-top:14px;padding-top:12px;border-top:1px solid var(--soft-border)}
.site-header .nav-mega-all-links .nav-view-all{margin:0;padding:8px 11px;border:1px solid var(--soft-border);border-radius:999px;background:var(--pure-white);font-size:11px}
.site-header .nav-online-list{min-width:250px;padding:0 4px 5px}
@media(max-width:1340px){
 .site-header .mega-panel{width:auto;max-height:none;padding:7px 10px 14px}
 .site-header .nav-mega-grid{grid-template-columns:1fr;gap:9px;margin-top:0;padding:0}
 .site-header .nav-mega-column,.site-header .nav-mega-column:first-child{padding:9px 4px 4px;border-left:0;border-top:1px solid var(--soft-border)}
 .site-header .nav-mega-column:first-child{border-top:0}
 .site-header .nav-group-heading{margin-bottom:6px;padding:0 4px 7px;font-size:12px}
 .site-header .nav-service-list{grid-template-columns:1fr}
 .site-header .nav-service-link{min-height:38px;padding:5px 7px;font-size:12px}
 .site-header .nav-mega-intro{margin-bottom:8px}
 .site-header .nav-mega-all-links{display:grid;grid-template-columns:1fr;margin-top:10px}
 .site-header .nav-online-list{min-width:0}
}
@media(prefers-reduced-motion:reduce){
 .site-header .nav-service-link,.site-header .nav-service-icon{transition:none!important}
 .site-header .nav-service-link:hover{transform:none}
 .site-header .nav-service-link:hover .nav-service-icon{transform:none}
}

/* Commercial mega menu: only the coverage directory, arranged for quick scanning. */
.site-header .nav-commercial .mega-panel{width:min(780px,calc(100vw - 40px))}
.site-header .nav-commercial-grid{grid-template-columns:minmax(0,1fr)}
.site-header .nav-commercial-grid .nav-mega-column,
.site-header .nav-commercial-grid .nav-mega-column:first-child{padding:0;border:0}
.site-header .nav-commercial-grid .nav-service-list{grid-template-columns:repeat(2,minmax(0,1fr));column-gap:18px;row-gap:3px}
@media(max-width:1340px){
 .site-header .nav-commercial .mega-panel{width:auto}
 .site-header .nav-commercial .nav-commercial-grid .nav-service-list{grid-template-columns:1fr}
}

/* Industry directory sits under its own top-level menu, with a compact quote action in Commercial. */
.site-header .nav-industries .mega-panel{width:min(860px,calc(100vw - 40px))}
.site-header .nav-industries-grid{grid-template-columns:minmax(0,1fr)}
.site-header .nav-industries-grid .nav-mega-column,
.site-header .nav-industries-grid .nav-mega-column:first-child{padding:0;border:0}
.site-header .nav-industries-grid .nav-service-list{grid-template-columns:repeat(2,minmax(0,1fr));column-gap:18px;row-gap:3px}
.site-header .nav-industries-overview{display:none}
.site-header .nav-commercial-quote{margin-top:12px;padding-top:10px;border-top:1px solid var(--soft-border)}
.site-header .nav-commercial-quote .nav-service-link{min-height:42px;padding:7px 10px;border:1px solid var(--soft-border);border-radius:12px;background:var(--light-sage);color:var(--brand-green);font-weight:800}
.site-header .nav-commercial-quote .nav-service-icon{background:var(--soft-border);color:var(--brand-green)}
@media(max-width:1340px){
 .site-header .nav-industries .mega-panel{width:auto}
 .site-header .nav-industries .nav-industries-grid .nav-service-list{grid-template-columns:1fr}
 .site-header .nav-industries-overview{display:block;margin:8px 4px 2px}
 .site-header .nav-industries-overview .nav-view-all{display:flex;align-items:center;justify-content:space-between;margin:0;padding:10px 12px;border:1px solid var(--soft-border);border-radius:11px;background:var(--warm-ivory);color:var(--brand-green);font-size:12px;font-weight:800}
 .site-header .nav-commercial-quote{margin-top:8px}
}
@media(prefers-reduced-motion:reduce){
 .site-header .nav-commercial-quote .nav-service-link{transition:none!important}
}



/* Individual topic guides use their own service-specific hero photograph. */
body.internal-page.service-detail-page .new-page .page-intro-inner{
 background-image:linear-gradient(90deg,rgba(248,249,243,.98) 0%,rgba(248,249,243,.94) 40%,rgba(248,249,243,.45) 68%,rgba(248,249,243,.06) 100%),var(--service-hero-image);
 background-position:center;background-size:cover
}
@media(max-width:760px){
 body.internal-page.service-detail-page .new-page .page-intro-inner{
  background-image:linear-gradient(90deg,rgba(248,249,243,.93),rgba(248,249,243,.78)),var(--service-hero-image)
 }
}

/* Page-specific internal hero images: keep service and support pages visually distinct. */
body.page-commercial-insurance-types .new-page .page-intro-inner{background-image:linear-gradient(90deg,rgba(248,249,243,.98) 0%,rgba(248,249,243,.94) 40%,rgba(248,249,243,.45) 68%,rgba(248,249,243,.06) 100%),url('https://images.unsplash.com/photo-1450101499163-c8848c66ca85?auto=format&fit=crop&w=1500&q=82')}
body.page-commercial-insurance-industries .new-page .page-intro-inner{background-image:linear-gradient(90deg,rgba(248,249,243,.98) 0%,rgba(248,249,243,.94) 40%,rgba(248,249,243,.45) 68%,rgba(248,249,243,.06) 100%),url('https://images.unsplash.com/photo-1556761175-b413da4baf72?auto=format&fit=crop&w=1500&q=82')}
body.page-commercial-insurance-services .new-page .page-intro-inner{background-image:linear-gradient(90deg,rgba(248,249,243,.98) 0%,rgba(248,249,243,.94) 40%,rgba(248,249,243,.45) 68%,rgba(248,249,243,.06) 100%),url('https://images.unsplash.com/photo-1504148455328-c376907d081c?auto=format&fit=crop&w=1500&q=82')}
body.page-personal-insurance .new-page .page-intro-inner{background-image:linear-gradient(90deg,rgba(248,249,243,.97) 0%,rgba(248,249,243,.9) 40%,rgba(248,249,243,.42) 68%,rgba(248,249,243,.05) 100%),url('https://images.unsplash.com/photo-1511895426328-dc8714191300?auto=format&fit=crop&w=1500&q=82')}
body.page-bonds .new-page .page-intro-inner{background-image:linear-gradient(90deg,rgba(248,249,243,.98) 0%,rgba(248,249,243,.94) 40%,rgba(248,249,243,.45) 68%,rgba(248,249,243,.06) 100%),url('https://images.unsplash.com/photo-1504307651254-35680f356dfd?auto=format&fit=crop&w=1500&q=82')}
body.page-online-insurance-services .new-page .page-intro-inner{background-image:linear-gradient(90deg,rgba(248,249,243,.97) 0%,rgba(248,249,243,.9) 40%,rgba(248,249,243,.42) 68%,rgba(248,249,243,.05) 100%),url('https://images.unsplash.com/photo-1516321318423-f06f85e504b3?auto=format&fit=crop&w=1500&q=82')}
body.page-get-a-quote .new-page .page-intro-inner,body.page-appointment .new-page .page-intro-inner,body.page-consultation .new-page .page-intro-inner{background-image:linear-gradient(90deg,rgba(248,249,243,.97) 0%,rgba(248,249,243,.9) 40%,rgba(248,249,243,.42) 68%,rgba(248,249,243,.05) 100%),url('https://images.unsplash.com/photo-1556761175-b413da4baf72?auto=format&fit=crop&w=1500&q=82')}
body.page-request-policy-review .new-page .page-intro-inner{background-image:linear-gradient(90deg,rgba(248,249,243,.97) 0%,rgba(248,249,243,.9) 40%,rgba(248,249,243,.42) 68%,rgba(248,249,243,.05) 100%),url('https://images.unsplash.com/photo-1450101499163-c8848c66ca85?auto=format&fit=crop&w=1500&q=82')}
body.page-request-certificate-of-insurance .new-page .page-intro-inner{background-image:linear-gradient(90deg,rgba(248,249,243,.97) 0%,rgba(248,249,243,.9) 40%,rgba(248,249,243,.42) 68%,rgba(248,249,243,.05) 100%),url('https://images.unsplash.com/photo-1455390582262-044cdead277a?auto=format&fit=crop&w=1500&q=82')}
body.page-existing-customer-support .new-page .page-intro-inner{background-image:linear-gradient(90deg,rgba(248,249,243,.97) 0%,rgba(248,249,243,.9) 40%,rgba(248,249,243,.42) 68%,rgba(248,249,243,.05) 100%),url('https://images.unsplash.com/photo-1556761175-b413da4baf72?auto=format&fit=crop&w=1500&q=82')}
body.page-privacy-policy .new-page .page-intro-inner,body.page-terms-of-use .new-page .page-intro-inner,body.page-accessibility .new-page .page-intro-inner{background-image:linear-gradient(90deg,rgba(248,249,243,.97) 0%,rgba(248,249,243,.9) 40%,rgba(248,249,243,.42) 68%,rgba(248,249,243,.05) 100%),url('https://images.unsplash.com/photo-1450101499163-c8848c66ca85?auto=format&fit=crop&w=1500&q=82')}
body.page-faq .new-page .page-intro-inner{background-image:linear-gradient(90deg,rgba(248,249,243,.97) 0%,rgba(248,249,243,.9) 40%,rgba(248,249,243,.42) 68%,rgba(248,249,243,.05) 100%),url('https://images.unsplash.com/photo-1521737711867-e3b97375f902?auto=format&fit=crop&w=1500&q=82')}

