Keep client systems and your own business in view.
Technology firms support software, networks, data, devices, and client operations. Review commercial insurance questions around the services you deliver, the systems you access, and the commitments in your contracts.
Cyber Liability, Professional Liability, General Liability, Commercial Property, and Commercial Umbrella may be topics to discuss. Managed services, software products, hosting, hardware, and consulting each involve different work and client expectations.
Describe which systems your team can access, how incidents are handled, and who is responsible for backups, updates, and client notifications. Do not send passwords, security reports, or confidential system details through a public inquiry.
Details that help focus the conversation
A clear description of your operation helps an agent focus the conversation.
Questions worth asking
Useful points to discuss before choosing a policy.
What should an IT business discuss with an insurance agent?
Explain your services, client access, data responsibilities, vendor relationships, contracts, and incident response practices. Keep passwords and confidential system details out of public forms.
Does cyber coverage replace professional liability?
They address different questions and policy terms vary. Review both the technology services provided and how the policies define covered claims and exclusions.
Request an insurance quote
Share the general details requested to start a conversation about this coverage.
Submitting a request does not activate coverage. Coverage begins when confirmed by an authorized agent or the insurer.