/* Give every dedicated service page the same split-photo hero as the trucking liability page. */
body.internal-page.service-detail-page .new-page{padding:0 0 100px}
body.internal-page.service-detail-page .new-page .page-intro.service-intro{margin:12px auto 0}
body.internal-page.service-detail-page .new-page .service-intro .page-intro-inner{max-width:800px;min-height:0;padding:0;background:transparent!important;background-image:none!important}
body.internal-page.service-detail-page .new-page .service-intro .page-intro-media{height:390px;min-height:360px;max-height:480px;border-radius:20px;border:0;box-shadow:0 12px 30px rgba(24,59,32,.1)}
body.internal-page.service-detail-page .new-page .service-intro .page-intro-media img{object-position:center 40%;transition:transform 700ms var(--ease)}
body.internal-page.service-detail-page .new-page .service-intro .page-intro-media:hover img{transform:scale(1.025)}
body.internal-page.service-detail-page .new-page > .wrap > .new-page-grid{margin-top:44px}
@media(max-width:980px){body.internal-page.service-detail-page .new-page .service-intro .page-intro-media{height:360px;min-height:330px}}
@media(max-width:760px){body.internal-page.service-detail-page .new-page{padding:0 0 72px}body.internal-page.service-detail-page .new-page .service-intro .page-intro-inner{min-height:0;padding:0;background:transparent!important;background-image:none!important}body.internal-page.service-detail-page .new-page .service-intro .page-intro-media{height:auto;min-height:0;max-height:none;aspect-ratio:4/3;border-radius:18px}body.internal-page.service-detail-page .new-page > .wrap > .new-page-grid{margin-top:30px}}
@media(max-width:560px){body.internal-page.service-detail-page .new-page .service-intro .page-intro-media{aspect-ratio:1/1}}

/* Quote conversation preparation: intentionally browser-local until a secure agency intake endpoint is connected. */
body.page-get-a-quote .new-page-grid{grid-template-columns:minmax(0,1fr)}
.quote-intake{width:min(100%,850px);margin:0 auto clamp(64px,8vw,96px);padding:clamp(22px,4vw,42px);background:var(--pure-white);border:1px solid var(--line);border-radius:22px;box-shadow:0 16px 44px rgba(24,59,32,.07)}
body.page-commercial-insurance-types-business-owners-policy .quote-intake{margin:clamp(36px,5vw,64px) auto clamp(64px,8vw,96px)}
body.page-personal-insurance-boat-watercraft-insurance .boat-quote-intake{width:min(100%,1100px);margin:clamp(36px,5vw,64px) auto clamp(64px,8vw,96px)}
body.page-commercial-insurance-types-business-owners-policy .quote-seo-section{margin-top:clamp(36px,5vw,64px);padding:clamp(32px,5vw,64px) 24px;background:var(--light-sage)}
body.page-commercial-insurance-types-business-owners-policy .quote-seo-content{width:min(100%,850px);margin:0 auto;padding:clamp(24px,4vw,42px);background:var(--pure-white);border:1px solid var(--soft-border);border-radius:22px}
body.page-commercial-insurance-types-business-owners-policy .quote-seo-content h2{margin:0 0 12px;color:var(--primary-dark);font-size:clamp(25px,3vw,34px);line-height:1.16;letter-spacing:-.03em}
body.page-commercial-insurance-types-business-owners-policy .quote-seo-content p{margin:0;color:var(--secondary-text);line-height:1.75}
body.page-commercial-insurance-types-business-owners-policy .quote-seo-actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:24px}
body.page-commercial-insurance-types-business-owners-policy .quote-seo-actions .button{min-height:46px;padding:11px 18px;border-radius:999px;transition:transform .22s var(--ease),background .22s,color .22s}
body.page-commercial-insurance-types-business-owners-policy .quote-seo-actions .button:hover{transform:translateY(-2px)}
body.page-commercial-insurance-types-business-owners-policy .quote-seo-actions .button.outline{border:1px solid var(--brand-green);color:var(--brand-green);background:var(--pure-white)}
body.page-commercial-insurance-types-business-owners-policy .quote-seo-actions .button.outline:hover{background:var(--soft-lime)}
@media(max-width:640px){body.page-commercial-insurance-types-business-owners-policy .quote-seo-section{padding-inline:14px}body.page-commercial-insurance-types-business-owners-policy .quote-seo-content{padding:22px 18px;border-radius:17px}body.page-commercial-insurance-types-business-owners-policy .quote-seo-actions{flex-direction:column}body.page-commercial-insurance-types-business-owners-policy .quote-seo-actions .button{justify-content:center}}
.quote-intake-intro{max-width:680px;margin-bottom:26px}
.quote-intake-intro h2{margin:0 0 10px;font:650 clamp(25px,3vw,34px)/1.15 var(--sans);letter-spacing:-.035em;color:var(--ink)}
.quote-intake-intro p,.quote-prep-result p{color:var(--secondary-text);line-height:1.7}
.quote-intake form{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:17px}
.quote-intake form>.field:first-child,.quote-intake form>.quote-dynamic,.quote-safety,.quote-intake form>button{grid-column:1/-1}
.quote-dynamic{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:17px}
.quote-dynamic[hidden],.quote-prep-result[hidden]{display:none}
.quote-intake .field label{display:block;margin-bottom:7px;color:var(--ink);font-size:13px;font-weight:700}
.quote-intake .field input,.quote-intake .field select{width:100%;min-height:48px;padding:10px 13px;border:1px solid var(--soft-border);border-radius:10px;background:white;color:var(--ink);font:inherit}
.quote-intake .field :focus-visible{outline:3px solid var(--accent-green);outline-offset:2px}
.quote-safety{margin:0;color:var(--secondary-text);font-size:12px;line-height:1.6}
.quote-prep-result{margin-top:24px;padding:22px;background:var(--light-sage);border:1px solid var(--soft-lime);border-radius:16px}
.quote-prep-result h3{margin:0;color:var(--ink);font-size:20px}
.quote-prep-result ul{padding-left:20px;color:var(--cta-primary);line-height:1.8}
.quote-prep-result .button{display:inline-flex;margin-top:7px}
@media(max-width:640px){.quote-intake{padding:22px 18px;border-radius:16px}.quote-intake form,.quote-dynamic{grid-template-columns:1fr}.quote-intake form>.field:first-child,.quote-intake form>.quote-dynamic,.quote-safety,.quote-intake form>button{grid-column:auto}.quote-intake form>.quote-dynamic{grid-template-columns:1fr}.quote-intake form>.button{width:100%;justify-content:center}}

/* Floating homepage category navigation; carousel controls remain inside the hero. */
.home-page .ticker{
  position:relative;z-index:6;width:min(860px,calc(100% - 48px));margin:-26px auto 22px;
  overflow:hidden;white-space:normal;border:1px solid rgba(24,59,32,.09);border-radius:18px;
  background:rgba(255,255,255,.96);box-shadow:0 8px 22px rgba(24,59,32,.09);backdrop-filter:blur(12px)
}
.home-page .ticker-track{display:flex;width:100%;padding:0;gap:0;justify-content:stretch;animation:none}
.home-page .ticker-track:after{display:none}
.home-page .ticker-slide{
  position:relative;display:flex;flex:1 1 20%;align-items:center;justify-content:center;min-width:0;min-height:58px;
  padding:10px 8px;border:0;border-right:1px solid rgba(24,59,32,.08);border-radius:0;background:transparent;
  color:var(--primary-dark);font:600 12px/1.2 var(--sans);text-align:center;text-decoration:none;
  transition:transform .22s var(--ease),background-color .22s ease,color .22s ease
}
.home-page .ticker-slide:last-child{border-right:0}
.home-page .ticker-slide::after{display:none}
.home-page .ticker-slide:hover{z-index:1;transform:translateY(-2px);background:var(--light-sage);color:var(--cta-primary)}
.home-page .ticker-slide:focus-visible{z-index:2;outline:3px solid var(--brand-green);outline-offset:-4px;border-radius:12px}
.home-page .hero-controls{
  display:flex!important;position:absolute;left:clamp(24px,5vw,68px);right:auto;bottom:27px;z-index:4;
  align-items:center;gap:7px;width:auto;padding:5px 9px;border:1px solid rgba(24,59,32,.1);border-radius:999px;
  background:rgba(255,255,255,.78);box-shadow:0 5px 16px rgba(24,59,32,.07);backdrop-filter:blur(12px)
}
.home-page .hero-slide-segment{position:relative;display:grid;place-items:center;width:34px;height:22px;padding:0;border:0;background:transparent;cursor:pointer}
.home-page .hero-slide-segment::before,.home-page .hero-slide-segment>span{position:absolute;left:0;top:50%;width:100%;height:4px;transform:translateY(-50%);border-radius:9px;content:""}
.home-page .hero-slide-segment::before{background:rgba(24,59,32,.2)}
.home-page .hero-slide-segment>span{width:0;background:var(--accent-green)}
.home-page .hero-slide-segment[aria-pressed="true"]::before{background:rgba(24,59,32,.3)}
.home-page .hero-slide-segment.is-progressing>span{animation:slide-fill 5s linear forwards}
.home-page .hero-slide-segment:focus-visible{outline:3px solid var(--accent-green);outline-offset:3px;border-radius:6px}
@media(max-width:600px){
  .home-page .ticker{width:calc(100% - 32px);margin:-22px auto 16px;border-radius:15px;overflow:hidden}
  .home-page .ticker-track{width:100%;min-width:0}
  .home-page .ticker-slide{flex:1 1 20%;min-height:48px;padding:7px 2px;font-size:clamp(9px,2.5vw,10.5px);white-space:nowrap;overflow-wrap:normal}
  .home-page .hero-controls{left:20px;right:auto;bottom:20px;gap:5px;padding:4px 7px}
  .home-page .hero-slide-segment{width:27px;height:22px}
}
@media(prefers-reduced-motion:reduce){
  .home-page .ticker-slide{transition:none}
  .home-page .ticker-slide:hover{transform:none}
  .home-page .hero-slide-segment.is-progressing>span{animation:none;width:55%}
}

/* Keep all five destinations on one line at every viewport width. */
.home-page .ticker{width:min(860px,calc(100% - 40px))}
.home-page .ticker-track{display:flex;flex-wrap:nowrap;align-items:stretch}
.home-page .ticker-slide{flex:1 1 0%;white-space:nowrap}
@media(max-width:600px){
  .home-page .ticker{width:calc(100% - 24px)}
  .home-page .ticker-track{width:100%;min-width:0;flex-wrap:nowrap}
  .home-page .ticker-slide{flex:1 1 0%;white-space:nowrap;overflow-wrap:normal;padding-inline:2px}
}

/* Centered hero navigation arrows and matched photo crops during slide crossfades. */
.home-page .hero-nav{
  position:absolute;top:50%;z-index:4;display:grid;place-items:center;width:44px;height:44px;padding:0;
  border:1px solid rgba(24,59,32,.16);border-radius:50%;background:rgba(255,255,255,.9);color:var(--primary-dark);
  box-shadow:0 5px 16px rgba(24,59,32,.11);backdrop-filter:blur(10px);cursor:pointer;
  transform:translateY(-50%);transition:background .2s ease,border-color .2s ease,box-shadow .2s ease,transform .2s var(--ease)
}
.home-page .hero-nav-prev{left:clamp(14px,2.4vw,34px)}
.home-page .hero-nav-next{right:clamp(14px,2.4vw,34px)}
.home-page .hero-nav svg{display:block;width:21px;height:21px;fill:none;stroke:currentColor;stroke-width:1.9;stroke-linecap:round;stroke-linejoin:round}
.home-page .hero-nav:hover{background:var(--soft-lime);border-color:var(--accent-green);box-shadow:0 7px 18px rgba(24,59,32,.14);transform:translateY(-50%) scale(1.06)}
.home-page .hero-nav:focus-visible{outline:3px solid var(--accent-green);outline-offset:3px}
.home-page .hero-img{object-position:center 34%;animation:hero-photo-enter .9s var(--ease) both;transform:none}
.home-page .hero.is-changing .hero-img{opacity:1;transform:none}
.home-page .hero:after{background-position:center 34%;background-size:cover}
@media(max-width:760px){
  .home-page .hero:after{inset:0 0 auto;height:300px;border-radius:26px 26px 0 0;background-position:center 38%}
  .home-page .hero-img{object-position:center 38%}
  .home-page .hero-nav{width:40px;height:40px}
  .home-page .hero-nav-prev{left:8px}
  .home-page .hero-nav-next{right:8px}
  .home-page .hero-grid{padding-inline:52px}
}
@media(max-width:600px){
  .home-page .hero:after{height:285px;border-radius:20px 20px 0 0}
  .home-page .hero-nav{width:36px;height:36px}
  .home-page .hero-nav svg{width:18px;height:18px}
  .home-page .hero-nav-prev{left:6px}
  .home-page .hero-nav-next{right:6px}
  .home-page .hero-grid{padding-inline:48px}
}
@media(prefers-reduced-motion:reduce){
  .home-page .hero-nav{transition:none}
  .home-page .hero-nav:hover{transform:translateY(-50%)}
  .home-page .hero-img{animation:none}
}
/* 4P personal auto quote embed */
body.page-personal-insurance-auto-insurance .auto-quote-section{padding:clamp(34px,5vw,64px) 0 clamp(72px,8vw,100px);background:var(--warm-ivory)}
body.page-personal-insurance-auto-insurance .auto-quote-wrap{max-width:1160px}
body.page-personal-insurance-auto-insurance .auto-quote-provider{display:flex;align-items:center;gap:10px;margin:0 0 16px;color:var(--brand-green);font-size:14px;font-weight:650;line-height:1.5}
body.page-personal-insurance-auto-insurance .auto-quote-provider-icon{display:inline-grid;place-items:center;flex:0 0 28px;width:28px;height:28px;border-radius:50%;background:var(--soft-border);color:var(--cta-primary);font-size:16px}
body.page-personal-insurance-auto-insurance .auto-quote-frame-shell{overflow:hidden;border:1px solid var(--soft-border);border-radius:22px;background:var(--pure-white);box-shadow:0 14px 38px rgba(24,59,32,.08)}
body.page-personal-insurance-auto-insurance .auto-quote-frame{display:block;width:100%;height:860px;min-height:680px;border:0;background:var(--pure-white)}
@media(max-width:760px){body.page-personal-insurance-auto-insurance .auto-quote-section{padding:30px 0 64px}body.page-personal-insurance-auto-insurance .auto-quote-wrap{padding-inline:14px}body.page-personal-insurance-auto-insurance .auto-quote-frame-shell{border-radius:17px}body.page-personal-insurance-auto-insurance .auto-quote-frame{height:920px;min-height:720px}}
body.page-personal-insurance-auto-insurance .auto-quote-heading{max-width:760px;margin:0 auto 26px;text-align:center}
body.page-personal-insurance-auto-insurance .auto-quote-heading h2,body.page-personal-insurance-auto-insurance .auto-seo-lead h2{margin:0 0 12px;color:var(--primary-dark);font-size:clamp(26px,3.3vw,40px);line-height:1.12;letter-spacing:-.035em}
body.page-personal-insurance-auto-insurance .auto-quote-heading p,body.page-personal-insurance-auto-insurance .auto-seo-lead p{max-width:760px;margin:0 auto;color:var(--secondary-text);font-size:16px;line-height:1.75}
body.page-personal-insurance-auto-insurance .auto-seo-content{padding:clamp(48px,7vw,88px) 0;background:var(--pure-white)}
body.page-personal-insurance-auto-insurance .auto-seo-wrap{max-width:1120px}
body.page-personal-insurance-auto-insurance .auto-seo-lead{max-width:850px;margin:0 auto 34px;text-align:center}
body.page-personal-insurance-auto-insurance .auto-seo-kicker{display:inline-block;margin:0 0 13px;color:var(--brand-green);font-size:12px;font-weight:750;letter-spacing:.12em;text-transform:uppercase}
body.page-personal-insurance-auto-insurance .auto-seo-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px}
body.page-personal-insurance-auto-insurance .auto-seo-grid article{padding:25px;border:1px solid var(--soft-border);border-radius:20px;background:var(--warm-ivory)}
body.page-personal-insurance-auto-insurance .auto-seo-grid h3{margin:0 0 11px;color:var(--primary-dark);font-size:19px;line-height:1.3}
body.page-personal-insurance-auto-insurance .auto-seo-grid p{margin:0;color:var(--secondary-text);font-size:15px;line-height:1.72}
body.page-personal-insurance-auto-insurance .auto-seo-actions{display:flex;flex-wrap:wrap;align-items:center;gap:16px;margin-top:22px}
body.page-personal-insurance-auto-insurance .auto-seo-actions .button{display:inline-flex;align-items:center;gap:10px}
body.page-personal-insurance-auto-insurance .auto-seo-call{color:var(--cta-primary);font-weight:750;text-decoration:underline;text-underline-offset:4px}
@media(max-width:800px){body.page-personal-insurance-auto-insurance .auto-seo-grid{grid-template-columns:1fr}body.page-personal-insurance-auto-insurance .auto-seo-grid article{padding:21px}body.page-personal-insurance-auto-insurance .auto-seo-actions{align-items:flex-start;flex-direction:column}}

body.page-personal-insurance-auto-insurance .auto-quote-section{scroll-margin-top:100px}

/* Commercial quote flow and supporting search content */
body.page-commercial-insurance .commercial-quote-section{padding:clamp(38px,5.5vw,72px) 0 clamp(72px,8vw,100px);background:var(--warm-ivory);scroll-margin-top:100px}
body.page-commercial-insurance .commercial-quote-wrap{max-width:1160px}
body.page-commercial-insurance .commercial-quote-heading{max-width:780px;margin:0 auto 26px;text-align:center}
body.page-commercial-insurance .commercial-quote-kicker{display:inline-block;margin:0 0 12px;color:var(--brand-green);font-size:12px;font-weight:750;letter-spacing:.11em;text-transform:uppercase}
body.page-commercial-insurance .commercial-quote-heading h2,body.page-commercial-insurance .commercial-seo-lead h2{margin:0 0 12px;color:var(--primary-dark);font-size:clamp(27px,3.3vw,40px);line-height:1.12;letter-spacing:-.035em}
body.page-commercial-insurance .commercial-quote-heading p,body.page-commercial-insurance .commercial-seo-lead p{max-width:760px;margin:0 auto;color:var(--secondary-text);font-size:16px;line-height:1.75}
body.page-commercial-insurance .commercial-quote-frame-shell{overflow:hidden;border:1px solid var(--soft-border);border-radius:22px;background:var(--pure-white);box-shadow:0 14px 38px rgba(24,59,32,.08)}
body.page-commercial-insurance .commercial-quote-frame{display:block;width:100%;height:1020px;min-height:900px;border:0;background:var(--pure-white)}
body.page-commercial-insurance .commercial-quote-note{max-width:900px;margin:16px auto 0;color:var(--secondary-text);font-size:12px;line-height:1.65;text-align:center}
body.page-commercial-insurance .commercial-seo-section{padding:clamp(48px,7vw,86px) 0;background:var(--pure-white)}
body.page-commercial-insurance .commercial-seo-wrap{max-width:1120px}
body.page-commercial-insurance .commercial-seo-lead{max-width:900px;margin:0 auto 34px;text-align:center}
body.page-commercial-insurance .commercial-seo-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:18px}
body.page-commercial-insurance .commercial-seo-grid article{padding:26px;border:1px solid var(--soft-border);border-radius:20px;background:var(--warm-ivory)}
body.page-commercial-insurance .commercial-seo-grid h3{margin:0 0 11px;color:var(--primary-dark);font-size:19px;line-height:1.35}
body.page-commercial-insurance .commercial-seo-grid p{margin:0;color:var(--secondary-text);font-size:14px;line-height:1.75}
body.page-commercial-insurance .commercial-seo-actions{display:flex;flex-wrap:wrap;align-items:center;gap:14px;margin-top:20px}
body.page-commercial-insurance .commercial-seo-actions .button{display:inline-flex;align-items:center;gap:8px;min-height:46px;padding:0 17px;border-radius:999px;background:var(--primary-dark);color:var(--pure-white);font-weight:700;text-decoration:none;transition:transform .22s var(--ease),background .22s}
body.page-commercial-insurance .commercial-seo-actions .button:hover{transform:translateY(-2px);background:var(--cta-primary)}
body.page-commercial-insurance .commercial-seo-call{color:var(--cta-primary);font-size:13px;font-weight:750;text-underline-offset:3px}
@media(max-width:760px){body.page-commercial-insurance .commercial-quote-section{padding:32px 0 64px}body.page-commercial-insurance .commercial-quote-wrap,body.page-commercial-insurance .commercial-seo-wrap{padding-inline:14px}body.page-commercial-insurance .commercial-quote-frame-shell{border-radius:17px}body.page-commercial-insurance .commercial-quote-frame{height:1100px;min-height:980px}body.page-commercial-insurance .commercial-quote-heading p,body.page-commercial-insurance .commercial-seo-lead p{font-size:15px}body.page-commercial-insurance .commercial-seo-grid{grid-template-columns:1fr;gap:12px}body.page-commercial-insurance .commercial-seo-grid article{padding:21px;border-radius:17px}body.page-commercial-insurance .commercial-seo-actions{align-items:stretch;flex-direction:column}}
@media(prefers-reduced-motion:reduce){body.page-commercial-insurance .commercial-seo-actions .button{transition:none}}
body.page-personal-insurance-auto-insurance .auto-seo-call{display:inline-flex;align-items:center;gap:10px;min-height:48px;padding:8px 18px 8px 9px;border:1px solid var(--soft-border);border-radius:999px;background:var(--pure-white);color:var(--primary-dark);font-size:14px;font-weight:750;text-decoration:none;transition:background .22s ease,border-color .22s ease,box-shadow .22s ease,transform .22s ease}
body.page-personal-insurance-auto-insurance .auto-seo-call-icon{display:grid;place-items:center;flex:0 0 30px;width:30px;height:30px;border-radius:50%;background:var(--soft-border);color:var(--cta-primary)}
body.page-personal-insurance-auto-insurance .auto-seo-call-icon svg{display:block;width:16px;height:16px;fill:none;stroke:currentColor;stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round}
body.page-personal-insurance-auto-insurance .auto-seo-call:hover{transform:translateY(-2px);border-color:var(--accent-green);background:var(--warm-ivory);box-shadow:0 8px 20px rgba(24,59,32,.1)}
body.page-personal-insurance-auto-insurance .auto-seo-call:focus-visible{outline:3px solid var(--accent-green);outline-offset:3px}
@media(prefers-reduced-motion:reduce){body.page-personal-insurance-auto-insurance .auto-seo-call{transition:none}body.page-personal-insurance-auto-insurance .auto-seo-call:hover{transform:none}}

/* Surety bond quote and educational content, scoped to the Bonds page. */
body.page-bonds .bond-quote-section{padding:clamp(30px,5vw,58px) 0 84px;background:var(--warm-ivory)}
body.page-bonds .bond-quote-wrap,body.page-bonds .bond-seo-wrap{max-width:1120px}
body.page-bonds .bond-quote-heading,body.page-bonds .bond-seo-lead{max-width:850px;margin:0 auto 28px;text-align:center}
body.page-bonds .bond-quote-kicker{display:inline-block;margin:0 0 12px;color:var(--brand-green);font-size:12px;font-weight:750;letter-spacing:.11em;text-transform:uppercase}
body.page-bonds .bond-quote-heading h2,body.page-bonds .bond-seo-lead h2{margin:0 0 12px;color:var(--primary-dark);font-size:clamp(27px,3.3vw,40px);line-height:1.12;letter-spacing:-.035em}
body.page-bonds .bond-quote-heading p,body.page-bonds .bond-seo-lead p{max-width:780px;margin:0 auto;color:var(--secondary-text);font-size:16px;line-height:1.75}
body.page-bonds .bond-quote-frame-shell{overflow:hidden;border:1px solid var(--soft-border);border-radius:22px;background:var(--pure-white);box-shadow:0 14px 38px rgba(24,59,32,.08)}
body.page-bonds .bond-quote-frame{display:block;width:100%;height:1050px;border:0;background:var(--pure-white)}
body.page-bonds .bond-quote-note{max-width:930px;margin:16px auto 0;color:var(--secondary-text);font-size:12px;line-height:1.7;text-align:center}
body.page-bonds .bond-seo-section{padding:clamp(48px,7vw,86px) 0;background:var(--pure-white)}
body.page-bonds .bond-seo-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:18px}
body.page-bonds .bond-seo-grid article{padding:26px;border:1px solid var(--soft-border);border-radius:20px;background:var(--warm-ivory)}
body.page-bonds .bond-seo-grid h3{margin:0 0 11px;color:var(--primary-dark);font-size:19px;line-height:1.35}
body.page-bonds .bond-seo-grid p{margin:0;color:var(--secondary-text);font-size:14px;line-height:1.75}
body.page-bonds .bond-seo-actions{display:flex;flex-wrap:wrap;align-items:center;gap:14px;margin-top:22px}
body.page-bonds .bond-seo-actions .button{display:inline-flex;align-items:center;gap:8px;min-height:46px;padding:0 18px;border-radius:999px;background:var(--primary-dark);color:var(--pure-white);font-weight:700;text-decoration:none;transition:transform .22s ease,background .22s ease}
body.page-bonds .bond-seo-actions .button:hover{transform:translateY(-2px);background:var(--cta-primary)}
body.page-bonds .bond-seo-call,body.page-bonds .bond-seo-contact{color:var(--cta-primary);font-size:13px;font-weight:750;text-underline-offset:3px}
body.page-bonds .bond-seo-actions a:focus-visible{outline:3px solid var(--accent-green);outline-offset:3px}
@media(max-width:760px){body.page-bonds .bond-quote-section{padding:30px 0 64px}body.page-bonds .bond-quote-wrap,body.page-bonds .bond-seo-wrap{padding-inline:14px}body.page-bonds .bond-quote-frame-shell{border-radius:17px}body.page-bonds .bond-quote-frame{height:1100px}body.page-bonds .bond-quote-heading p,body.page-bonds .bond-seo-lead p{font-size:15px}body.page-bonds .bond-seo-grid{grid-template-columns:1fr;gap:12px}body.page-bonds .bond-seo-grid article{padding:21px;border-radius:17px}body.page-bonds .bond-seo-actions{align-items:stretch;flex-direction:column}}
@media(prefers-reduced-motion:reduce){body.page-bonds .bond-seo-actions .button{transition:none}body.page-bonds .bond-seo-actions .button:hover{transform:none}}

.site-header .nav-service-more{color:var(--brand-green)!important;font-weight:800!important;background:var(--warm-ivory)}
.site-header .nav-service-more:hover{background:var(--light-sage);color:var(--cta-primary)!important}
.site-header .nav-service-more .nav-service-more-icon{background:var(--soft-lime);color:var(--brand-green)}
.site-header .nav-service-more .nav-service-more-icon svg{fill:none;stroke:currentColor;stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round}
.site-header .nav-service-more[aria-current="page"]{background:var(--light-sage);color:var(--cta-primary)!important}
@media(prefers-reduced-motion:reduce){.site-header .nav-service-more{transition:none!important}}

/* Quote action beside Appointment and directly below the homepage hero. */
.header-cta-group{display:flex;align-items:center;gap:8px;flex:0 0 auto}
.site-header .header-quote{background:var(--primary-dark);color:var(--pure-white);border:1px solid var(--primary-dark)}
.site-header .header-quote:hover{background:var(--soft-lime);color:var(--primary-text);border-color:var(--soft-lime)}
.site-header .header-quote[aria-current="page"]{background:var(--soft-lime);color:var(--primary-text);border-color:var(--soft-lime)}
.home-quote-cta{padding:0 24px 30px;background:var(--paper)}
.home-quote-cta-inner{width:min(1200px,100%);margin-inline:auto;padding:18px 24px;display:flex;align-items:center;justify-content:space-between;gap:24px;border:1px solid rgba(24,59,32,.1);border-radius:18px;background:var(--pure-white);box-shadow:0 8px 24px rgba(24,59,32,.045)}
.home-quote-cta-inner>div{min-width:0}
.home-quote-cta .eyebrow{font-size:9px}
.home-quote-cta h2{margin:8px 0 2px;font-size:clamp(19px,2vw,25px);line-height:1.25;letter-spacing:-.035em}
.home-quote-cta p{margin:0;color:var(--secondary-text);font-size:13px;line-height:1.55}
.home-quote-cta .button{min-height:46px;padding-inline:19px;border-radius:999px;white-space:nowrap}
@media(max-width:1120px){.header-cta-group{gap:5px}.site-header .header-cta-group .header-cta{padding-inline:11px}}
@media(max-width:600px){
 .site-header .header-cta-group{gap:5px}
 .site-header .header-cta-group .header-cta-icon,.site-header .header-cta-group .arrow{display:none}
 .site-header .header-cta-group .header-cta{min-height:36px;padding-inline:8px;font-size:9px;white-space:nowrap}
 .home-quote-cta{padding:0 18px 24px}
 .home-quote-cta-inner{align-items:stretch;flex-direction:column;gap:13px;padding:17px;border-radius:16px}
 .home-quote-cta .button{width:100%}
}
@media(max-width:380px){
 .site-header .header-cta-group{gap:4px}
 .site-header .header-cta-group .header-cta{min-height:34px;padding-inline:6px;font-size:8px}
}

/* 4P Insurance brand artwork */
.brand{gap:0;flex:0 0 auto}
.brand-logo{display:block;width:64px;height:64px;object-fit:contain}
.site-footer .brand-logo{width:82px;height:82px}
@media(max-width:680px){.brand-logo{width:56px;height:56px}.site-footer .brand-logo{width:76px;height:76px}}
.site-header .brand-logo{width:52px;height:52px;border-radius:12px}
@media(max-width:680px){.site-header .brand-logo{width:48px;height:48px;border-radius:10px}}

/* Official 4P Insurance palette */
:root{--primary-dark:#183B20;--brand-green:#365E2C;--accent-green:#78A653;--soft-lime:#D5E8AA;--warm-ivory:#F8F9F3;--pure-white:#FFFFFF;--light-sage:#EDF3E5;--soft-border:#DCE5D5;--primary-text:#17251B;--secondary-text:#526356;--text-on-dark:#FFFFFF;--cta-primary:#244D2A;--cta-hover:#183B20;--cta-light:#D5E8AA;--ink:var(--primary-text);--deep:var(--primary-dark);--paper:var(--warm-ivory);--white:var(--pure-white);--muted:var(--secondary-text);--line:var(--soft-border);--lime:var(--soft-lime)}
body{background:var(--warm-ivory);color:var(--primary-text)}
.site-header .header-inner,.site-header .dropdown-panel{background:rgba(255,255,255,.97)}
.site-header .nav a:hover,.site-header .nav a[aria-current=page],.site-header .nav-dropdown summary[aria-current=page]{color:var(--brand-green)}
.site-header .dropdown-panel a:hover,.site-header .nav-mega-links a:hover{background:var(--light-sage);color:var(--primary-text)}
.header-cta,.button:not(.outline){background:var(--cta-primary);color:var(--text-on-dark)}
.header-cta:hover,.button:not(.outline):hover{background:var(--cta-hover);color:var(--text-on-dark)}
.quote-inner .button,.quote-banner .button{background:var(--cta-light);color:var(--primary-dark)}
.quote-inner .button:hover,.quote-banner .button:hover{background:var(--soft-lime);color:var(--primary-dark)}
.hero .button.outline,.page-intro .button.outline{color:var(--primary-text);border-color:var(--soft-border);background:rgba(255,255,255,.8)}
.hero .button.outline:hover,.page-intro .button.outline:hover{background:var(--primary-dark);color:var(--text-on-dark);border-color:var(--primary-dark)}
.text-link,.new-page-card h2 a span,.hero h1 em,.page-intro h1 em{color:var(--brand-green)}
.eyebrow:before,.slide-segment>span,.slide-segment:hover>span{background:var(--accent-green)}
.ticker,.section.dark,.path-section,.detail-band{background:var(--light-sage)}
.section.white,.sector-card,.planner,.new-page-card,.coverage-row,.form-panel,.faq details{background:var(--pure-white)}
.site-footer,.quote-banner{background:var(--primary-dark);color:var(--text-on-dark)}
.field select:focus,.field input:focus,.field textarea:focus{border-color:var(--brand-green);box-shadow:0 0 0 3px rgba(213,232,170,.55)}
.button:focus-visible,.header-cta:focus-visible,.nav a:focus-visible,.nav-dropdown summary:focus-visible,.dropdown-panel a:focus-visible,.menu-btn:focus-visible,.choice:focus-visible,.mini-btn:focus-visible,.faq summary:focus-visible,.language-float:focus-visible,.text-link:focus-visible,.slide-arrow:focus-visible,.slide-segment:focus-visible{outline:3px solid var(--brand-green);outline-offset:3px}

/* Apply the conversion palette to primary actions in every component state. */
.site-header .header-cta-group .header-cta{background:var(--cta-primary);color:var(--text-on-dark);border-color:var(--cta-primary)}
.site-header .header-cta-group .header-cta:hover,.site-header .header-cta-group .header-cta[aria-current=page]{background:var(--cta-hover);color:var(--text-on-dark);border-color:var(--cta-hover)}
.hero .hero-actions .button.hero-primary,.home-quote-cta .button,.new-page-actions .button:not(.outline),.new-page .button:not(.outline){background:var(--cta-primary);color:var(--text-on-dark)}
.hero .hero-actions .button.hero-primary:hover,.home-quote-cta .button:hover,.new-page-actions .button:not(.outline):hover,.new-page .button:not(.outline):hover{background:var(--cta-hover);color:var(--text-on-dark)}

/* Homepage interaction and quote hierarchy refinements */
.home-page .ticker-slide:hover{background:var(--soft-lime);color:var(--primary-dark)}
.commercial-coverage-icon{background:var(--light-sage);color:var(--brand-green)}
.commercial-coverage-agent{border-top:0;background:transparent;padding:0 0 38px}
.commercial-coverage-agent-inner{min-height:88px;padding:14px 20px;border:1px solid var(--soft-border);border-radius:18px;background:var(--light-sage)}
.commercial-agent-icon{border-radius:50%;background:var(--pure-white);color:var(--brand-green)}
.commercial-agent-question{color:var(--primary-text)}
.commercial-agent-link{border-color:var(--brand-green);background:var(--pure-white);color:var(--brand-green)}
.commercial-agent-link:hover{border-color:var(--accent-green);background:var(--soft-lime);color:var(--primary-dark)}
.home-quote-cta{padding:34px 24px 42px;background:var(--warm-ivory)}
.home-quote-cta-inner{padding:28px 32px;gap:32px;border-color:var(--soft-border);border-radius:22px;background:var(--light-sage);box-shadow:0 10px 28px rgba(24,59,32,.07)}
.home-quote-cta .eyebrow{color:var(--brand-green)}
.home-quote-cta h2{max-width:720px;margin:10px 0 10px;font-size:clamp(25px,3vw,36px);line-height:1.16;letter-spacing:-.04em;color:var(--primary-text)}
.home-quote-cta p{max-width:820px;font-size:15px;line-height:1.68;color:var(--secondary-text)}
.home-quote-cta .button{flex:0 0 auto;min-height:52px;padding-inline:23px}
.site-header .header-cta.header-appointment{background:var(--pure-white);border:1px solid var(--brand-green);color:var(--brand-green)}
.site-header .header-cta.header-appointment .arrow{background:var(--light-sage);color:var(--brand-green)}
.site-header .header-cta.header-appointment:hover{background:var(--soft-lime);border-color:var(--accent-green);color:var(--primary-dark)}
.site-header .header-cta.header-appointment:hover .arrow{background:rgba(120,166,83,.18);color:var(--primary-dark)}
.site-header .header-cta.header-appointment[aria-current=page]{background:var(--pure-white);border-color:var(--brand-green);color:var(--brand-green)}
@media(max-width:600px){.home-quote-cta{padding:26px 18px 32px}.home-quote-cta-inner{gap:18px;padding:22px 20px;border-radius:18px}.home-quote-cta h2{font-size:clamp(25px,7vw,32px)}.home-quote-cta p{font-size:14px}.commercial-coverage-agent{padding-bottom:28px}.commercial-coverage-agent-inner{padding:16px;border-radius:16px}}
@media(prefers-reduced-motion:reduce){.home-page .ticker-slide:hover{transform:none}}
.gl-quote-intake{width:min(calc(100% - 40px),1100px);margin:clamp(36px,5vw,64px) auto clamp(72px,9vw,112px);padding:clamp(24px,4vw,42px);background:var(--pure-white);border:1px solid var(--line);border-radius:22px;box-shadow:0 16px 44px rgba(24,59,32,.07)}
.gl-quote-intake .quote-intake-intro{max-width:740px;margin:0 auto 24px;text-align:center}
.gl-quote-intake .quote-intake-intro h2{margin:0 0 10px;font:700 clamp(25px,3vw,34px)/1.15 var(--sans);letter-spacing:-.035em;color:var(--ink)}
.gl-quote-intake .quote-intake-intro p{margin:0;color:var(--secondary-text);line-height:1.7}
.gl-quote-embed{height:1623px;overflow:hidden;border:1px solid var(--soft-border);border-radius:12px;background:var(--pure-white)}
.gl-quote-embed iframe{display:block;width:100%;height:100%}
@media(max-width:640px){.gl-quote-intake{width:calc(100% - 24px);padding:20px 14px;margin:32px auto 64px;border-radius:16px}.gl-quote-embed{height:1623px;border-radius:10px}}
.health-quote-intake{width:min(calc(100% - 40px),1100px);margin:clamp(36px,5vw,64px) auto clamp(72px,9vw,112px);padding:clamp(20px,3vw,32px)}
.health-quote-embed{width:100%;height:1416px;overflow:hidden;border:1px solid var(--soft-border);border-radius:12px;background:var(--pure-white)}
.health-quote-embed iframe{display:block;width:100%;height:100%}
@media(max-width:640px){.health-quote-intake{width:calc(100% - 24px);margin:32px auto 64px;padding:14px;border-radius:16px}.health-quote-embed{height:1416px;border-radius:10px}}
.healthcare-quote-intake{width:min(calc(100% - 40px),1100px);margin:clamp(36px,5vw,64px) auto clamp(72px,9vw,112px);padding:clamp(20px,3vw,32px)}
.healthcare-quote-embed{width:100%;height:1369px;overflow:hidden;border:1px solid var(--soft-border);border-radius:12px;background:var(--pure-white)}
.healthcare-quote-embed iframe{display:block;width:100%;height:100%}
@media(max-width:640px){.healthcare-quote-intake{width:calc(100% - 24px);margin:32px auto 64px;padding:14px;border-radius:16px}.healthcare-quote-embed{height:1369px;border-radius:10px}}
.home-quote-intake,.life-quote-intake{width:min(calc(100% - 40px),1100px);margin:clamp(36px,5vw,64px) auto clamp(72px,9vw,112px);padding:clamp(20px,3vw,32px)}
.home-quote-embed,.life-quote-embed{width:100%;overflow:hidden;border:1px solid var(--soft-border);border-radius:12px;background:var(--pure-white)}
.home-quote-embed{height:5283px}.life-quote-embed{height:1250px}
.home-quote-embed iframe,.life-quote-embed iframe{display:block;width:100%;height:100%}
@media(max-width:640px){.home-quote-intake,.life-quote-intake{width:calc(100% - 24px);margin:32px auto 64px;padding:14px;border-radius:16px}.home-quote-embed,.life-quote-embed{border-radius:10px}}

/* LeadConnector quote forms: shared shell, dedicated matching heights, and clear section spacing. */
.motorcycle-quote-intake,.professional-liability-quote-intake,.other-commercial-quote-intake{width:min(calc(100% - 40px),1100px);margin:clamp(36px,5vw,64px) auto clamp(76px,9vw,116px);padding:clamp(20px,3vw,32px);background:var(--pure-white);border:1px solid var(--soft-border);border-radius:22px;box-shadow:0 16px 44px rgba(24,59,32,.07)}
.motorcycle-quote-embed,.professional-liability-quote-embed,.other-commercial-quote-embed{width:100%;overflow:hidden;border:1px solid var(--soft-border);border-radius:12px;background:var(--pure-white)}
.motorcycle-quote-embed{height:2651px}.professional-liability-quote-embed{height:1561px}.other-commercial-quote-embed{height:1530px}
.motorcycle-quote-embed iframe,.professional-liability-quote-embed iframe,.other-commercial-quote-embed iframe{display:block;width:100%;height:100%}
@media(max-width:640px){.motorcycle-quote-intake,.professional-liability-quote-intake,.other-commercial-quote-intake{width:calc(100% - 24px);margin:32px auto 68px;padding:14px;border-radius:16px}.motorcycle-quote-embed,.professional-liability-quote-embed,.other-commercial-quote-embed{border-radius:10px}}

.appointment-calendar-section{width:min(calc(100% - 40px),1100px);margin:clamp(28px,4vw,52px) auto clamp(76px,9vw,116px)}
.appointment-calendar-shell{overflow:hidden;border:1px solid var(--soft-border);border-radius:20px;background:var(--pure-white);box-shadow:0 16px 44px rgba(24,59,32,.07)}
.appointment-calendar-shell iframe{display:block;width:100%;height:1200px;min-height:800px;border:0;overflow:hidden}
@media(max-width:640px){.appointment-calendar-section{width:calc(100% - 24px);margin:26px auto 68px}.appointment-calendar-shell{border-radius:16px}.appointment-calendar-shell iframe{height:1350px}}

.renters-quote-intake,.rv-quote-intake,.snowmobile-quote-intake{width:min(calc(100% - 40px),1100px);margin:clamp(36px,5vw,64px) auto clamp(76px,9vw,116px);padding:clamp(20px,3vw,32px);background:var(--pure-white);border:1px solid var(--soft-border);border-radius:22px;box-shadow:0 16px 44px rgba(24,59,32,.07)}
.renters-quote-embed,.rv-quote-embed,.snowmobile-quote-embed{width:100%;overflow:hidden;border:1px solid var(--soft-border);border-radius:12px;background:var(--pure-white)}
.renters-quote-embed{height:1446px}.rv-quote-embed{height:2706px}.snowmobile-quote-embed{height:1494px}
.renters-quote-embed iframe,.rv-quote-embed iframe,.snowmobile-quote-embed iframe{display:block;width:100%;height:100%}
@media(max-width:640px){.renters-quote-intake,.rv-quote-intake,.snowmobile-quote-intake{width:calc(100% - 24px);margin:32px auto 68px;padding:14px;border-radius:16px}.renters-quote-embed,.rv-quote-embed,.snowmobile-quote-embed{border-radius:10px}}

.travel-quote-intake,.trucking-quote-intake,.personal-schedule-intake{width:min(calc(100% - 40px),1100px);margin:clamp(36px,5vw,64px) auto clamp(76px,9vw,116px);padding:clamp(20px,3vw,32px);background:var(--pure-white);border:1px solid var(--soft-border);border-radius:22px;box-shadow:0 16px 44px rgba(24,59,32,.07)}
.travel-quote-embed,.trucking-quote-embed,.personal-schedule-embed{width:100%;overflow:hidden;border:1px solid var(--soft-border);border-radius:12px;background:var(--pure-white)}
.travel-quote-embed{height:1394px}.trucking-quote-embed{height:2840px}.personal-schedule-embed{height:1256px}
.travel-quote-embed iframe,.trucking-quote-embed iframe,.personal-schedule-embed iframe{display:block;width:100%;height:100%}
@media(max-width:640px){.travel-quote-intake,.trucking-quote-intake,.personal-schedule-intake{width:calc(100% - 24px);margin:32px auto 68px;padding:14px;border-radius:16px}.travel-quote-embed,.trucking-quote-embed,.personal-schedule-embed{border-radius:10px}}

/* Shared spacing and presentation for the general LeadConnector form. */
.generic-quote-intake{width:min(calc(100% - 40px),1100px);margin:clamp(40px,5vw,68px) auto clamp(84px,9vw,120px);padding:clamp(22px,4vw,42px);background:var(--pure-white,#fff);border:1px solid var(--soft-border,#dce5d5);border-radius:22px;box-shadow:0 16px 44px rgba(24,59,32,.07)}
.generic-quote-intro{max-width:760px;margin:0 auto 24px;text-align:center}
.generic-quote-intro h2{margin:0 0 10px;font:700 clamp(25px,3vw,34px)/1.15 var(--sans,Manrope,sans-serif);letter-spacing:-.035em;color:var(--primary-text,#17251b)}
.generic-quote-intro p,.generic-quote-disclaimer{color:var(--secondary-text,#526356);line-height:1.7}
.generic-quote-intro p{margin:0}
.generic-quote-embed{height:1213px;overflow:hidden;border:1px solid var(--soft-border,#dce5d5);border-radius:12px;background:var(--pure-white,#fff)}
.generic-quote-embed iframe{display:block;width:100%;height:100%}
.generic-quote-disclaimer{max-width:900px;margin:18px auto 0;font-size:13px;text-align:center}
@media(max-width:640px){.generic-quote-intake{width:calc(100% - 24px);margin:34px auto 70px;padding:18px 14px;border-radius:16px}.generic-quote-embed{border-radius:10px}.generic-quote-intro{margin-bottom:18px}}

/* Shared spacing and presentation for the general LeadConnector form. */
.generic-quote-intake{width:min(calc(100% - 40px),1100px);margin:clamp(40px,5vw,68px) auto clamp(84px,9vw,120px);padding:clamp(22px,4vw,42px);background:var(--pure-white,#fff);border:1px solid var(--soft-border,#dce5d5);border-radius:22px;box-shadow:0 16px 44px rgba(24,59,32,.07)}
.generic-quote-intro{max-width:760px;margin:0 auto 24px;text-align:center}
.generic-quote-intro h2{margin:0 0 10px;font:700 clamp(25px,3vw,34px)/1.15 var(--sans,Manrope,sans-serif);letter-spacing:-.035em;color:var(--primary-text,#17251b)}
.generic-quote-intro p,.generic-quote-disclaimer{color:var(--secondary-text,#526356);line-height:1.7}
.generic-quote-intro p{margin:0}
.generic-quote-embed{height:1213px;overflow:hidden;border:1px solid var(--soft-border,#dce5d5);border-radius:12px;background:var(--pure-white,#fff)}
.generic-quote-embed iframe{display:block;width:100%;height:100%}
.generic-quote-disclaimer{max-width:900px;margin:18px auto 0;font-size:13px;text-align:center}
@media(max-width:640px){.generic-quote-intake{width:calc(100% - 24px);margin:34px auto 70px;padding:18px 14px;border-radius:16px}.generic-quote-embed{border-radius:10px}.generic-quote-intro{margin-bottom:18px}}
/* Language switch for the paired English and Spanish general inquiry forms. */
.form-language-control{display:flex;align-items:center;justify-content:flex-end;gap:6px;margin:0 0 12px;color:var(--secondary-text,#526356);font:600 13px/1.2 var(--sans,Manrope,sans-serif)}
.form-language-control-label{margin-right:4px}
.form-language-control button{min-width:42px;padding:8px 12px;border:1px solid var(--soft-border,#dce5d5);border-radius:999px;background:var(--pure-white,#fff);color:var(--brand-green,#365e2c);font:700 12px/1 var(--sans,Manrope,sans-serif);cursor:pointer;transition:background-color .2s ease,color .2s ease,border-color .2s ease,transform .2s ease}
.form-language-control button:hover{transform:translateY(-1px);border-color:var(--accent-green,#78a653)}
.form-language-control button[aria-pressed="true"]{background:var(--brand-green,#365e2c);border-color:var(--brand-green,#365e2c);color:#fff}
.generic-quote-embed.form-lang-enabled{height:auto;overflow:visible}
.form-lang-enabled iframe.ghl-bilingual-form{display:block;width:100%;border:0}
@media(prefers-reduced-motion:reduce){.form-language-control button{transition:none}}

/* Other quote request form on the bilingual Quote directory page. */
.other-quote-intake{width:min(calc(100% - 40px),1100px);margin:clamp(40px,5vw,68px) auto clamp(84px,9vw,120px);padding:clamp(22px,4vw,42px);background:var(--pure-white,#fff);border:1px solid var(--soft-border,#dce5d5);border-radius:22px;box-shadow:0 16px 44px rgba(24,59,32,.07)}
.other-quote-embed{height:589px;overflow:hidden;border:1px solid var(--soft-border,#dce5d5);border-radius:12px;background:var(--pure-white,#fff)}
.other-quote-embed iframe{display:block;width:100%;height:100%}
@media(max-width:640px){.other-quote-intake{width:calc(100% - 24px);margin:34px auto 70px;padding:18px 14px;border-radius:16px}.other-quote-embed{border-radius:10px}}

/* LeadConnector forms resize their own iframes as conditional fields change. Let each shell follow that measured height. */
.gl-quote-embed,.health-quote-embed,.healthcare-quote-embed,.home-quote-embed,.life-quote-embed,.motorcycle-quote-embed,.professional-liability-quote-embed,.other-commercial-quote-embed,.renters-quote-embed,.rv-quote-embed,.snowmobile-quote-embed,.travel-quote-embed,.trucking-quote-embed,.personal-schedule-embed,.generic-quote-embed,.other-quote-embed,.quote-embed{height:auto;overflow:hidden}
.appointment-calendar-shell iframe{height:auto;min-height:0}
.form-panel.contact-embed-panel{height:auto;min-height:0}

/* Keep the four quote-path cards in a two-column grid on larger screens. */
body.page-get-a-quote .quote-product-grid{grid-template-columns:repeat(2,minmax(0,1fr))}
@media(max-width:560px){body.page-get-a-quote .quote-product-grid{grid-template-columns:1fr}}

/* Mobile service navigation: readable labels and reliable touch targets. */
@media(max-width:980px){.site-header .nav{overscroll-behavior-y:contain;-webkit-overflow-scrolling:touch;overflow-anchor:none}.site-header .nav-dropdown>summary{min-height:48px}.site-header .nav a.nav-service-link{min-height:44px;padding-block:8px}.site-header .nav a.nav-service-link>span:last-child{min-width:0;overflow-wrap:anywhere}}

/* Mobile homepage: keep the desktop full-bleed photo treatment and stabilize the mega menu. */
.home-page .hero .button .arrow svg{display:block;width:14px;height:14px;fill:none;stroke:currentColor;stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round}
@media(max-width:980px){.home-page .ticker{margin:14px auto 18px}.site-header .nav-dropdown[open]>.dropdown-panel,.site-header .nav-dropdown[open]>.mega-panel{overflow:visible;max-height:none}.site-header .nav .mega-panel,.site-header .nav .dropdown-panel,.site-header .nav .nav-service-list,.site-header .nav .nav-submenu-links{overflow:visible;max-height:none;overscroll-behavior:initial}}
@media(max-width:600px){.home-page .hero{height:auto;min-height:760px;overflow:hidden;background:var(--light-sage)}.home-page .hero:before{display:block;inset:0;z-index:2;background:linear-gradient(90deg,rgba(255,255,255,.96) 0%,rgba(255,255,255,.93) 54%,rgba(255,255,255,.86) 80%,rgba(255,255,255,.78) 100%),linear-gradient(0deg,rgba(255,255,255,.24),transparent 58%)}.home-page .hero-img{inset:0;width:100%;height:100%;object-fit:cover;object-position:center 38%;background:none;clip-path:none;filter:none;transform:none;animation:none}.home-page .hero:after{inset:0;width:100%;height:100%;border-radius:0;background-size:cover;background-position:center 38%;background-repeat:no-repeat;background-color:transparent}.home-page .hero-grid{height:auto;min-height:760px;align-items:center;padding:132px 24px 100px}.home-page .hero-copy{max-width:100%}.home-page .hero .hero-actions{margin-top:22px;gap:9px}.home-page .hero .button{min-height:46px;padding-inline:13px;font-size:10px}.home-page .hero .button .arrow{display:inline-grid;place-items:center;width:23px;height:23px;flex:0 0 23px;font-size:0}.home-page .hero .button .arrow svg{display:block;width:14px;height:14px;fill:none;stroke:currentColor;stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round}.home-page .hero-nav{top:50%;width:36px;height:36px;transform:translateY(-50%)}.home-page .hero-nav:hover{transform:translateY(-50%)}.home-page .hero-nav-prev{left:6px}.home-page .hero-nav-next{right:6px}.home-page .hero-nav svg{width:18px;height:18px}.home-page .ticker{position:relative;z-index:1;width:calc(100% - 24px);margin:14px auto 18px;border-radius:13px;overflow-x:auto;overscroll-behavior-x:contain;scroll-snap-type:x mandatory;scrollbar-width:thin}.home-page .ticker-track{width:max-content;min-width:100%}.home-page .ticker-slide{flex:0 0 auto;min-height:54px;padding:9px 14px;scroll-snap-align:start;white-space:nowrap;font-size:10px}}

/* Use outline arrow icons in homepage hero actions. */
.home-page .hero .hero-actions .button .arrow svg{display:block;width:14px;height:14px;fill:none;stroke:currentColor;stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round}


/* Mobile navigation: one continuous, vertically scrollable menu. */
@media(max-width:980px){.site-header .nav{height:auto;max-height:calc(100dvh - 104px);min-height:0;overflow-x:hidden!important;overflow-y:auto!important;overscroll-behavior:contain;-webkit-overflow-scrolling:touch;touch-action:pan-y;scroll-behavior:auto;scroll-padding-block:12px;overflow-anchor:none}.site-header .nav>.nav-dropdown{flex:0 0 auto}.site-header .nav>.nav-dropdown[open]>.dropdown-panel,.site-header .nav>.nav-dropdown[open]>.mega-panel{position:static!important;width:auto!important;height:auto!important;max-height:none!important;overflow:visible!important;transform:none!important;contain:none!important}.site-header .nav .nav-mega-grid,.site-header .nav .nav-mega-column,.site-header .nav .nav-service-list,.site-header .nav .nav-mega-links,.site-header .nav .nav-submenu-links{height:auto!important;max-height:none!important;overflow:visible!important;contain:none!important}.site-header .nav .nav-service-link{min-height:44px}}


/* Mobile menu scroll: keep expanded categories in one continuous flow. */
@media(max-width:980px){
 .site-header .nav.open{display:flex;align-items:stretch;flex-direction:column;overflow-x:hidden!important;overflow-y:auto!important;max-height:calc(100dvh - 104px)!important;overscroll-behavior-y:contain;touch-action:pan-y;scroll-behavior:auto}
 .site-header .nav.open>.nav-dropdown{display:block;flex:0 0 auto;width:100%}
 .site-header .nav.open>.nav-dropdown>.dropdown-panel,.site-header .nav.open>.nav-dropdown>.mega-panel{position:static!important;display:block;width:auto!important;height:auto!important;max-height:none!important;overflow:visible!important;transform:none!important;contain:none!important}
 .site-header .nav.open .nav-mega-grid,.site-header .nav.open .nav-mega-column,.site-header .nav.open .nav-service-list,.site-header .nav.open .nav-mega-links,.site-header .nav.open .nav-submenu-links{height:auto!important;max-height:none!important;overflow:visible!important;contain:none!important}
 .site-header .nav.open .nav-service-link{min-height:44px}
}

/* Mobile header: keep Appointment and Quote before the far-right menu button. */
@media(max-width:980px){.site-header .brand{order:1}.site-header .header-cta-group{order:2;margin-left:auto}.site-header .menu-btn{order:3;margin-left:0}}